Orlando, FL asked in Criminal Law, Insurance Bad Faith and Insurance Defense for Florida

Q: Can a handyman get in legal trouble for insurance fraud if a home owners uses their name/business without them knowing?

So my husband is a handyman. An insurance fraud agent has showed up on our doorstep and wants to speak with my husband and says he has some documents. So he showed up and said that my husband performed work for this client and there is a payment receipt to prove it. However he had insurance documents that my husband never sent to the client because he doesn’t have insurance. So the homeowner clearly made fake insurance documents to try and get insurance money and they caught him so now the home owner is saying oh I didn’t know it was fake he sent it to me. Can my husband get in trouble? I’m not sure how it could even be proven that those insurance papers were never sent by him, but he’s never lied about being uninsured. The people that hire him hire handymen off any app and unless they specifically state they need an insured person it’s assumed the work is uninsured.

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