No, restitution is not dischargable.

You can use the public access to court electronic records to see if they have filed for bankruptcy. https://pacer.login.uscourts.gov/cgi-bin/login.pl?appurl=https://pcl.usc...

If they have listed you as a creditor then the trustee would provide you with notice.

It means that the bankruptcy plan for the Chapter 13 has been confirmed. There are several effects of having your plan confirmed. This means that the debtor (in this case you) and all of your creditors are now bound to your bankruptcy plan. In order to receive a discharge the debtor must perform... View More

You can actually view them at the public access computers at the clerk's office if that's convenient. You can also go online to the Public Access to Court Electronic Records site: http://pacer.uscourts.gov and lookup the information, or you can call 1-866-222-8029. Information about the... View More

Strange question. Overpayment suggests not a debt but a credit. Debts are dischargeable. Credits are an asset.

This question is too broad to answer on this forum. My only suggestion is to go to your local bankruptcy court's website and see what they have there to help self represented parties. As a bankruptcy attorney, knowing how many things can go wrong in a case, I don't recommend filing your... View More

That depends on many things. If they file for chapter 7 and there are no assets available for distribution to creditors the answer is no unless you can file and prove fraud or discharge as to you falls under a category of exceptions to discharge.

All debts you owe must be listed in the bankruptcy. Perhaps you mean something different by the word "included"? In order to receive dischage in your chapter 13 case you would need to get the case confirmed, complete all the plan payments for period of 3-5 years depending on whether you... View More

No, you can file without an attorney; however, I would recommend you hire an attorney. An attorney can help you maximize your exempt property, make sure you file for the correct chapter of bankruptcy, and can help insure the proper paperwork is filed.

Not automatically and not if it is related to the property (i.e. mortgage/mechanic lien). A Motion based upon 11 USC 522(f) is required.

Unless the loans are cross collateralized, which is common with credit unions, but not with banks, you should not have a problem.

If this is a new case, the projected Discharge Date is approx. a week after the initial objection deadline. If the Discharge has already been entered, the date is on the Discharge itself. In either situation, the info can be obtained from reviewing pleading on PACER. This is a Free governmental... View More

Fines are NOT DISCHARGABLE. You can refer to Bky Rule 523. However, with all your other debts gone, paying the fine should be easier.

Sign up for PACER – a free governmental service as long as you use less than $10 worth of services in a calendar ¼. Once signed up, you must log on in the jurisdiction where the company is located to research the issue.

If your friend does not Reaffirm the Debt and continue payments, the bike will be repoed, sold and they will come after you for the deficiency. Plus, you will have a repo on your credit report. If you can, you can take over the payments, but I would suggest you take possession of the bike.

If you are keeping the property and did a 13, you can strip it and you would not owe it, alternately you will owe it. If you are doing a 7 and Reaffirming/keeping property, you owe it. If you are doing a 13 or 7 and not reaffirming, you do not owe it. Regardless of chapter, you must disclose all... View More

Bankruptcy is a complicated matter involving State Laws and Federal Procedures. As a natural person, verses a business entity, you are permitted to represent yourself. Some people have successfully represented themselves in Chapter 7 cases; however, a Chapter 13 is even more complicated. I would... View More

A Natural Person (vs. a business entity) can represent themself in court; however, bankruptcy is a very complicated area of law, involving a combination of Federal Procedures and State Laws. So, an attorney is recommended, though not required.

The most common way to stop a garnishment is if you are a "Head of Household" it will make your wages "Exempt". This requires that you have a minor child, earn the most in the home and provide more than 1/2 the support for the child.

Az provides several ways. Az has... View More

Yes, you can file for bankruptcy while you are employed. If your gross salary is above a certain threshold (based on family size), you may be prevented from filing a Chapter 7 bankruptcy and have to file a Chapter 13 bankruptcy. Find a bankruptcy lawyer who will give you a free consultation.