Chicago, IL asked in Divorce, Family Law, Child Support and Health Care Law for Illinois

Q: How do courts split the cost of health care?

My son is on my insurance plan, and it is just the two of us. If my plan costs $100 per month, would we split half of $50? I would think my half costs $50, and my sons half costs $50 which we'd split and each pay $25 for his insurance monthly. His father thinks we should only split the difference of what it costs to add him to my plan (say this plan cost $70 for one adult, but $100 for adult + child(ren). His father believes we should split the $30 difference and each pay $15. Who is correct?

2 Lawyer Answers
James G. Ahlberg
James G. Ahlberg
Answered
  • Rochelle, IL
  • Licensed in Illinois

A: There is no magic answer. Whatever you agree on or a court orders is the "correct" answer.

J. Richard Kulerski Esq.
J. Richard Kulerski Esq.
Answered
  • Oak Brook Terrace, IL
  • Licensed in Illinois

A: Your husband is correct because the cost that is to be shared is limited to the actual cost of only the child's portion of the premium.

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