Lawyers, Answer Questions  & Get Points Log In
Illinois Collections Questions & Answers
1 Answer | Asked in Collections for Illinois on
Q: What kind a lawyer do I look for in collecting unpaid rent? Collection?
Tim Akpinar
Tim Akpinar answered on Sep 2, 2019

You're correct; they should be able to handle it. If there are unresolved and disputed issues as to the merits of the collection claim, a landlord-tenant attorney would have more insight than other types of attorneys who handle solely general collection matters. Good luck

Tim Akpinar

1 Answer | Asked in Immigration Law and Collections for Illinois on
Q: Hi, I'm a 23 year old male who entered the US with a J-1 Visa and is overstaying. My girlfriend is a US Citizen.

We live in Illinois, and my question is how do we begin the process of obtaining a work permit and a green card.

Also I have an account in collection will that affect anything?

Thank you so much in advance!

Stephen Arnold Black
Stephen Arnold Black answered on Aug 30, 2019

A J1 visa holder can get married to a US citizen, but there are special rules attached to the J visa, as to whether you can adjust status to get your green card, after marrying your girlfriend. It is best to discuss your options with counsel in a phone consultation.

2 Answers | Asked in Bankruptcy and Collections for Illinois on
Q: debt collection

ok i have old balance since 2012 debt with protofollio recovery,i got garnished where lawyer fees and 75$ garnishment fee included so its exceded 15% of my pay check,yet after 7 month of garnishment i got fired,then after a year this protofolio recovery wants to start again with the same balance... Read more »

Bruce Alexander Minnick
Bruce Alexander Minnick answered on May 9, 2019

This question (or rather, these questions) are to complex and convoluted for anyone to make sense out of. I suggest you get someone to help you compose a legible explanation in chronological order, eliminating unnecessary commentary and then post it as a new question(s).

View More Answers

1 Answer | Asked in Consumer Law, Traffic Tickets and Collections for Illinois on
Q: What are my rights with municipal red light fine debt harassmen

I have sent my own legal letter and disputed claim. The municipal has a law firm after me. I don't work. I am disabled.

Juan Ooink
Juan Ooink answered on Nov 5, 2018

Law Firm after you? I think you mean the matter has been sent to collections, which means you likely missed your opportunity to dispute the ticket. I suggest contacting the Law Firm and seeing what can be done.

1 Answer | Asked in Child Support and Collections for Illinois on
Q: Hi, if my twins father gets married and buys and sell property under his wife's maiden name while they were married

Will I be able to collect or sue for unpaid child support?

T. J. Jesky
T. J. Jesky answered on Sep 10, 2018

Regardless of whether your ex buys or sells property, you state you have "unpaid child support." You are entitled to this unpaid child support now.

Let me suggest you contact, the Illinois' Division of Child Support Services, they will pursue several remedies on your behalf. This includes...
Read more »

1 Answer | Asked in Divorce, Bankruptcy and Collections for Illinois on
Q: Am I responsible for my ex's medical bills that were incurred while married to me if he has remarried?

My husband has a lot of medical debt and when we divorced I was going to file bankruptcy to avoid being held liable for his medical debt, but did not. He has since gotten remarried. By Illinois law, since I was married to him when the debt occurred, can the collectors still come after me? Or has it... Read more »

James G. Ahlberg
James G. Ahlberg answered on Jul 18, 2018

A collector of medical bills incurred during a marriage can typically go after the people who were married to each other when the bills were incurred, not a later spouse. You should be able to discharge them in bankruptcy. On the other hand, which of you is supposed to pay those debts should have... Read more »

1 Answer | Asked in Collections and Traffic Tickets for Illinois on
Q: How do I fight tickets in collections so that my licence can be reinstated from suspension?

I received 14 red light violations between 2014-2015; however I never received notice of the tickets via mail or phone. Last year (Feb 2017), I received a call from a collection agency stating that my license are suspended and that I would have to pay $2800 dollars to clear the debt. I called the... Read more »

Jason A. Wilkins
Jason A. Wilkins answered on Jan 23, 2018

First, call the cities that issued the citations and ask what they can do. Let them know you are sorry and want to see what you can do to waive some of the late fees. It's a stretch but worth asking. Next, try getting on a payment plan with the collection agency. MAKE SURE YOU VERIFY THAT THE... Read more »

1 Answer | Asked in Child Support and Collections for Illinois on
Q: Can they open a closed case that was closed and paid for in 2012 and reopen back in 2016 need help they taking money out

Taking money out my check and i paid of my debt already they did not notify and my son's mother told them not to do it because its. Paid for. And i take care of my son need help they even put this on my credit report

Ray Choudhry
Ray Choudhry answered on Dec 3, 2017

Usually child support is based on court orders.

If the child is of age and there is no current support and all prior amounts have been paid there should be nothing further to do.

Obviously, this needs to be checked to make sure everything is correct.

1 Answer | Asked in Real Estate Law, Tax Law, Collections and Small Claims for Illinois on
Q: i need help drafting a letter to my home's sellers, the prop tax amount changed enough that i should receive a credit

do I just write them a letter? is there a timetable/should i set a deadline?

Steve McCann
Steve McCann answered on Oct 25, 2017

If you are engaging, or have engaged in a real estate transaction, you should be represented by an attorney. The fees are minimal and the benefits can be immense. All of your questions regarding the transaction should be directed to your attorney who will calculate the proration and resolve this... Read more »

1 Answer | Asked in Bankruptcy and Collections for Illinois on
Q: I want to build my credit but have an outstanding court fee due I cannot pay due to the amount.

It is a DUI/Felony, will bankruptcy remove it?

Ray Choudhry
Ray Choudhry answered on Aug 17, 2017

Fines are not discharged in bankruptcy.

1 Answer | Asked in Bankruptcy, Collections and Consumer Law for Illinois on
Q: I received a Citation to Discover Assets. (See below for more information)

I received a Citation to Discover Assets. Due to losing my job and just starting my new one, my wage garnishment ended. I even got in touch and asked if I could send a payment or something, and he wouldnt even tell me his attorneys information. So, there was no way to be in touch with their office.... Read more »

Ray Choudhry
Ray Choudhry answered on May 13, 2017

If you file bankruptcy, this case goes away unless there was fraud or some other reason it shouldn't be discharged.

From what you are saying, looks like everything you have is exempt from garnishment.

Illinois has a laundry list of things people can have that creditors can't touch.

1 Answer | Asked in Collections and Foreclosure for Illinois on
Q: Does this mean I can put a lien on a house that i have done work on so if foreclosed on the bank has to pay first?

The person living in the home has not paid me yet. The house is close to being foreclosed on, so I'm wanting know if this clause would make the mortgage company liable to pay me, as I've replaced all water lines do to freezing and breaking, and put all New floors in and restabelized all the... Read more »

Robert J. Walinski
Robert J. Walinski answered on Apr 29, 2017

Foreclose could be translated as "wipe out". The mortgagee foreclosed in order to wipe out all liens with less priority in the property than its own. Generally any lien attaching to the property after the mortgage is recorded has less priority. Only if the property sells for a surplus (an amount... Read more »

1 Answer | Asked in Bankruptcy and Collections for Illinois on
Q: What can I do to avoid having my wages garnishs for a title loan my wife took out for herself ?

I am still legally married to my wife but we are no longer together. Prior to us separating I took out a with her a title loan. After we separate I took my title back and she put her title long story short she defaulted on the loan we got served . I went to the court hearing told the judge this was... Read more »

Ray Choudhry
Ray Choudhry answered on Apr 24, 2017

If there was a court case and they took a judgment against you, they have a right to garnish your paycheck.

If the judgment was entered in error, you need to go back to court to have the judgment vacated.

It seems as though both of you were liable on the debt and they sued both of...
Read more »

1 Answer | Asked in Family Law, Collections and Contracts for Illinois on
Q: Several years ago, my mom loaned $5K when alive. 2 years later,she passed away,my brother is trying to collect,can he?

Loan was a long time ago and since paid back-I have no records its that old. My brother feels he has the right to force me to prove this was paid back by me. (It was) My mother was alive when the loan was made to me verbally - she died 2 years ago. What grounds does he have here to pursue this?... Read more »

Cheryl Powell
Cheryl Powell answered on Mar 25, 2017

If there is a written contract and he is the executor of her estate and her estate has not been probated, it is a problem. Otherwise no.

2 Answers | Asked in Bankruptcy, Family Law, Child Support and Collections for Illinois on
Q: I'm a prose creditor, is my debt nondischargeable if I have a child support related judgement based upon falsification?

I am an individual creditor & I do not want the debt owed me discharged. I have a judgement from family court saying the other parent has to pay me back overpayments that stemed from false child support claims she made. The other parent in question has filed Chap. 7. The notice says no property... Read more »

Carol Cadiz
Carol Cadiz answered on Mar 13, 2017

While more facts are needed and documents must be reviewed, it sounds like you might have the type of debt that is excepted from discharge in which case the appropriate steps must be taken with the court. Bankruptcy laws and family laws are complex, you need to get in to speak to a lawyer asap as... Read more »

View More Answers

1 Answer | Asked in Small Claims and Collections for Illinois on
Q: My father won a small claims court case in 1/2016 and the current judge is not enforcing the defendants payment plan.

The defendant was ordered to pay monthly and has come up with every excuse imaginable and now is 130 days late. The Judge will not enforce the order that clearly states that if a payment is missed, the defendant will be placed in jail and his bond will be the balance owed to my father. How can we... Read more »

Mazyar M. Hedayat Esq.
Mazyar M. Hedayat Esq. answered on Feb 17, 2017

There are a number of reasons why you may wish to change judges in a case: of right, and for cause. The meaning of these terms is outlined in the Illinois Compiled Statutes, 735 ILCS 5/2-1001.

Substitution as of Right: The most frequently used Motion for Substitution of Judge (SoJ) is that...
Read more »

1 Answer | Asked in Real Estate Law, Collections and Landlord - Tenant for Illinois on
Q: Hello, I was evicted from an apartment that both me and a friend I was renting. How can I get this off my record?

Before being evicted I spoke with the property manager and told her about my situation with my job and also the living conditions from my roommate.I have emails,picture, and videos. I was told to get a lawyer so I don't have to pay. My roommate "put" me out. So she was living there three month and... Read more »

Vincent Anthony Incopero
Vincent Anthony Incopero answered on Feb 2, 2017

I do not see question that can be answered.

An eviction cannot be removed from your record. An eviction is a publicly filed court matter.

A judgment, which result after a formal eviction, can be placed on your record if it is recorded in the county where you reside. A judgment...
Read more »

1 Answer | Asked in Divorce and Collections for Illinois on
Q: My ex-husband is not paying court ordered payments of $200.00 per month to cover his part of our debt. What can I do.

The divorce was granted in IL but I moved back to NC. I need help collecting this debt and remaining balance. I am falling behind on the debt he's suppose to help pay. I just need help collecting from my ex-husband. It's Case No. 12 d 62, Tazewell County, September 24, 2013. Any help would be... Read more »

J. Richard Kulerski Esq.
J. Richard Kulerski Esq. answered on Jul 28, 2016

Contact the State's Attorney or District Attorney's office in the NC County where you live. They should be able to send you to a child support enforcement office in NC that can collect for you long distance.

1 Answer | Asked in Collections for Illinois on
Q: if a credit company says closed account and the debt is written off, can they turn it over to a collection agency?

They have turned it over to two collection agencies.

William Harold Mazur
William Harold Mazur answered on Aug 13, 2015

Generally, Yes. It sounds as though either or both of the collection agencies have purchased the debt from the company. If that is the case, then the collections agencies can seek to collect the debt from you. It is probably a good idea to consult with a local collections or consumer debt attorney... Read more »

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.