Q: Can "CFNA" ("Credit First") credit card company demand payment solely via bank-to-CreditFirst (internal) ROUTING?
Just a month ago, a local San Diego "Firestone" tires shop secured for me (via their shop phone) a circa $1000 "CFNA" (Credit First) credit card to pay for vehicle repairs on my Ford van. Good. Great. Very nice. However, now CFNA has told me that they will accept my first monthly payment on said card ($41) ONLY via direct, bank-to-CreditFirst, ROUTING. In response to such demand, I told them that if they do NOT accept my Wells Fargo DEBIT CARD, nor a traditional MONEY ORDER, as payment, then they simply will NEVER get ANY money from me regarding their CFNA credit card. QUESTION: Am I correct in assuming that ALL creditors MUST accept ANY reasonable instrumentality as payment for debts owed to them? And, moreover, they can NOT demand only ONE form of payment --- in my case, a bank-to-CreditFirst ROUTING payment. Bottom line, I simply REFUSE to give ANYONE my internal Wells Fargo Bank ROUTING number. That just ain't gonna happen, folks. Take me to court.
A: What are the terms to which you agreed when applying for and/or accepting this credit card? More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website. I practice law in CA, NY, MA, and DC in the following areas of law: Business & Contracts, Criminal Defense, Divorce & Child Custody, and Education Law. This answer does not constitute legal advice; make any predictions, guarantees, or warranties; or create any Attorney-Client relationship.
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