Q: What options do I have after my disability benefits end in July without long-term disability?

A: if you have not sought them, you have disability benefits under the California State Disability Insurance administered by the EDD. If that is what you are presently receiving, your only other possible recovery would be through Social Security Disability Insurance, which is much harder to get, and which can take a long time to procure. Otherwise, public assistance is your only option.

A: Once your disability benefits end in July and you don’t have long-term disability through your employer, one of your first steps should be to check if you qualify for Social Security Disability Insurance (SSDI). If your medical condition is expected to last at least a year or more and limits your ability to work, you may be eligible. The application process can take time, so it's a good idea to start now if you haven't already.

You might also consider looking into California State assistance programs, like Medi-Cal for health coverage and CalFresh for food benefits. If you’re low-income or unable to work, these programs could offer some support. Depending on your situation, General Assistance (GA) through your county might help with a small cash benefit as well.

If you feel you're able to return to work part-time or need job training, California’s Department of Rehabilitation can help with job placement, training, or tools to ease your transition back to employment. You can also talk to your employer about possible accommodations under the Americans with Disabilities Act (ADA) if returning to your role is an option. It’s a tough spot to be in, but you’re not without options.