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Texas Bankruptcy Questions & Answers
2 Answers | Asked in Bankruptcy for Texas on
Q: I purchased a new roof from a store then filed chapter 7, is the warranty that came with the work no longer valid?
Robert Jason De Groot
Robert Jason De Groot
answered on Aug 11, 2015

Have you read all relevant documents? Like the contract and the warranty.

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1 Answer | Asked in Bankruptcy for Texas on
Q: When remitting money $1000 from USA to India, leads to dispute transaction for huge amount from my bank account by remit

I was trying to transact $1000 from USA bank account to India A/C through a online remit product company. they are approved to detect only $1000 from my source bank. But they detected multiple $1000s from my source bank. almost empty my bank account. when i try to contact there is no proper... View More

Robert Jason De Groot
Robert Jason De Groot
answered on Aug 11, 2015

Why is this question under bankruptcy? You mentioned nothing about that. The best thing to do is go see a local lawyer.

1 Answer | Asked in Bankruptcy for Texas on
Q: Will filing chapter 7 bankruptcy change my status as sponsor for my wife's I-130?

Already have application approved, she has work/travel authorization card. Does not have green card yet. I do have job and support her with pay, as proven to USCIS

Robert Jason De Groot
Robert Jason De Groot
answered on Aug 11, 2015

Probably not.

1 Answer | Asked in Bankruptcy for Texas on
Q: How do I check to see if a Bankruptcy case is still active?

I filed for Divorce and my husband filed bankruptcy. Can I force him to lift stay?

Robert Jason De Groot
Robert Jason De Groot
answered on Aug 11, 2015

The stay can only be lifted by the judge, upon proper motion. Check with the bankruptcy clerk to see if the case is still active, or use PACER.

1 Answer | Asked in Bankruptcy for Texas on
Q: I sold my home last April for 72,000. Market value was 90,000 but home had some problems. If I filed would this be prob

I do not want to send up a red flag about constructive fraud.

Robert Jason De Groot
Robert Jason De Groot
answered on Aug 11, 2015

Before you start making legal conclusions, go see a local bankruptcy attorney.

1 Answer | Asked in Bankruptcy for Texas on
Q: when a family member has a property on bankruptcy, can he sell the property

the property owners are 8 members and want to sell the and get there money

Robert Jason De Groot
Robert Jason De Groot
answered on Aug 11, 2015

I do not understand your question fully. It is best to give all relevant facts. You probably need more than general information about this, and should go see an attorney.

1 Answer | Asked in Bankruptcy for Texas on
Q: I was just wondering if bankruptcy is the best option for me and if so what type of bankruptcy should I file for?
Robert Gambrell
Robert Gambrell
answered on Jul 5, 2015

The need for filing of a bankruptcy petition is fact intensive. The only way to find out the answer to your question is to to take the time to meet with an experienced bankruptcy attorney that handles chapter 7 and chapter 13 cases. Most bankruptcy attorneys will meet with you at no charge for the... View More

1 Answer | Asked in Bankruptcy for Texas on
Q: Will my ring that was given to me by my grandmother protected under Chapter 7 bankruptcy
Kevin W. Chern
Kevin W. Chern
answered on Jul 2, 2015

The state of Texas allows an individual debtor to exempt up to $30,000 worth of personal property, of which up to 25% ($7,500) may be jewelry. Note, though, that the value of the jewelry counts against the aggregate personal property exemption, which includes a number of other types of personal... View More

1 Answer | Asked in Bankruptcy for Texas on
Q: If I have $16,000 in medical and some other small debts can I file bankruptcy?
Kevin W. Chern
Kevin W. Chern
answered on Jun 24, 2015

I can't tell you whether or not you're eligible for bankruptcy: there are many other factors in play, such as whether you've previously filed for bankruptcy and how much regular income you have. I can tell you that large medical bills are one of the most common triggers for people... View More

1 Answer | Asked in Bankruptcy for Texas on
Q: Is Chapter 7 or Chapter 13 better for credit card bills?
Kevin W. Chern
Kevin W. Chern
answered on Jun 11, 2015

Many people who file bankruptcy because of high credit card debt choose Chapter 7, because credit card debt is unsecured and can generally be discharged (wiped out) in bankruptcy.

There are other considerations, though. For example, people who have non-exempt assets that they want to keep...
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1 Answer | Asked in Bankruptcy for Texas on
Q: I recently sold my house. Can I use part of the money to pay off my Chapter 13 in a lump sum?

I've only made 3 payments on the bankruptcy so far, but I just put my house up for sale and it sold quickly because a family member bought it. I've read that it is difficult to payoff a bankruptcy early.

Robert Gambrell
Robert Gambrell
answered on May 30, 2015

I assume that you did not call your bankruptcy attorney before you sold the house or you don't have attorney and filed your bankruptcy pro se, because I cannot imagine that a bankruptcy attorney told you that you could sell your home without court approval.

If you have a lawyer, call...
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1 Answer | Asked in Bankruptcy for Texas on
Q: confirmed plan impaired lender's claim. Lender agreed and approved confirmation plan. Can this be consider novation
Robert Gambrell
Robert Gambrell
answered on May 20, 2015

If you are asking if the bankruptcy case is dismissed or converted, will the confirmation of the plan require that the lender accept the payments provided for in the plan, the answer is no. For example, if the confirmed plan is paying a lower interest rate and paying the value of the collateral,... View More

1 Answer | Asked in Bankruptcy for Texas on
Q: I paid an attorney to represent me it's been 9 months and my case hasn't been filed does it normally take that long
Fran Brochstein
Fran Brochstein
answered on Aug 21, 2014

No. Call the attorney and find out what is happening. If you don't like his answer, you can ask for your money back and go to someone else.

1 Answer | Asked in Bankruptcy for Texas on
Q: My company I worked for is out of business or bankrupct and I need my w2s phones are disconnected.
Edward J. Kazaleh
Edward J. Kazaleh
answered on Mar 9, 2014

You can contact the Trustee in the bankruptcy in writing and ask about that. Whoever is administering the bankrupt co. estate (usually bankruptcy trustee appointed by court) will have to handle that. You can also file with estimates to get things moving and amend later.

Figure out which...
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2 Answers | Asked in Bankruptcy for Texas on
Q: I owe by dentist a balance on previous dental work, is he required to send copies of my records to new dentist.
Andrew Bresalier
Andrew Bresalier
answered on Feb 14, 2014

A: Medical Providers are not permitted to hold medical records random. They can sue you and do lots of other stuff, including charging you a very high copy fee, which funny enough is the same amount you owe them.

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2 Answers | Asked in Bankruptcy for Texas on
Q: If I am currently in bankruptcy due to trying to save my home from foreclosure, can the mortgage company change the lock
Andrew Bresalier
Andrew Bresalier
answered on Jan 27, 2014

Unless the mortgage company was granted a Order on a Motion for Relief of Stay and the property was subsequently transferred via a court sale the following applies: If you are not living there, they can argue that they changed the locks to protect the property. If you are living there and they... View More

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1 Answer | Asked in Bankruptcy for Texas on
Q: I owe about 10,000 to conns on furniture. If I file bankruptcy will they take the furniture or can I keep it?
Andrew Bresalier
Andrew Bresalier
answered on Jan 24, 2014

Depends on how you purchased the furniture. If it is an inhouse payment agreement, you must review the agreement for a Purchase Money Security Clause. If the Clause is not there it shouldn't be an issue; however, if the furniture still has such a high value it will likely exceed your... View More

1 Answer | Asked in Bankruptcy for Texas on
Q: It'is possible to receive all the documentation of the debitors discharged on chapter 7
Andrew Bresalier
Andrew Bresalier
answered on Jan 27, 2014

Yes you can.

Sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a search. From the Docket you can print copies of the documents...
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1 Answer | Asked in Bankruptcy for Texas on
Q: Can a owner of a business accused of 48badges of bankruptcy fraud (settled) still run a business under his 20yr old son?
Andrew Bresalier
Andrew Bresalier
answered on Jan 27, 2014

Yes.

There is no requirement to the operation of a nonprofesional business.

1 Answer | Asked in Bankruptcy for Texas on
Q: I filed ch 7 & it was discharged 1 1/2 yrs ago. FCI is try to collect . what do I do?
Andrew Bresalier
Andrew Bresalier
answered on Jan 27, 2014

Provide them a copy of your filing and discharge, but note that some things are not dischargable, such as student loans, taxes, Support, Debts in relation to a DUI and Debts to FDIC.

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