Inglewood, CA asked in Insurance Bad Faith, Insurance Defense, Business Law and Car Accidents for California

Q: WHERE CAN I FIND AN ATTY. FOR WHAT I BELIEVE IS INSURANCE FRAUD?

This young guy hit my car CLEARLY at fault & admitted it. the insurance paper showed his policy had expired He told me that he would talk to his mother to get my car fixed. His mom is an insurance agent. the calls that were supposedly from a claim adjuster were not the # was from his moms office and the insurance papers are now different . I have ALL the docs. txts pics & numbers ect. now its being reported that i was at fault. I just dont know WHO to talk to because its been shady from the start. I was told to file a civil suit. how and what ?PALMDALE,CA.

3 Lawyer Answers
William John Light
William John Light
Answered
  • Personal Injury Lawyer
  • Riverside, CA
  • Licensed in California

A: Unclear if you are injured from a collision or just want property damage repaired. The remedy for establishing who is at fault in a collision is a lawsuit. If you want your property damage repaired, file in Small Claims. Bring photos of the damage, and of the scene. Bring copies of the estimates/receipts for repair and rental car. If you are hurt, contact a PI attorney to discuss. If someone is making a false claim to your insurance company, then your insurer will deal with it. You don't need to do anything except cooperate with your insurer.

Dale S. Gribow
Dale S. Gribow
Answered
  • Personal Injury Lawyer
  • Palm Desert, CA
  • Licensed in California

A: MORE INFO NEEDED

IT COULD BE THAT HE HAD AN OLD INSURANCE CARD AND HAD NOT PUT A NEW ONE IN THE CAR...OR IT COULD BE FRAUD.

YOUR INSURANCE CO CAN DEAL WITH IT AFTER YOU ADVISE THEM.

IF YOU WERE NOT INJURED AND YOUR DAMAGES WERE LESS THAN $10K FILE IN SMALL CLAIMS.

Peter N. Munsing
Peter N. Munsing
Answered
  • Personal Injury Lawyer
  • Wyomissing, PA

A: I agree with both lawyers. Suggest you contact a member of CAOC in the county where it happened. Doesn't sound like the police responded. Not clear who is "it is being reported ...."

I would suggest rather than phone calls send a letter to the person who was involved stating that unless you get valid insurance information you will report it to the DMV. (They can suspend his license until he pays). However you don't want to give statements about the crash until you've spoken with a lawyer.

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