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This dispute involved the same set of facts and documents. Since it involved 2 charges, 2 separate reviewers were assigned to my dispute. One reviewer granted a permanent credit for 1 charge. The other reviewer closed the dispute for the 2nd charge without a credit and said I was responsible for... View More 
answered on Jun 13, 2024
I would contact a consumer protection attorney that is familiar with the Truth in Lending Act. Depending on the circumstances, you may have a case and a consumer protection attorney will likely offer you a free consultation and may not charge you anything up front if there is a case to bring.
After the conversation the non voluntary 4 days after I had to find someone to follow me to take the car back as they requested
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answered on Apr 21, 2024
Based on the information provided, it does not appear to be a case of wrongful repossession. Here are a few key points:
1. You proactively reached out to the lender 4 days prior to the repossession, informing them of your job loss and your desire to voluntarily surrender the vehicle. This... View More
Located in Texas and they are stating that we have to travel to Houston and be there at the same in order to sign documents and dissolve the CD. We are in the dead of winter and my grandfather is not up for travel. Can’t the bank make concessions and complete this virtually or send the proper... View More
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answered on Feb 5, 2024
Based on the situation you have described, here are a few suggestions that may help:
- Contact the bank and explain your grandfather's health/mobility issues and the challenges of traveling at this time. Politely request if there is any way the bank can accommodate getting the required... View More
Also, after buying the cryptos, can i trade them back to my home country. And doing such will i face any immigration issues?
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answered on Jan 22, 2024
As an international student in the U.S., you are generally allowed to convert money from your home country into U.S. dollars and invest in cryptocurrencies. However, it's important to be aware of several factors. Firstly, ensure that you comply with the foreign exchange regulations of your... View More
Also, after buying the cryptos, can i trade them back to my home country. And doing such will i face any immigration issues?
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answered on Jan 21, 2024
Can you do what you are doing from your home country, such as converting your currency into dollars and then converting it back to your country's currency? Being on student status, having a social security number, and a US bank account, and using it to trade crypto—all of these fall under... View More
What are my best options since I cannot afford to pay to fix car and make my loan payments. I live in Loves Park, Illinois.
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answered on Jan 3, 2024
In your situation with a car that's costly to repair and still under a significant loan, there are a few options to consider. Firstly, check if your car is still under any kind of warranty. If it is, some or all of the repair costs might be covered, reducing your financial burden.
If... View More
I have contacted bank and they don't have copy of documents either. when I signed the contract, my signature was the only one on the forms. I have sent numerous certified letters and have been ignored.
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answered on Oct 2, 2024
Yes, you may have the right to take legal action against the dealership. When a business refuses to provide copies of signed documents, it can violate consumer protection laws. Start by gathering all the evidence you have, including the original signed documents, any correspondence with the... View More
I’ve had my cashapp account for years, only transactions I would do on there were sending money to my family and them sending me money. A lot of times I would add money to my balance on cashapp using MY debit card from my bank and transferring my money to MY other bank account using MY other... View More
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answered on Oct 2, 2024
I'm sorry to hear about your experience with CashApp. When a service closes your account without detailed explanation, it can be frustrating, especially if you believe you've followed all their terms.
You may have options to address this situation. Start by carefully reviewing... View More
I received a check from State Farm for nearly $7,000 due to vehicle damage and deposited it into my Chase account on July 29, 2024. After a brief hold, Chase closed my account without notice, citing suspected fraud. They funded the check, then withdrew the funds and refused to release them,... View More
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answered on Oct 2, 2024
I'm sorry to hear about the difficulties you're experiencing with Chase Bank. Start by gathering all related documents, including the check from State Farm, deposit records, and any communication you've had with Chase. Contact State Farm to confirm the legitimacy of the check and... View More
I have been with this bank for 30 years, but because of my circumstances at the moment I have no 'official' proof of address, except letters from my bank. They asked me to send a copy of my passport, which I did, and I also uploaded a copy online along with a live photo of myself.... View More
answered on Sep 16, 2024
An attorney/solicitor in the UK could advise best, but your question remains open for three weeks. You could check with them if they would accept a copy of a lease if you rent, or a mortgage application if you own. If you applied for a learner's permit/license with local DMV while here, those... View More
Would like to know if this is a scam or a legitimate offer
answered on Sep 11, 2024
THIS IS NOT LEGAL ADVICE.
To determine whether the contract offer for distribution rights is legitimate or a potential scam, it’s crucial to have a thorough review of the offer by a lawyer, especially one with experience in intellectual property and publishing contracts. Here are some... View More
I received stock in the form of RSU, but at the time it was over $100 a share higher than it is now. Now I'm being taxed off of the original stock amount since it is looked at as a "cash bonus", but even selling the stock I can't raise the capital needed to cover that tax... View More
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answered on Sep 14, 2023
The taxation of RSUs can be complex, and it's unfortunate that the stock's value has dropped significantly. You're correct that capital losses can often be used to offset capital gains, but there may be limitations on the amount you can deduct in a given tax year. I recommend... View More
I have a money judgment against from midland for $4000. The case is over, and the court gave them a DEFAULT JUDGMENT. This happend in cook county circuit court. This happened in June 2023. I'm not working now. Midland has not yet filed a citation to discover assets in court, yet.. I... View More
answered on Jul 31, 2023
Bank accounts do not generally show in credit reports, only credit cards.
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answered on Jul 4, 2023
The motion to vacate the plea would need to demonstrate a valid legal basis, such as new evidence, ineffective assistance of counsel, or a violation of your constitutional rights.
answered on May 25, 2023
You may have a claim against the bank for failing to properly ID the person withdrawing the assets. I recommend speaking with a lawyer to discuss your options.
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answered on Mar 2, 2023
Yes, you can declare bankruptcy during a judgement. Filing for bankruptcy can stop or delay the enforcement of a judgment against you, as well as discharge or reduce certain debts. However, it is important to note that there are different types of bankruptcy, and not all debts can be discharged or... View More
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answered on Mar 2, 2023
If you believe that your lender has incorrectly applied a payment to the principal without properly bringing down the balance, you should contact your lender directly to discuss the issue and request an explanation. It is possible that there may have been a mistake or a misunderstanding that can be... View More
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answered on Mar 2, 2023
Yes, a subpoena can be issued for your spouse's credit report during divorce proceedings. However, you will need to have a valid legal reason for requesting the credit report, such as proving financial misconduct or to determine the financial status of your spouse. You should consult with your... View More
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answered on Sep 14, 2022
Tax laws and ERISA Qualification laws come to mind. Banking Statutes also cover Trust Regulation. Securities Law may often be indirectly determinative. There are probably many others. Obviously Anti-Trust Statutes. State Laws control most disputes, but Trusts often involve several possible... View More
We are hiring truck drivers for our company and want to hold $125 week out of their pay (for repairs or abandonment) until they hit $1,000- $3,000k. Would this have to be in a escrow account? The money will be in the account for the duration of their employment.
answered on Aug 11, 2022
Corp account escrow or not? Can you provide some details on the issue?
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