Get free answers to your Bankruptcy legal questions from lawyers in your area.
answered on Jun 22, 2012
A bankruptcy can stay on your credit report for up to ten years. While a bankruptcy will dramatically lower your score at first, the effects will decrease over time. If you are considering filing for bankruptcy, you should promptly consult with a bankruptcy lawyer.
My mortgage bank file a case with two issues Issue: EQUITABLE SUBROGATION
Issue: INJUNCTION after that a foreclosure case was closed by the judge: CLERK DISMISSES W/O PREJUDICE - RULE 2-507
answered on May 31, 2012
See the answer I posted to your Feb 20th question on this subject.
My mortgage bank file a case with two issues Issue: EQUITABLE SUBROGATION
Issue: INJUNCTION after that a foreclosure case was closed by the judge: CLERK DISMISSES W/O PREJUDICE - RULE 2-507.
What means this?
answered on May 31, 2012
I do this work for banks. It likely means that there is a title issue that caused the mortgage document to be defective. The bank is now asking for an order that give the lender a lien on the property for all amounts it paid toward your OLD mortgage.
So, if you borrowed $150,000 to pay off... View More 
answered on May 15, 2012
No. Even if you are not on the Mortgage, it still is secured by the property. If your friend does not Reaffirm the Debt and continue payments, the property will be foreclosed, sold and if your are on the mortgage, they will come after you for the deficiency. Plus, you will have a foreclosure on... View More
This will have person indigent and suffer homelessness
answered on Feb 14, 2012
Generally, once funds are in a bank account, they can be levied. Hardship is not a valid exemption in any state.
Also, if I decide to file for Chapter 7 bankrupty, how many years tax forms must we provide?
answered on Jan 13, 2012
A minimum of the last two years of Tax Returns, along with all attachments are required. If you cannot find the copies, you can obtain a Transcript of the Tax Return and of the Attachments (they are seperate documents) from you local IRS office for FREE. Don't ask for a Copy, that can be... View More
answered on Nov 14, 2011
Contact your respective state bar association and ask for a referral.
answered on Nov 14, 2011
Contact your respective state bar association and ask for a referral.
answered on Nov 10, 2011
You must list everyone you owe. Technically, even if it is only a cent. However, if you can pay off a credit card that is less than $600, within 90 days of filing, you do not have to disclose it.
answered on Nov 10, 2011
After you file your case in the Bankruptcy court, you should then file a "Suggestion of Bankruptcy", noticing all the other courts of the action, thereby Staying them.
answered on Nov 10, 2011
After you file your case in the Bankruptcy court, you should then file a "Suggestion of Bankruptcy", noticing all the other courts of the action, thereby Staying them.
answered on Mar 5, 2011
The bankruptcy court website has a link to the PACER system, which gives you access to the dockets. You must subscribe, and there is a small fee for every page you access or download.
For free, you can travel to the Clerk's Office and use the public terminal.
The mortgage company requested and was granted a lift of the stay. I was advised to move out of the property due to the property being foreclosed on. In the process of moving out, the mortgage company changed the locks. To this day, I have never received notice of foreclosure. In 2010 I had to... View More
answered on Mar 5, 2011
Yes, you are. There are many reasons why the mortgage company did not start the foreclosure process after receiving bankruptcy court permission. There may be title problems, or they may not think it is a good business decision, in the current market. Ironically, you can't force them to... View More
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