You can file bankruptcy in any state, but best to consult first with a bankruptcy lawyer.

More information is needed as to whether it would save your house from foreclosure or just postpone the inevitable. Talk to a Bankruptcy lawyer.

Check with your bankruptcy lawyer. He or she knows more about your situation than anyone here.

Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is general information that is given for legal education only. It is not legal advice, and... View More

A default judgment is entered when someone fails to respond as required to a lawsuit or legal proceeding. In simple terms, it means that the case was decided against the party who failed to respond without a trial or hearing, based on the fact that that party did not take the action required of... View More

Selling a home shortly before bankruptcy could easily mean converting an exempt asset (the value in your home, or part of it) to a non-exempt asset that the trustee could claim for distribution to your creditors. Arizona has a large homestead exemption, so the risk could be substantial.... View More

Yes, you must list all assets and all debts in the bankruptcy schedules. However, you must continue to pay the mortgage loan if you want to retain the home.

Generally, Social Security Disability and Social Security are not included in the Means Test. However, they are included in the Income on Schedule I. Hopefully this helps answer your question. You should consult with an experienced Bankruptcy lawyer, if you have additional issues with your case.

There aren’t many lawyers answering bankruptcy law questions in Arizona. You can use the Find a Lawyer tool on this site to search for and contact a lawyer.

Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general information.... View More

The answer to your question depends on a variety of factors, and you would be wise to speak with the attorney who handled your bankruptcy or another bankruptcy attorney about your specific circumstances. In general, money received years after a Chapter 7 bankruptcy has been discharged does not... View More

In the District of Arizona, when the case is dismissed, a copy is sent by the court to all parties listed on the mailing matrix. If you want an additional copy, you would have to contact the court clerk, but most likely either mail them a self addressed stamped envelope with $1.00 for the copy... View More

A typical no asset chapter 7 in Arizona takes approximately 4.5 months to complete from (Filing to Discharge). It there are assets the trustee plans to administer, it will be longer and it may take over a year for the trustee to issue a Final Report.

There aren’t many lawyers answering bankruptcy law questions in Arizona. You can use the Find a Lawyer tool on this site to search for and contact a lawyer.

Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general information.... View More

Generally, Qualified Tax Deferred retirement plans such as IRA's, Roth's, SIMPLES, SEP and 401k's, are exempt from the bankruptcy estate and therefore not subject to being seized by the Trustee. To determine if your specific §457 plans are property of the estate, you would need to... View More

It is impossible to accurately answer if your ex-roommate can file for bankruptcy without asking him a lot of questions about his income and expenses, liabilities and how long he has resided in Arizona. (the # of creditors is not really a limiting factor) However, your judgement against him will be... View More

Since Arizona is a community property state, all your and your wife's community debts accumulated during the marriage are included in the Bankruptcy. I am assuming you are filing without your spouse for a good reason as the Trustee will be asking. Her debts she has accumulated prior to the... View More

The answer depends on what type of bankruptcy you are trying to file this time. Generally, you can file for Chapter 13 again after 2 years have passed from the prior case, and you can file a Chapter 7 after 6 years have passed. You should consider a free consultation with an experienced Bankruptcy... View More

Generally, since the 2005 Bankruptcy Reforms, both federal and private student loans are presumed to be nondischargeable in bankruptcy unless there is an 'undue hardship.' This term is not defined by the code, and it has been left to the Courts all over the country to decide case by... View More

If you are a creditor, you should have received a mailed Notice of Bankruptcy from the Court, otherwise you can check the online PACCER system. It is a federal website that should allow you to see who filed for bankruptcy nation wide.

Based on these facts it is very likely you are noncollectable and do not need to file for Bankruptcy. However, if you want to explore how bankruptcy can help, you should contact legal aid to see if you qualify for their free legal services.

Obviously, you should talk to your bankruptcy attorney first. However, you can dismiss your chapter 13 at any time. When a dismissal occurs, all of your old creditors that have been stopped by the automatic stay will resume their collection activity. You can try to work something out with them,... View More