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Husband had dental work done prior to his 6 month waiting period. No one at the office had told him that he had this waiting period (understandably, we have the duty to read all fine print). However, I went to my own dentist and they notified me immediately of my waiting period and wouldnt... View More 
answered on Mar 3, 2016
From your facts is appears that your dental insurance company provided adequate notice to you and applicable dentists, so you likely do not have a claim against the insurance company. Turning to your husband's dentist, your situation is not a clear-cut case. Unless the dental agreement states... View More
time frame so they say they will not pay. Now the ambulance company is expecting me to pay out of pocket. Am I responsible for this bill since it is their fault for not filing the claim in time?
answered on Feb 8, 2016
I' handling a similar matter like this today. There is not a clear rule on this matter and it partly depends on your insurance. As a general rule, your insurance carrier requires the ambulance company (like all medical billers) to follow certain procedures. If the biller (the ambulance... View More
Tells the brothers therapist. Is this not a breach of confidentiality
answered on Jan 27, 2016
It may be a violation. However, therapists are allowed/required to report certain information. The most common exception is if a crime of significant injury/harm is likely to occur. Lawyers have this exception too incidentally... If you feel the reporting was not justified you can file a complaint... View More
I am being blamed and forced to believe I do not make effective treatment decisions. please help.
answered on Nov 22, 2015
Has a court already held that you are incompetent? If it hasn't there will be a required hearing in which the party trying to find you incompetent will have to prove by clear and convincing evidence (a heightened standard) that you are incompetent. You should seek legal representation (either... View More
My overbearing parents are determined to have me medicated for depression even though I refuse treatment. 7 months ago they called the cops and had me taken in to the hospital for a mental evaluation. I was released within an hour because I was not suicidal and did not have intentions of harming... View More
answered on Nov 1, 2015
From the US Constitution, an individual has a right to a judicial hearing before being involuntarily committed on an permanent basis. There is an exception that allows the state (i.e. police or social workers) to place a temporary hold (without a hearing) if there is a reasonable belief the... View More
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