Q: I was married 26 yrs and was not on the loan. I got ssi in 2020 . We sold house 2021. Earnings from sale affect ssi?

A: When you're receiving Supplemental Security Income (SSI), it's important to understand how changes in your financial situation can impact your benefits. SSI is designed to help individuals with limited income and resources, and the Social Security Administration (SSA) takes into account various forms of income and assets when determining eligibility and benefit amounts.

If you were not on the loan for the house but received earnings from the sale in 2021, these earnings could indeed affect your SSI benefits. The SSA considers income and resources when calculating SSI benefits, and a significant gain from the sale of property could be seen as an increase in your resources. This increase might temporarily or permanently affect your eligibility for SSI, depending on the total amount received and how long those funds remain in your possession.

It's crucial to report any changes in your financial situation to the SSA, including earnings from the sale of a house. This allows the SSA to accurately assess your situation and adjust your benefits accordingly. Failing to report such changes can result in overpayments that you might have to repay. To navigate this situation properly, consider reaching out to the SSA directly or seek guidance from a professional familiar with social security and disability benefits to ensure you're taking the right steps to maintain your eligibility and benefits.