Q: What can I do?
So my bank forceplaced insurance on my loan, for nearly $7,000. Never once even telling me there was an issue with my insurance coverage. Since I had automated payments, I went 3 months paying my normal payment, and had no idea my payment had even been raised from $430 a month, to $880! Never once calling, texting, or emailing. I tried to resovle the issue and they were unwilling to help. I was unable to catch-up Financially and am still unable to make those outrageous payments, so after 2 months of not paying, I told them to come get my truck. Its now been 5 months and they haven’t contacted me, and haven’t even attempted to get my truck. My credit is being destroyed and I don’t know what to do. Losing my truck will likely cost me my job, and thanks to my unhelpful, lazy, neglectful bank, I don’t know what to do.
A: You may want to consult a bankruptcy attorney who can review your entire financial situation and see if you qualify for snd debt relief if reduction programs or for bankruptcy.
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