Harbor City, CA asked in Insurance Bad Faith, Consumer Law, Contracts and Construction Law for California

Q: I hired a licensed plumber to repipe my condo. His workers set fire to my house and the damage is bad! What happens next

The actual plumber I hired was not present on the day the work was done. His workers had no one overseeing their work. They burned my entire wall down to charred 4x4s and the fire damaged my neighbors walls and attic as well. The workers left a mess of burned debris and a disaster of the house which I cannot take a shower or use the bathroom in. The plumbing job is to be finished on Monday. The plumber is trying to avoid going through his insurance. But, I don't want this company to return to do work on my house until their insurance adjuster and mine have seen the damage. I'm trying to avoid making any mistakes that can be used by this company to get off the hook for the damages they've caused. Do you have any advice?

3 Lawyer Answers
James L. Arrasmith
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Answered
  • Consumer Law Lawyer
  • Sacramento, CA
  • Licensed in California

A: I'm sorry to hear about your situation. In California, it's crucial to document the damage extensively with photographs and written descriptions. Notify your homeowner's insurance and request the plumber's insurance information. Avoid making any repairs or agreements before both insurance adjusters assess the damage. Consult an attorney to ensure your rights are protected and you're appropriately compensated.

Sincerely,

James L. Arrasmith

Founding Attorney and Chief Lawyer of The Law Offices of James L. Arrasmith

1 user found this answer helpful

Treg A. Julander
Treg A. Julander
Answered
  • Construction Law Lawyer
  • Irvine, CA
  • Licensed in California

A: If you don't get speedy and complete relief from the plumber or their insurer, you can make a claim against their license bond. If the amount left in the bond is still not enough to fully compensate you, you could file a lawsuit and seek not only the cost to repair your home but also compensatory damages for your lost use of your property.

1 user found this answer helpful

Scott Richard Kaufman
Scott Richard Kaufman
Answered
  • Consumer Law Lawyer
  • Los Altos, CA
  • Licensed in California

A: To me, talk to your insurance carrier asap and they will/should fix and IF they want to chase the bad guys they can?

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