answered on Jan 6, 2017
I would recommend that you contact a consumer protection attorney to discuss the details. If you never owed the debt on which the judgment was based, you might be able to attack the judgment. If successful, you might be able to file a claim against the company that filed the lawsuit as well.
answered on Dec 10, 2016
Without knowing more, I would recommend contacting your credit card company to find out how to appeal the decision. Also, ask why they are considering the charges valid. Make sure you keep thorough notes concerning your communications with the company, including dates and times of calls, and names... Read more »
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