Claim made to offending party's insurer. How much property damage is the insurer liable for? Thank you. Damage was done for years prior to sale and continues (storm water). Damage caused by offending party negligently not following the law
answered on Sep 5, 2022
A Pennsylvania attorney could advise best, but your question remains open for three weeks. I could only speak for the insurance elements of your question, since you posted under Insurance Bad Faith. It could depend on the insurer's policy limits and whether it is a loss covered by the policy... Read more »
And what is subject matter jurisdiction ? Thank you I’m advance for answering this for me?
answered on Aug 2, 2022
A Pennsylvania attorney could probably advise best, but your question remains open for two weeks. In the most basic sense, a plausible claim is one that is valid. The claim holds legal merit. It could also refer to a claim's ability to withstand a motion to dismiss. Subject matter jurisdiction... Read more »
I’m trying to learn about Jurisdiction and Venue . If you could help me that would be great. Thank you
answered on Jul 25, 2022
State courts in Pennsylvania are located in the county seat of a county.
“Jurisdiction” pertains to the power of a particular court to exercise control over a particular defendant. Ordinarily, the first question is whether a defendant resides in the same county where suit has been... Read more »
I filed a complaint for diminished value after an auto accident. The at fault
driver/insurer is being represented by a large law firm. Do I need a lawyer?
The at-fault drivers insurer rejects the notion of diminished value.
answered on Jul 17, 2022
A Pennsylvania attorney could advise best, but your question remains open for three weeks. It's difficult to say, based on these brief facts. It would be helpful to know why the law firm is in the picture. Property damage claims are often disposed of without the involvement of attorneys. Law... Read more »
was hospitalized( was admitted), and given an emergency blood transfusion. Was this not an accident? Is needing a stat blood transfusion critical? And I was admitted to the hospital but because I wasn't there 24 hours they denied that claim as well?
answered on May 7, 2022
A Pennsylvania attorney could advise best, but your question remains open for two weeks. And it's possible that time could be of the essence in responding to the denial. I am very sorry for your ordeal.
The short answer is that an attorney consult could be valuable here, unless you are... Read more »
I have a pet policy with lemonade insurance company. I filed a claim for emergency services after my dog needed treatment. The company is only covering part of the cost. They are supposed to cover 90% of the cost minus the annual deductible. They are only covering about 50% of the costs and acting... Read more »
answered on Apr 28, 2022
Given the facts you presented, you may have bad faith, breach of contract, and other claims. Damages for insurance bad faith can include actual damages, interest on the damages, punitive damages, attorney's fees, etc. Therefore, you should undoubtedly ask an attorney to review the policy,... Read more »
The pain is back now but the insurance has closed my claim even tho the injury happened on the job. I left that job 2 yrs ago. Are they still responsible for my care caused by this work injury?
answered on Jul 30, 2021
Tell them you want to reopen the claim. I suggest you contact a member of the Pa. Association for Justice who handles workers comp in your area. They give free consults.
Hi,
I'm shopping around for Auto Insurance in PA; considering Progressive. I also like to ride bike. Hopefully, I'd never need it, but if a motorist injures me while I'm riding bike and they are at fault, would I be covered by Uninsured/Underinsured Motorist Coverage... Read more »
answered on Jul 1, 2021
Short answer yes. Uninsured underinsured covers you if the driver running into you has no insurance or too little. If you have more than one car in your household get "stacking" --the best deal in car nsurance. It multiplies the coverage you had for UM/UIM by the number of cars, and... Read more »
11/2020, son was involved in minor parking lot auto accident- backing out of a parking space in a corner lot when a man driving a company truck cut through the lot to avoid a traffic light causing a minor collision. No damage to either vehicle because my son was in reverse and barely moving. Guy... Read more »
answered on May 13, 2021
You (and your insurance company) are responsible for damages caused in the collision only if you (in this case your son) was at fault in the collision. Additionally, the person claiming damages has the burden of proof of more likely than not to show that the damages he asserts were caused by the... Read more »
Owing 900$ and also i am out the 4,000$ I paid in cash. Car under a year old. Can i go after her insurance company for the 4,900$??
answered on Apr 29, 2021
More details are needed and I wish you had spoken and/or hired an attorney about this already, however what's done is done and hopefully you have not lost any rights-----you need to speak to an injury/accident lawyer in your area and discuss your options----use the Find a Lawyer tab and search... Read more »
The cops then pulled this person over for suspicion of DUI....is this some firm of entrapment?
answered on Jan 16, 2021
Entrapment is an officer inducing you to do something you wouldnt otherwise do. Which is not the caae here. However, simply leaving a bar parking lot is probably insufficient for a car stop.
With other factors present it can be considered by the officer in forming reasonable suspiscion... Read more »
The tags are suspended and the vehicle or has no valid insurance. The person that has it will not allow me too take my vehicle back. How can I get my truck back without having too worry about an altercation?
answered on Nov 25, 2020
Frankly, if this person is driving your vehicle without permission, it's an unauthorized use and that's a crime. Beyond that, if this person were involved in an accident, you could could be liable for the damages and/or injuries this person caused in the accident. Additionally, if YOU are... Read more »
answered on Oct 22, 2020
Maybe! You can sue for a lot of things depending on your scenario...whether the claim has merit or a chance of success is another issue. You should speak to an attorney about your specific facts.
The adjuster is not releasing his estimate until the homeowner comes up with two other estimates. His claims company is also owned by the insurance company. If one of the contractors offers to do the same job at a price lower than the adjusters’, the insurance company requires that the homeowner... Read more »
answered on Aug 28, 2020
A Pennsylvania attorney could advise best, but your question remains open for three weeks. As a general matter, the bidding practices you describe are not that uncommon in the industry, where multiple bids are used to establish the range of costs for repairs or other projects. Larger carriers could... Read more »
I have business interruption insurance, which seemed like the right coverage to apply for in light of what’s going on, but my insurance company denied my claim. I read through my policy, which says nothing about a virus or pandemic being an exclusion. Not sure what I’m paying for if this sort... Read more »
answered on Jun 5, 2020
1. Ask for them to put in writing the basis for the denial, and to state the policy section and paragraph. 2. To be sure you have what they have, ask for a copy of a)the entire policy b) the application.
2. If you had an agent that sold you the policy, get them to work on it--sometimes... Read more »
Personal insurance covered everything when stores should have, so they taking for every doc visit, which still happens frequently. Delays seem to be from our own lawyer at this point, we were told to sign months ago, without being able to see itemized receipt even though we asked for it. The... Read more »
answered on Mar 20, 2020
If lawyer is out of country and has access to email, that should still enable wrapping up paperwork for case. If you are able to establish email contact and carrier is willing to work with digital scans of releases, lien forms, and other related paperwork for closing out the case, that might be an... Read more »
My insurance dropped me because I “make too much money” but I never received the notice they said the mailed me. So I had gone to the ER and now I have a $4000 hospital bill. The insurance company said I can’t file a complaint because I am no longer insured under them and the insurance... Read more »
answered on Jan 1, 2020
The hospital should have a process where you can apply to have the bill reduced. Call the hospitals billing department
The insurance company, which was funded by the state of Pennsylvania, informed me that my insurance would soon end. I could not afford dental insurance, being widowed and felt that there was no other choice but to have the extractions performed and dentures made. The dentist that they sent me to... Read more »
answered on Mar 27, 2019
You outline a number of issues here. A starting point might be to see if a Pennsylvania attorney could give you a free initial consultation regarding whether the termination of insurance benefits was proper. Additionally, because of the financial situation you describe, there could be a non-legal... Read more »
There was 2 separate work-related injuries and none was reported to the State Worker's Comp Board
answered on Jan 9, 2019
Your employer is required to report your work injuries to their insurance company and the State. There are several reporting requirements for both the employer and the injured worker. Therefore, I recommend that you contact a Board Certified Workers’ Compensation Attorney to discuss your... Read more »
MY RENTAL REINBURSEMENT FROM GEICO IS 1,700 MY CAR WAS CONSIDERED A TOTAL LOST AND THEY ONLY PAID 400 FOR MY RENTAL FEES DO I AM STILL USING A RENTAL TWO WEEKS PRIOR TO MY POLICY BEING CANCELED I WANTED TO KNOW IS GEICO STILL RESPONSIBLE FOR PAYING FOR THE EXTRA TWO WEEKS OF MY RENTAL BECAUSE I AM... Read more »
answered on Nov 3, 2018
Your car rental under your policy is only for the period when they have not paid you. It ends at that period. If you have 1700 in coverage, they will pay whatever your max is per day toward your bill.
By the way, responsibility under an auto policy continues from the time of the wreck. For... Read more »
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