Louisville, TN asked in Elder Law, Insurance Bad Faith, Insurance Defense and Medical Malpractice for North Carolina

Q: My question is how do l get medical ins. in N.C. when I'm on a fixed income & can't work ? I'm inbetween 60-65 yrs old.

1 was a bartender/server for 30 yrs. 10 yrs ago l was prescribed methadone for a medical condition not related to addiction & didn't need to work. Now, I'm fighting an addiction, and on a fixed income @ 62 yrs old. I'm in recovery & don't dare take the chance of being in that type of environment. I can afford monthly bills just fine. But, I'm told because l make less than $1300 (?)a mo. I can't get ins unless l pay $1600 a month. I can't get Medicaid, & to young for Medicare. Does being in recovery, especially early recovery, mean l am not disabled ? I do feel my former Dr. did nothing to prepare me for the drug therapy l was prescribed, & was largely responsible for my addiction problems now. What, if any are my options ?

1 Lawyer Answer
Peter N. Munsing
Peter N. Munsing
PREMIUM
Answered
  • Medical Malpractice Lawyer
  • Wyomissing, PA

A: Hope you tell your GOP Senators and Congressman about this as they seem to think people like you can just get insurance and need no help. There are "spend down" and other ways if you are "medically needy" of qualifying for medical assistance, but these vary by state. See if there is a patient advocacy center that can help give you information.

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