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Oklahoma Collections Questions & Answers
1 Answer | Asked in Collections for Oklahoma on
Q: How do i obtain a lien release on a debt that was paid and the owner refuses?
Howard Berkson
Howard Berkson
answered on Nov 22, 2013

The lien is a "cloud" on your title to the property. You need to talk to an attorney about a "quiet title" action, which is the name of the type of lawsuit used to remove or clarify uncertainties in property ownership.

1 Answer | Asked in Collections for Oklahoma on
Q: Is there a lien for creditors to file against a deceased persons estate?
Howard Berkson
Howard Berkson
answered on Nov 22, 2013

You can file a lien against assets in a decedent's estate. Generally, that is done while the estate is in probate. There are, of course, special situations and exceptions.

1 Answer | Asked in Collections for Oklahoma on
Q: How long am I liable for debt incurred in 2005?
Howard Berkson
Howard Berkson
answered on Nov 11, 2013

That depends on the terms of the debt agreement, whether the debt would be considered "consumer debt," and other factors. We don't have enough information to answer your question more clearly.

1 Answer | Asked in Collections for Oklahoma on
Q: How do you resolve a credit issue when you can't find the company to pay?

It is on my credit report as "frozen", but no contact number or address. Listed as Resolution Management (finance). I want to settle and get my credit score up, but can't without contacting or paying this off.

Mr. Jarod Morris
Mr. Jarod Morris
answered on Mar 28, 2011

Send a letter to all of the the credit reporting agencies that have the account listed. Tell them that you dispute the account as accurate and that as listed, and (if this is true) that you do not recognize ever being having a balance with Resolution Management (finance); therefore, you dispute... View More

1 Answer | Asked in Collections for Oklahoma on
Q: A collector is trying to sue me for a debt that is over the statute of limitations. What do i do?
Mr. Jarod Morris
Mr. Jarod Morris
answered on Mar 28, 2011

Have you already been served with the Petition and Summons? Is this a small claims matter? Is the amount over $6,000? (Don't write back with the amount, just say yes or no.) Did you receive discovery (i.e., requests for admission, requests for production of documents and/or... View More

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