Put together a list of all of your debts, all of your assets, 6 months of your income from all sources and do a monthly budget of your normal living expenses.Also, any lawsuits you are involved with. See a bankruptcy lawyer in your area and they will be able to review your situation and see if...Read more »
A: Student loans are not dischargeable in a bankruptcy, regardless of their source. Generally Social Security is not garnishable; however, if the Student Loans were Federally Insured, they can garnish the benefits. Additionally, once the benefits are in a bank account, they lose their exempt...Read more »
A: Generally, yes. However, if the attorney’s fees were charged to you as part of a family law case, involving Child / Spousal Support or was granted “in the Nature of Support”, then it cannot be discharged.
A: Yes, your accounts can be garnished. Garnishments is done by writ, forwarded to you and your employer / bank / etc. Generally, attached will be a document providing you an opportunity to object, if you have grounds (i.e. children).
A: Fees vary case to case based upon the amount of work required. Chapter 7 cases generally start at $1,500 for an experienced Bky atty. Chapter 13 cases start at about $2,500. Some attorneys, like myself offer specials and discounts. The Filing fee for a Chapter 7 is $306, for a 13 it is $281....Read more »
Nationstar purchased our mortgage from BofA on 3-16-2013 and sent us a letter dated 4-3-2013 saying it was 30 days or more past due and was in default. We were paying twice a month to BofA and they took out the payment on March 1 but not on March 15. We paid the total monthly payment to Nationstart... Read more »
A: On your home, a Secured Creditors, such as you mortgage(s) or equity lines will stay, but you can remove most other stuff with a 522F Motion. If you owe more on the property than it is worth you maybe able to Strip a 2nd Mortgage and/or Cram Down your 1st Mortgage. On your car, if you owe...Read more »
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