Asked in Banking, Insurance Bad Faith and Insurance Defense for New York

Q: what to do if my bank refuses my father's life insurance claim?

My father's bank refuses to pay me by telling me that my father did not contributed the last months before his death without giving me any official paper or proof. My father contributed to this insurance for more than 30 years and it's a shame not to get any penny..

1 Lawyer Answer
Tim Akpinar
Tim Akpinar
Answered
  • Insurance Claims Lawyer
  • Little Neck, NY
  • Licensed in New York

A: I'm sorry for your ordeal that makes a difficult situation even more painful. It appears you've already requested records. It's difficult to offer step-by-step instructions here, as the next step could possibly require litigating the claim, depending on the situation. Reach out to attorneys who handle such life insurance claims. No one here could offer a reliable assessment without seeing more about the terms of the policy and additional records (or absence of records). Ask attorneys for an objective assessment of the merits of the claim - thirty years of steady premium payment is a compelling history. Good luck

Tim Akpinar

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