Burbank, CA asked in Civil Litigation, Civil Rights, Identity Theft and Legal Malpractice for California

Q: Discover Card recently requested sending Copy Of SSN, ID, for verification, after two years being with them, what to do?

I was asked to send out SSN, ID verification by Discover Card. When asked the reason, i was not able to get any logical reason. Changing Policies, We are doing this with all of our clients, Reporting it to SSA, and again I do not see why after 2 years being with them this is happening and why should i provide a copy of documents for their verification. That is they do have everything on file, SSN, and also back account. Should i pursue legal action? what should i do to prevent them from closing my account because of this. I never missed a payment, i do not see any fraud activity, i check myfico, nothing there. and i called the number on the back of my card so they insist on sending out that info, please help.

1 Lawyer Answer

William John Light

Answered
  • Civil Rights Lawyer
  • Riverside, CA
  • Licensed in California

A: This isn't a legal question. You aren't required to give them your SSN.

They aren't required to give you a credit card. If you want the card, you have to play along. Credit card companies need your SSN to run your credit reports. https://www.creditcards.com/credit-card-news/social-security-number-disclose-1282.php Why they want to do it now, as opposed to when you applied for the card, I have no idea. Your option is to discontinue the card, and apply for another credit card, which will also want your SSN.

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