Q: Can I have savings, checking in my name only without affecting mortgage? Husband passed, accounts are with same bank.
A: Not sure what you mean by "without affecting mortgage." It's not clear why it would matter to your mortgage whose names are on your bank accounts. In most cases a mortgage lender has no requirements of someone maintaining specific bank accounts while the mortgage is outstanding, unless maybe those accounts were pledged as additional collateral for the mortgage. The mortgage lender is mostly concerned just with the mortgage being paid, and isn't concerned where the money comes from. To get a better answer to your question, please call a local real estate attorney to set up a consult.
Kenneth V Zichi agrees with this answer
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