Midland CM has been trying to sue me for cc debt for over a yr. I answered the summons, and everything else as I should have and never heard back for almost a year. My circuit court sent me a notice to dismiss due to MCM lack of prosecution in a week. MCM sent me a letter today with a motion to... View More 
answered on Nov 30, 2023
There are people in your town who know what to do. Lawyers. Hire one, because no amount of internet questions and answers is going to get you to the level of knowledge you will need to successfully represent yourself at trial.
I was never told this or the wreak no car fax . The finance company was looking through everything due to be getting behind on my payments for in December. I have had trouble since I got this car the car lot had me lie to the financial company when I bought it and threatened me when they called to... View More
answered on Jun 14, 2023
Consult a civil attorney who can flesh out the facts and see if you have a consumer protection. Lain.
So my bank forceplaced insurance on my loan, for nearly $7,000. Never once even telling me there was an issue with my insurance coverage. Since I had automated payments, I went 3 months paying my normal payment, and had no idea my payment had even been raised from $430 a month, to $880! Never once... View More
answered on Jun 7, 2023
You may want to consult a bankruptcy attorney who can review your entire financial situation and see if you qualify for snd debt relief if reduction programs or for bankruptcy.
I was in intensive care last year for 2 weeks no insurance. If the hospital would have let me or my wife know emergency Medicare was available if applied for the first 3 days they tell me about this on the 4th day. Now I am being sued. I haven't been able to work for 3 years. Wife supports us... View More
answered on Feb 13, 2023
Consult with an experienced collection defense attorney.
Your house and cars might be exempted; but not bank accounts.
I was force placed insurance on my truck that ive had insurance on since day one. They told me there was a lapse and my truck payment went from $400 a month to over $800 a month. I sent proof of insurance and they ignored me and dodged my calls for a week. I finally got ahold of them and they said... View More
answered on Feb 4, 2023
Yes it is a possible lawsuit. You should consult with an experienced attorney in consumer rights.
I was making payments through a truck I started financing a year ago, and those payments were being made through SMART Payment plan in which they charged me on a biweekly basis in means to help me pay off the vehicle quicker.
Problems occured quuckly and often through them. My payments were... View More
answered on Feb 3, 2023
Technically, there is probably some liability there but it very likely wouldn’t be worth the time, money or hassle to pursue it. If you can get reimbursed what you’ve lost ( or most of it), you’ll still be ahead of the game.
answered on Jan 16, 2023
Yes. There is a 15 year statute of limitations on a judgment collection if it has not been renewed.
The fence guy did 4 days of work over the last 2 months. Has not responded to calls or texts the last week. Has his house, tractor, truck and other items now listed for sale. His tractor is sitting on my property. What are my options to get my money back?
answered on Oct 7, 2022
You should see an attorney first thing Monday morning; a lawsuit may be your only avenue.
I paid in almost twice my debt and they didn’t settle any of my debt. Payments over $200 month for 3 years. I called the company numerous times and they kept “disconnecting” me so I’d have to call back again and again. I finally called their bank and asked them to send me, in the mail, all... View More
answered on Jun 29, 2022
Most likely yes but you will have to sue the debt relief company.
The purchase of the vehicle was written in to a home renovation contract. Contractor has not delivered on his end. Can I take my own vehicle back, or do I need to have it towed?
answered on May 22, 2022
You can take your own vehicle back yourself if you can do it without a breach of the peace.
Also would this be small claim court sueing for non payment of $4000.00
I was contacted by a company on Monday 10/18/2021 called "Assurance Legal Proceedings" via phone stating that they are filing a claim against me in my county for attempt to defraud a loan company. They also said that they have contracted a location service to find me and serve me with... View More
the account was supposedly sent to collections in 2015 but I do not recall ever seeing this on my credit report. its now 2021 can they win a judgement? Is there not any statue of limitations for this? and why was it never on my credit report?
The judgement was never paid.
Debt collector requires money orders. Payment has been waiting for them at usps for 15 days. USPS supervisor confirms that my money orders are there. The debt collector's office has been notified and I have contacted them to inquire why it hasn't been picked up with no concrete answer.... View More
answered on Oct 7, 2020
Not much you can do except wait for them to cash and release liens. Any other action on your part at this juncture would be too costly and premature.
Person paid restitution to a company thru local courthouse via escrow. The company is no existing filed bankruptcy. Can person file to get the money they paid in restitution back since company out of business and does not exist.
answered on Dec 12, 2019
I’d file in the case that ordered restitution. Cig you have proof of payment, you should be fine.
Got sued by Zwicker & Assoc via Discover Bank Credit Card in January 2017. Tried to work things out between now and then and I just could never afford the payments. Now when I go to search FOR the case by my case # on the website it's like it never existed. What does this mean? Did they... View More
answered on Jan 27, 2019
Go to the courthouse, have them pull the file and you will be able to see if they have s judgment and is so, what collection efforts are underway against you. You may want to hire a lawyer to help you try and settle the case.
Does this mean garnishment?
answered on Oct 9, 2018
Ordered and adjudged means “ordered.” It does not mean garnishment directly but it could give rise to a garnishment.
I won a small claims court case in KY but the defendant did not pay the court-ordered restitution. I eventually filed a post judgement interrogatory form to the defendant. After threatening a contempt action for not returning the court document, the defendant showed up to court, quickly filled... View More
answered on Jun 23, 2018
You can go to the clerk of court and have a garnishment or execution issued for property of the defendant which may achieve the goals you’re seeking. Because there are certain property exemptions available to Defendant, you may want to contact a local lawyer to help you with this step.
Have 3 cold checks that were written in 2008. The warrant for them was not signed until Sept 2017. Is that not past the statute of limitations on time to file warrant??
answered on Apr 17, 2018
The statute of limitations on filing a misdemeanor charge (s) is one year.
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