Dropped out of college 2 years ago due to mental health issues, struggled with jobs and finally have one now but i do not make enough. My student loan provider demands payments but i can’t make their almost $1000 monthly payments when i barely make $300-$400 weekly.. even when i get paid weekly i... Read more »
answered on Jan 9, 2023
You took out the loans, now it's time to pay up. The lender is not interested in your personal problems, nor does it have any idea about your relationship with your parents; the suggestion to borrow money was a suggestion, nothing more. There's no need or purpose to you becoming offended.... Read more »
answered on Nov 19, 2022
An Illinois attorney could advise best, but your question remains open for five weeks. It could depend on their previous notices and payment terms. Some questions here go unanswered - You could repost under "Collections Law." A local attorney who handles medical billing recovery should be... Read more »
i owe a debt for a team for uniforms and the business has stated they contacted some players about the debt. Can the business disclose this information?
answered on Feb 28, 2023
Yes, in some circumstances, a creditor can contact others about a debt or judgment.
It's a collection agency who is taking me to court tomorrow via a zoom call. I've not been able to pay on it due to everything going up in price and I live on a very low income and am behind on my water bill and several other bills. I was behind on rent until just recently, over a year... Read more »
answered on Jan 26, 2022
Your inability to pay does not stop the entry of judgment. If there is already a judgment and you are up on a post judgment citation or garnishment, you should read and be aware of the exemption provisions of the post judgment code of civil procedure. Specifically, 735 ILCS5/2-1402 states at (b)(1)... Read more »
I discovered there is a lawsuit, and that they said I was served. I wasn't home. They described a "resident" at my house which is nobody I know. I live alone. How can I find out what other sketchy things this firm is doing or has done?
answered on Nov 15, 2021
Engage a licensed civil court litigator to do the preliminary inquiries in validity of that service and actual legal standing of that law firm.
The avocet at the court house is new and she said she didn’t have my information only information filed was my old phone number and old last name. She sent me letters but no letter asking me to call her.The avocet wasn’t working there at the time i turned in my information and car estimate so... Read more »
answered on Oct 24, 2021
Your question is coming up under Illinois although it appears you live in MO. In any event, this will be true in either state, you can file a civil lawsuit to recover your damages, provided the statute of limitations has not run yet. Depending on the amount of damages, you may do so in small claims... Read more »
Defaulted on a bank line of credit. They won a judgement. They are trying to collect in court but they sold the debt to a collection company. Is it legal to double dip?
answered on Aug 10, 2021
Selling a judgment is not double dipping. During a post judgment proceeding you will be entitled to a credit for payments you made toward the judgment. From your question it does not appear that you have made any such payments. By selling the judgment the judgment creditor has simply transferred... Read more »
I won my case for selling a car with a vehicle sales agreement. The other party did not show. I see lots of things on the docket that I am not sure about. Due Date , satisfied, 851- Judgement, what do these headings mean?
answered on Jun 30, 2021
You should reference 735 ILCS 5/2-1401 for post judgment proceedings. Make sure that your order is final and appealable, meaning that it resolves all claims brought against all parties in the action. Assuming that to be the case, you will likely want to file a citation to discover assets, a... Read more »
I am trying to trade in a vehicle that is completely paid off. There is a memorandum of judgement for old credit card debt against me. This debt is only in my name, but the car is owned by both my wife and I. If I apply for a duplicate title, will the state stop the issuance of the title to me? Can... Read more »
answered on Dec 9, 2020
Unless there is a judgment lien against the vehicle, it should not affect your transfer snd sale of the vehicle.
They have never before this point tried to collect on it they have even sent me letters over the years trying to get me to come get another car thru them I dont have the money to pay them me and my husband dont make that much and we have three kids
answered on Nov 5, 2020
State statutes have provisions by which judgments can be revived. You do not identify if the action is pending in Wisconsin or Illinois. Regardless, I would strongly recommend that you have a consultation with an attorney whose practice is concentrated in consumer law, to review whether the... Read more »
If I can sue for the back child support what information do I need to do so?
answered on Sep 30, 2020
No. That money was for your mother to help her financially. It was not and never will be your money. But if there is a back child support order, your mother can sue him for it.
I was recently hired by Illinois State University as a parking officer. I received a letter saying I have 30 days from date of hire to join or opt out. However the University contract with the union states they will withhold “fair share” payments from wages regardless of membership. The issue... Read more »
answered on Jul 31, 2020
Yes. If your salary was negotiated by a union, you have to pay "shop dues" or some other such fee as if you were in the union. So, since you have to pay dues anyway, you should probably join, then you get the benefit of having someone in your corner if there is a problem, such as you... Read more »
They sent me mail June of 2019 saying I should pay where I said what are the next steps, then I did not hear from them again till 2 months ago where the officer said he put my papers in the wrong file. I honestly forgot about it and would have paid if they contacted me again but I didn't hear... Read more »
answered on Apr 21, 2020
Possessing a fake ID is a felony offense in Illinois. They do not have to prove that you bought it, just that it is fake and you possessed it. I suggest calling them and explaining to them, that you would have paid it if you heard back and that you are willing to pay the original fine amount.
A collection group had a officer come to my door and serve me a alias summons (did not sign for it though) for a charged off credit card debt. I've been out of work for a long time and have simply run out of money (getting help from family and friends). Since I can't afford to pay the... Read more »
answered on Mar 16, 2020
You should not ignore the summons, because if you do not appear, a judgment can be entered against you. If you are unemployed you may qualify for free legal services. You should contact Legal Aid Chicago, (312) 341-1070 or Chicago Volunteer Legal Services, 312-332-1624. Both are located in downtown... Read more »
I have a judgement against me in a civil suit for credit card debt. They just filed for a Memorandum of Judgement. What does this do for the case going forward?
answered on Mar 9, 2020
They’re asking to court to grant the judgment because there are no material facts in dispute.
Married, Live in IL, self employed for apx $35k/yr. Part time about $150/wk. Main income comes via 1099 contract work. Part time is a traditional paycheck. Business is service based with no assets and is handled as a disregarded entity for taxes. All debts are in my name only. We own a house that... Read more »
answered on Feb 24, 2020
Check the Illinois exemptions and you can determine how much allowance you have for each category. After your exemptions are used, whatever is left over is non-exempt and can be taken.
answered on Sep 2, 2019
You're correct; they should be able to handle it. If there are unresolved and disputed issues as to the merits of the collection claim, a landlord-tenant attorney would have more insight than other types of attorneys who handle solely general collection matters. Good luck
We live in Illinois, and my question is how do we begin the process of obtaining a work permit and a green card.
Also I have an account in collection will that affect anything?
Thank you so much in advance!
answered on Aug 30, 2019
A J1 visa holder can get married to a US citizen, but there are special rules attached to the J visa, as to whether you can adjust status to get your green card, after marrying your girlfriend. It is best to discuss your options with counsel in a phone consultation.
ok i have old balance since 2012 debt with protofollio recovery,i got garnished where lawyer fees and 75$ garnishment fee included so its exceded 15% of my pay check,yet after 7 month of garnishment i got fired,then after a year this protofolio recovery wants to start again with the same balance... Read more »
answered on May 9, 2019
This question (or rather, these questions) are to complex and convoluted for anyone to make sense out of. I suggest you get someone to help you compose a legible explanation in chronological order, eliminating unnecessary commentary and then post it as a new question(s).
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