Q: Can creditor with default money judgment, find out where I bank, before they file an affvadvit to discover my assets?
I have a creditor ( American express)represented by Law firm, in Illinois cook county whom has a default judgment against me for 8,000. I'm looking for work now. However I heard they do bank levies some times. I use U.S bank, and a creditKarma a no credit required, checking/debit account now. Can they find out whom I'm banking with using Skip tracers and special bank databases to find out where I'm banking? I'm talking about before they file a citation to discover assets in cook County court. I understand I provide them with my bank account information under oath if im required to, when I go to court proceedings. But do they find out my banks before I tell them at the hearing. I'm afraid they will levy my account after the hearing, and than take all my money to live on. I need at least one bank account to survive on. I'm may do Uber, and they direct deposit my money. Is it hard to file exemption for 4000 allowed in illinois to keep in my account? I'm looking for a lawyer.
A: Yes, there are resources where Creditors can discover bank accounts. And, if they discover your bank accounts, and if you testify to them at an examination, they are likely to levy on the accounts unless you have an agreement with them.
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