Q: How does an insurance company settle claims when their insured are both parties of an MVA? How do they "sue" themselves?
My friend was involved in a three car collision recently. She was rear-ended by a vehicle which slammed her car into the car ahead of hers. The same insurance company that insures my friend is the same insurance carrier for the individual's vehicle that slammed into her from behind. The vehicle that my friend rear-ended is insured by a different carrier.
A:
It's handled by different divisions within the company normally. Happens all the time, but I understand what you are saying; it looks like a clear conflict.
Then of course if her carrier pays some of her medical bills, it can require compensation from the other driver's insurer; yes, the same company.
If your friend isn't represented, she should talk to an attorney right away. Particularly in the one company scenario it is very easy for the injured person to get taken advantage of by an insurance company that is just trying to avoid paying a claim.
1 user found this answer helpful
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
