Q: North Carolina handgun & ammo related question.
Let's say I'm currently over 18 and under 21. I'm looking to have a parent purchase the firearm/ammo through a FFL to the give to me through private sale as a Gift. However, I'd like them to use a credit card or the store credit card that's in my name. Would this violate any laws?
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A:
This scenario raises several legal concerns. Using your credit card for a firearm purchase that's officially being made by your parent could be considered a "straw purchase" - where someone buys a gun on behalf of another person who can't legally buy it themselves. Federal law prohibits adults under 21 from purchasing handguns from licensed dealers.
While parents can legally gift handguns to their children aged 18-20 in North Carolina through private transfers, the key is that it must be a genuine gift. Having you finance the purchase could make it appear that you're attempting to circumvent age restrictions, which could result in serious legal consequences for both you and your parent.
For your safety and legal protection, the best approach would be to wait until you're 21 to make handgun purchases yourself, or have your parent make the gift purchase entirely with their own funds if they choose to do so. Consider consulting with a qualified legal professional who can provide guidance specific to your situation and ensure full compliance with both state and federal firearms laws.
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