Burbank, CA asked in Civil Litigation, Civil Rights, Identity Theft and Legal Malpractice for California

Q: Discover Card recently requested sending Copy Of SSN, ID, for verification, after two years being with them, what to do?

I was asked to send out SSN, ID verification by Discover Card. When asked the reason, i was not able to get any logical reason. Changing Policies, We are doing this with all of our clients, Reporting it to SSA, and again I do not see why after 2 years being with them this is happening and why should i provide a copy of documents for their verification. That is they do have everything on file, SSN, and also back account. Should i pursue legal action? what should i do to prevent them from closing my account because of this. I never missed a payment, i do not see any fraud activity, i check myfico, nothing there. and i called the number on the back of my card so they insist on sending out that info, please help.

1 Lawyer Answer
William John Light
William John Light
  • Civil Rights Lawyer
  • Riverside, CA
  • Licensed in California

A: This isn't a legal question. You aren't required to give them your SSN.

They aren't required to give you a credit card. If you want the card, you have to play along. Credit card companies need your SSN to run your credit reports. https://www.creditcards.com/credit-card-news/social-security-number-disclose-1282.php Why they want to do it now, as opposed to when you applied for the card, I have no idea. Your option is to discontinue the card, and apply for another credit card, which will also want your SSN.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.