Fort Worth, TX asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Texas

Q: Can a insurance claiming company claim more than a cars worth?

Can a insurance claiming company claim more than a cars worth?

Back in january of 2020 I got into a wreck with no insurance, the lady's insurance company came after me for a dent in her door and a dent in the door frame. Her car was a 1998 toyota. The insurance company is trying to make me pay 1800$ without signing any documents for the claim, can they charge me more than the car and damages are even worth???No one was hurt and no police report was made

1 Lawyer Answer
Teri A. Walter
Teri A. Walter
  • Personal Injury Lawyer
  • Houston, TX
  • Licensed in Texas

A: Her insurance company can't "charge" you at all, but they can sue you for the damages they had to pay, whatever that is. Typically, if the cost to repair the damages are more than the car is worth, they pay the value of the car. I suggest you get a release in exchange for your check, to keep her from claiming additional damages later.

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