Dekalb, IL asked in Banking, Civil Litigation, Consumer Law and Contracts for Illinois

Q: We didnt get flood insurance on our home as the sellers and bank listed that it was a no flood zone. It flooded so bad

Water was all in the house and around it and soo high, if the bank had told us that it was in a flood zone then we would have gotten flood insurance and wouldnt be stuck with all the damages now

1 Lawyer Answer
Steve McCann
Steve McCann
  • Consumer Law Lawyer
  • Chicago, IL
  • Licensed in Illinois

A: I understand your frustration, and unfortunately this happens quite often. Your options and remedies depend on very specific facts that are not provided here, such as the specific representations that were made by the seller's and bank in regards to your home being in a flood zone, and the contracts that were signed. I would recommend organizing all of the information you have in your possession relevant to this situation, including all documents and correspondences, and consulting with an attorney individually. Many of us offer free consultations, so it will not cost you anything out of pocket to obtain a comprehensive evaluation from an experienced professional that is tailored to the specifics of your situation.

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