Q: Can creditor with default money judgment, find out where I bank, before they file an affvadvit to discover my assets?
I have a creditor ( American express)represented by Law firm, in Illinois cook county whom has a default judgment against me for 8,000. I'm looking for work now. However I heard they do bank levies some times. I use U.S bank, and a creditKarma a no credit required, checking/debit account now. Can they find out whom I'm banking with using Skip tracers and special bank databases to find out where I'm banking? I'm talking about before they file a citation to discover assets in cook County court. I understand I provide them with my bank account information under oath if im required to, when I go to court proceedings. But do they find out my banks before I tell them at the hearing. I'm afraid they will levy my account after the hearing, and than take all my money to live on. I need at least one bank account to survive on. I'm may do Uber, and they direct deposit my money. Is it hard to file exemption for 4000 allowed in illinois to keep in my account? I'm looking for a lawyer.
A: Yes, there are resources where Creditors can discover bank accounts. And, if they discover your bank accounts, and if you testify to them at an examination, they are likely to levy on the accounts unless you have an agreement with them.
Timothy Denison and Jeffrey Li agree with this answer
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
