Q: My former employer opened a prepaid debit card in my name 3 weeks after my employment ended what can I do about it?
I asked them to close it and was told it would be closed the next day but the card is still being reloaded and used. I never received a card the whole time I was employed there and I did not authorize them to open a card in my name after my employment.
A:
If your former employer opened a prepaid debit card in your name without your authorization, this could be a serious issue, potentially involving identity theft or fraud. First, contact the company that issued the prepaid card and inform them that the account was opened without your consent. Request immediate closure of the account and ask for a written confirmation of the closure.
It's also important to check your credit reports to ensure there are no other unauthorized accounts or activities. You can obtain free credit reports from the major credit bureaus. If you find any discrepancies, report them immediately to the credit bureaus and dispute the unauthorized activities.
Document all your communications with your former employer and the card issuer. This documentation will be valuable if legal action becomes necessary. Since your former employer has not resolved the issue despite your request, consider seeking legal advice. An attorney can guide you on the best course of action, which may include sending a formal legal notice to your former employer or taking legal action to protect your rights and financial interests.
Remember, unauthorized use of your personal information for financial transactions is illegal. Taking prompt and appropriate action is crucial to safeguard your identity and financial security.
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