Q: Hello - Under Ca State Law is a consumer protected from a late charge if the due date falls on a closed store date?
Let us say Sept 3 - the due date is a Sunday. Is a consumer protected from any ‘late fees’ if paid amount due is paid the following open day? Monday?
A: You need to look at the terms of the contract you entered with the creditor. Generally speaking, if the due date is a day the business is closed, it is generally accepted practice to give a grace period until the next business day. I have not researched the Civil Code on this issue recently, but I am sure that businesses are required to extend the due date grace period until the next business day.
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