Q: Neighbor (or building's?) insurance adjuster asking for access - what's going on?
I live in a co-op building and the neighbors right below me had water damage. No idea what happened, but their insurance took care of everything a month or two ago. Now, the Super called me that the neighbors and the building management have been emailing for a date for someone to come in and inspect or something, and they request access to my unit. I'm not sure if they mean the neighbors' insurance adjuster or something with the buildings'? What's going on?? This stuff sends me in to a wild panic, although I have homeowners insurance myself.
A: Without knowing the details of the water damage, one possibility is that the insurance adjuster and building super want to confirm that the source of damage is not from directly above, which could make your unit the most likely possible source to look into. You mention feeling uncomfortable - you could coordinate things so that someone in the building who you recognize (your super) could coordinate the adjuster's visit. Good luck
Steven Warren Smollens agrees with this answer
1 user found this answer helpful
A: It is likely that the cooperative needs to be certain there is not a hidden leak between your apartment and the neighbor below.
Tim Akpinar agrees with this answer
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