I was in intensive care last year for 2 weeks no insurance. If the hospital would have let me or my wife know emergency Medicare was available if applied for the first 3 days they tell me about this on the 4th day. Now I am being sued. I haven't been able to work for 3 years. Wife supports us... Read more »
answered on Feb 13, 2023
Consult with an experienced collection defense attorney.
Your house and cars might be exempted; but not bank accounts.
I was force placed insurance on my truck that ive had insurance on since day one. They told me there was a lapse and my truck payment went from $400 a month to over $800 a month. I sent proof of insurance and they ignored me and dodged my calls for a week. I finally got ahold of them and they said... Read more »
answered on Feb 4, 2023
Yes it is a possible lawsuit. You should consult with an experienced attorney in consumer rights.
I was making payments through a truck I started financing a year ago, and those payments were being made through SMART Payment plan in which they charged me on a biweekly basis in means to help me pay off the vehicle quicker.
Problems occured quuckly and often through them. My payments were... Read more »
answered on Feb 3, 2023
Technically, there is probably some liability there but it very likely wouldn’t be worth the time, money or hassle to pursue it. If you can get reimbursed what you’ve lost ( or most of it), you’ll still be ahead of the game.
answered on Jan 16, 2023
Yes. There is a 15 year statute of limitations on a judgment collection if it has not been renewed.
The fence guy did 4 days of work over the last 2 months. Has not responded to calls or texts the last week. Has his house, tractor, truck and other items now listed for sale. His tractor is sitting on my property. What are my options to get my money back?
answered on Oct 7, 2022
You should see an attorney first thing Monday morning; a lawsuit may be your only avenue.
I paid in almost twice my debt and they didn’t settle any of my debt. Payments over $200 month for 3 years. I called the company numerous times and they kept “disconnecting” me so I’d have to call back again and again. I finally called their bank and asked them to send me, in the mail, all... Read more »
answered on Jun 29, 2022
Most likely yes but you will have to sue the debt relief company.
The purchase of the vehicle was written in to a home renovation contract. Contractor has not delivered on his end. Can I take my own vehicle back, or do I need to have it towed?
answered on May 22, 2022
You can take your own vehicle back yourself if you can do it without a breach of the peace.
Also would this be small claim court sueing for non payment of $4000.00
I was contacted by a company on Monday 10/18/2021 called "Assurance Legal Proceedings" via phone stating that they are filing a claim against me in my county for attempt to defraud a loan company. They also said that they have contracted a location service to find me and serve me with... Read more »
the account was supposedly sent to collections in 2015 but I do not recall ever seeing this on my credit report. its now 2021 can they win a judgement? Is there not any statue of limitations for this? and why was it never on my credit report?
The judgement was never paid.
Debt collector requires money orders. Payment has been waiting for them at usps for 15 days. USPS supervisor confirms that my money orders are there. The debt collector's office has been notified and I have contacted them to inquire why it hasn't been picked up with no concrete answer.... Read more »
answered on Oct 7, 2020
Not much you can do except wait for them to cash and release liens. Any other action on your part at this juncture would be too costly and premature.
Person paid restitution to a company thru local courthouse via escrow. The company is no existing filed bankruptcy. Can person file to get the money they paid in restitution back since company out of business and does not exist.
answered on Dec 12, 2019
I’d file in the case that ordered restitution. Cig you have proof of payment, you should be fine.
Got sued by Zwicker & Assoc via Discover Bank Credit Card in January 2017. Tried to work things out between now and then and I just could never afford the payments. Now when I go to search FOR the case by my case # on the website it's like it never existed. What does this mean? Did they... Read more »
answered on Jan 27, 2019
Go to the courthouse, have them pull the file and you will be able to see if they have s judgment and is so, what collection efforts are underway against you. You may want to hire a lawyer to help you try and settle the case.
Does this mean garnishment?
answered on Oct 9, 2018
Ordered and adjudged means “ordered.” It does not mean garnishment directly but it could give rise to a garnishment.
I won a small claims court case in KY but the defendant did not pay the court-ordered restitution. I eventually filed a post judgement interrogatory form to the defendant. After threatening a contempt action for not returning the court document, the defendant showed up to court, quickly filled... Read more »
answered on Jun 23, 2018
You can go to the clerk of court and have a garnishment or execution issued for property of the defendant which may achieve the goals you’re seeking. Because there are certain property exemptions available to Defendant, you may want to contact a local lawyer to help you with this step.
Have 3 cold checks that were written in 2008. The warrant for them was not signed until Sept 2017. Is that not past the statute of limitations on time to file warrant??
answered on Apr 17, 2018
The statute of limitations on filing a misdemeanor charge (s) is one year.
Disabled senior citizen can't pay off credit card debt and need to file bankruptcy. I was told because I receive SSI, have no savings or checking account, own no property, no life insurance, on fixed income there would be no need to file bankruptcy. I closed accounts and destroyed credit... Read more »
answered on Feb 19, 2018
There is no debtor's prison. If there was, over 50% of Americans would be in jail. You may very well be judgment proof and not need a bankruptcy filing. It would still not hurt to talk with a bankruptcy near you to get an opinion and to see all of your options. Most lawyers offer a free... Read more »
answered on Dec 24, 2017
See a Bankruptcy lawyer near you. Stopping a wage attachment is something that comes up in a lot of bankruptcy cases and can be dealt with very quickly. A bankruptcy lawyer can look over your entire situation and see if bankruptcy would be a good option. There may be other ways to deal with this... Read more »
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
