Q: Someone slammed into my car and totaled it. My insurance company is only covering the value of the car. Which leaves me
Owing 900$ and also i am out the 4,000$ I paid in cash. Car under a year old. Can i go after her insurance company for the 4,900$??
A: More details are needed and I wish you had spoken and/or hired an attorney about this already, however what's done is done and hopefully you have not lost any rights-----you need to speak to an injury/accident lawyer in your area and discuss your options----use the Find a Lawyer tab and search for injury/accident lawyers in your area---contact a few, discuss the details and hire the one with whom you are most comfortable. Good luck.
A: It looks like you may have paid over book value. When you say it's a year old was it a 2020 or you mean you bought it used a year ago? They only have to give you the book value, not the replacement value. If they give you below market value you may have a claim if you can document that, but if you settled with them for that then that is done. If you were in your car you have a claim for your injuries, and should get them seen to by a doctor if you haven't already done so. We give free consultations so that victims of carelessness can get advice before they deal with insurance companies.
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