Q: I received a letter in the mail today that threatened legal action for a debt.
I received a letter in the mail today that threatened legal action for a debt from over 5 years ago. The debt is from when I lived in Maryland. I have not lived there for the last 5 years. I've been living in North Dakota. The debt is for $9,000 and is the result of having been evicted when I was living with 2 other people who were also on the lease. I read that the statute of limitations for them to pursue legal action on a debt in Maryland is 3 years. It has definitely been longer than 3 years. What can I do to protect myself? Is it true they cannot pursue legal recourse over this debt?
A: If the MD stature is 3 years, then the statute has expired and they cannot sue you.
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