Buffalo, NY asked in Consumer Law, Contracts, Real Estate Law and Civil Litigation for New York

Q: Can a non profit mortgage co receiving federal grants rescind qualification because you have an attitude on the phone?

I was recently qualified through NACA for a mortgage. I paid for a home inspection, I got a contract of sale, and I hired an architect (all out of pocket). The rehab specialist I was dealing with was extremely negligent in returning calls and emails. It took her a week to contact me back and sp I had an attitude with her on the phone. She boasted she is the only person who can approve my loan and since she didn't like my attitude, she was now rescinding my qualification and telling the attorney not to accept my application and that I will not be getting a loan through NACA. She also contacted Bank of America and told them to terminate my loan application.

1 Lawyer Answer

A: As you just found out, tor all practical purposes the answer is yes. BTW: The lesson just learned--about what happens to many people who have bad attitudes when dealing with other people who can pull the rug out from under them--is much more valuable than you think. As Archie Bunker used to say to Ms. Bunker: "Stifle it."

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