Get free answers to your Insurance Bad Faith legal questions from lawyers in your area.
A tree fell on my house in April. It didn't look like a like a lot of damage. However 2 weeks later there is significant down pour and water is coming in through the roof. It is past the 14 days the incident actually happened, but because it didn't rain, you didn't know there was... View More 
answered on Jun 14, 2024
A Pennsylvania attorney could advise best, but your question remains open for a week. Yes, they can deny for not being placed on notice of the claim in a prompt manner. However you raise some valid points of your own, being the policy jacket and not being aware of the water incursion until the... View More
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answered on May 17, 2024
No, your insurance company cannot force you to apply for Social Security Disability Insurance (SSDI). However, in certain situations, they may strongly encourage or incentivize you to do so. Here are a few reasons why:
1. Long-term disability (LTD) policies often include a clause stating... View More
For a class action law suit against a large insurance carrier, where it is not too difficult to surmise that what was improperly done to you, is done routinely with others as well, do you need to discover on your own, who some of those people are, and then contact them unexpectedly and try to have... View More
answered on Feb 16, 2024
Until you are able to check with attorneys who practice in Pennsylvania, you are correct. It can be difficult to put together a class action lawsuit. Not because of the legal theories - the same laws apply conceptually that apply to individual lawsuits. But there is the administrative burden of... View More
I was rear ended in Pa by a provisional NJ licenced driver under his mother's insurance.I filed a diminished value claim with the insurance who gave me a list of documents I needed to produce. After doing so they said I needed a professional to do the documents. I did this then they went back... View More
answered on Sep 8, 2024
A Pennsylvania attorney could advise best, but your question remains open for two weeks. It isn't clear why they would require sale of vehicle if you provided valid valuation tools (Kelley Blue Book, NADA, etc.). A local attorney could advise more definitively in reviewing the entire file,... View More
answered on Jul 5, 2024
A Pennsylvania attorney could advise best, but your question remains open for two weeks. One option is to discuss the matter with your state's department of insurance - in most states, they handle consumer-related matters involving insurance. Good luck
Year and a half delay for revision do to adjuster ordered a 3rd opinion 3 months later what to do?
answered on Mar 23, 2024
If you have an attorney discuss this problem with them. If you do not have an attorney, you really should obtain one. There may be ways to move your treatment forward more quickly despite the adjuster.
Cervical spine was why I had pain numbness in both hands ask about carpal tunnel he said he would address that after Anterior 567 fusion surgery? Never happened he then did a c3c4 mobi disc replacement.out at MMI? Still have sever numbness a pain and adjuster denying treatment for carpal tunnel?... View More
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answered on Mar 22, 2024
As we so often say, you should consult with an attorney certified as a specialist in workers' compensation law (whether my firm or another of the fine attorneys on this board). If the doctor is saying the carpal tunnel syndrome is related to the work injury, there may need to be litigation to... View More
I was the victim in a motor vehicle accident while enrolled in Medicare and Pennsylvania Medicaid as my health insurance. I have zero co-pays, deductibles, and out of pocket fees. I know I have to repay both Medicare and Medicaid from my settlement. Under normal circumstances, “balance billing”... View More
answered on Feb 23, 2024
A Pennsylvania attorney could advise best, but your question remains open for three weeks. If you had an attorney on the case, they would be in the best position to answer this - from the case file records, they would probably know how this medical provider billed, their arrangement for payment,... View More
answered on Jan 24, 2024
A Pennsylvania attorney could advise best, but your question remains open for three weeks. If a policyholder chooses to keep the vehicle, the carrier will usually work out a separate set of figures based on salvage value if vehicle is declared total loss. But this is a general process; each state... View More
and i am made to feel some BAD personal Discrimination going on in my case, with the office and now maintenance said he would report me for getting upset after the floor tile cement had still not dried after 5 days, [ have picts ] and said he would report me for trying to hit him with my cane,... View More
answered on Aug 24, 2023
A Pennsylvania attorney could advise best, but your question remains open for a week. I'm sorry for your ordeal. You mention having a pro bono attorney. These concerns may be better to bring up with your attorney than on a public forum where no one knows the details of your case. Good luck
They said that I hit the car in the rear end on the side and I said that I stopped in the middle of the intersection she swerved around me and hit my car which knocked her into the embankment across from me
answered on Mar 21, 2023
A Pennsylvania attorney could advise best, but your question remains open for three weeks. One option is to try to arrange a free initial consult with an attorney. If there is no means of resolving the issue of liability through negotiation, the other option may involve going to court. Good luck
Claim made to offending party's insurer. How much property damage is the insurer liable for? Thank you. Damage was done for years prior to sale and continues (storm water). Damage caused by offending party negligently not following the law
answered on Sep 5, 2022
A Pennsylvania attorney could advise best, but your question remains open for three weeks. I could only speak for the insurance elements of your question, since you posted under Insurance Bad Faith. It could depend on the insurer's policy limits and whether it is a loss covered by the policy... View More
And what is subject matter jurisdiction ? Thank you I’m advance for answering this for me?
answered on Aug 2, 2022
A Pennsylvania attorney could probably advise best, but your question remains open for two weeks. In the most basic sense, a plausible claim is one that is valid. The claim holds legal merit. It could also refer to a claim's ability to withstand a motion to dismiss. Subject matter jurisdiction... View More
I’m trying to learn about Jurisdiction and Venue . If you could help me that would be great. Thank you
answered on Jul 25, 2022
State courts in Pennsylvania are located in the county seat of a county.
“Jurisdiction” pertains to the power of a particular court to exercise control over a particular defendant. Ordinarily, the first question is whether a defendant resides in the same county where suit has been... View More
I filed a complaint for diminished value after an auto accident. The at fault
driver/insurer is being represented by a large law firm. Do I need a lawyer?
The at-fault drivers insurer rejects the notion of diminished value.
answered on Jul 17, 2022
A Pennsylvania attorney could advise best, but your question remains open for three weeks. It's difficult to say, based on these brief facts. It would be helpful to know why the law firm is in the picture. Property damage claims are often disposed of without the involvement of attorneys. Law... View More
was hospitalized( was admitted), and given an emergency blood transfusion. Was this not an accident? Is needing a stat blood transfusion critical? And I was admitted to the hospital but because I wasn't there 24 hours they denied that claim as well?
answered on May 7, 2022
A Pennsylvania attorney could advise best, but your question remains open for two weeks. And it's possible that time could be of the essence in responding to the denial. I am very sorry for your ordeal.
The short answer is that an attorney consult could be valuable here, unless you are... View More
I have a pet policy with lemonade insurance company. I filed a claim for emergency services after my dog needed treatment. The company is only covering part of the cost. They are supposed to cover 90% of the cost minus the annual deductible. They are only covering about 50% of the costs and acting... View More
answered on Apr 28, 2022
Given the facts you presented, you may have bad faith, breach of contract, and other claims. Damages for insurance bad faith can include actual damages, interest on the damages, punitive damages, attorney's fees, etc. Therefore, you should undoubtedly ask an attorney to review the policy,... View More
The pain is back now but the insurance has closed my claim even tho the injury happened on the job. I left that job 2 yrs ago. Are they still responsible for my care caused by this work injury?
answered on Jul 30, 2021
Tell them you want to reopen the claim. I suggest you contact a member of the Pa. Association for Justice who handles workers comp in your area. They give free consults.
Hi,
I'm shopping around for Auto Insurance in PA; considering Progressive. I also like to ride bike. Hopefully, I'd never need it, but if a motorist injures me while I'm riding bike and they are at fault, would I be covered by Uninsured/Underinsured Motorist Coverage... View More
answered on Jul 1, 2021
Short answer yes. Uninsured underinsured covers you if the driver running into you has no insurance or too little. If you have more than one car in your household get "stacking" --the best deal in car nsurance. It multiplies the coverage you had for UM/UIM by the number of cars, and... View More
11/2020, son was involved in minor parking lot auto accident- backing out of a parking space in a corner lot when a man driving a company truck cut through the lot to avoid a traffic light causing a minor collision. No damage to either vehicle because my son was in reverse and barely moving. Guy... View More
answered on May 13, 2021
You (and your insurance company) are responsible for damages caused in the collision only if you (in this case your son) was at fault in the collision. Additionally, the person claiming damages has the burden of proof of more likely than not to show that the damages he asserts were caused by the... View More
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