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Consumer Law Questions & Answers
1 Answer | Asked in Consumer Law and Contracts for Tennessee on
Q: How do flex loan companies get around Tennessee's statues 45-12-111. Interest, fees, and charges?

Asking how it's legal for companies to charge triple digit interest rates when TN caps interest rates at 24%?

Mr. James Charles Wright
Mr. James Charles Wright
answered on Sep 27, 2022

I would suggest looking at

https://www.tn.gov/tdfi/mortgage-consumer-lending/flexible-credit/flexible-credit-faqs.html

0 Answers | Asked in Consumer Law for Washington on
Q: So I bought this chain from the pawn shop for 1100 because it was 40.8 grams when I took it to the jewelers so they can

Clean it they told me in was only 22grams of should but the pawn shop doesn’t do cash refund should I be able to get my money back because they lied about a item to sold me

0 Answers | Asked in Consumer Law and Real Estate Law for Arizona on
Q: Rental home paid off, no mortgage ... Can I quitclaim to an LLC to workaround Judgement (credit card).

My thinking is the Judgement holder (credit card debts) has no idea what I own, or what I transfer until the title company does it's job... as a money judgement in reality, is attached to the person and is not a particular property lien. If I choose to quitclaim said property to a family... Read more »

0 Answers | Asked in Consumer Law for Oklahoma on
Q: A friend in Oklahoma was verbally promised a warranty when she bought from a used car lot. Was rushed through the sale.

She found out afterwards that they sold it to her AS IS and didn't fix the issues they promised to fix so she would buy it. Is there any legal recourse with Oklahoma law? I could only find they have lemon law for new vehicles, not a lot of information on used car sales.

0 Answers | Asked in Consumer Law, Criminal Law, Personal Injury and Real Estate Law for Mississippi on
Q: Is on my Movie Ranch stealing dirt and destroying my vegetation and 300 year old trees

My neighbor is building a road through my motion picture movie ranch and stealing my dirt and destroying my property and 300 year old trees and vegetation and making it impossible to use a portion of my property and I’m losing revenue because this is a motion picture movie ranch and I can’t... Read more »

0 Answers | Asked in Consumer Law for Ohio on
Q: I purchased a ticket for an event. In their policy at the time of purchase it said one thing about refunds but they chan

Changed the policy. Originally it stated in the event of hurricane within 7 days of your scheduled visit they would refund 100% now they changed it to in the event of a hurricane on the days they chose they will refund. Do they have to honor the policy that was effective when I purchased tickets... Read more »

0 Answers | Asked in Consumer Law and Real Estate Law for Arizona on
Q: I am familiar with HB 2617 and I have judgements recorded

My question: I have two properties, both taxed as primary residence, as one property has always been occupied by family. I wish to sell the property my family member lives in, and at closing, state that said property is my primary residence to avoid being forced to satisfy the judgements from my... Read more »

0 Answers | Asked in Consumer Law and Identity Theft for Arizona on
Q: How do I make a claim against Wells Fargo Jibbarri settlement.

I learned that wells Fargo refused to deposit a valid 5000.00 check and subsequently closed my account without notifying me and providing me an opportunity to have the check reissued for payment. They let me believe someone stole the money out of my account all these years until I received a... Read more »

0 Answers | Asked in Consumer Law and Small Claims for Georgia on
Q: Can I be fined for turning my water back on hours after I paid bill?

My water was turned off , I paid the total amount immediately, after hours of no water I turned it on myself and they fined me $500

0 Answers | Asked in Consumer Law for Idaho on
Q: What are the laws when it comes to impounded cars?

I have a car that was towed from a grocery store parking lot on July 24th. I was finally able to find out who had it a week after that. I spoke with someone and provided my phone number. I wasnt able to get it out because I couldnt afford it. I finally was able to get enough money Saturday. I... Read more »

0 Answers | Asked in Consumer Law, Copyright, Products Liability and Traffic Tickets for Louisiana on
Q: Can police officer tow your vehicle off private property without owner's consent? What can be done?

No cause for pulling me over. I turned into private drive way of friends house. Cops towed my car out the drive way with out my permission. I also didn't have driver license on person, expired paper plates, & no insurance at the time but they said it was because they seen it on the road... Read more »

0 Answers | Asked in Consumer Law on
Q: what are the consumer rights to technical support for bundled in soft ware ie, anti cheat software for games and such

the instance involves an anticheat provider that has within at least 2 months only redirected me to the faq in terms of support. i did not directly pay for the anticheat but it is bundled in as a necessary part of the original software bought

0 Answers | Asked in Consumer Law for Hawaii on
Q: I need to get my art work that is on consignment in a gallery. Owner says OK. Soon to be ex-husband has locked door.

The soon to be X has no ownership in the gallery. Owner owned gallery many years before they met and he has not been involved in the running of it in any way. He is a violent man and owner is afraid of him. Should I call the police to escort me to pick up my property?

0 Answers | Asked in Consumer Law, Copyright, Business Law and Intellectual Property for Michigan on
Q: If I give something away, with the intent to get people to buy something, does it count as commercial use?

Does it only count as commercial use if you sell something directly? Or would it still be considered commercial use if I gave something away for free but used it to try and get people to buy something else?

For example, if I started making a video game, let people download it from my... Read more »

0 Answers | Asked in Consumer Law and Small Claims for Oklahoma on
Q: is it lawful for my workplace to require pocket/ pant leg/ bag searches with no probable cause for suspension of theft?

i just began work at a seasonal halloween store. before my first day i joined a group text chat room with fellow workers and management. today i was given an alert of a message stating at the end of each shift/ work day that managers are going to be conducting pocket checks (where is you are... Read more »

0 Answers | Asked in Consumer Law for Georgia on
Q: What are our options with an abandoned vehicle notice?

My uncle was in an accident with his 2005 vehicle in 2019. He was told it was totalled and he drove a rental for a few weeks before purchasing a new car. His truck was taken to a body repair shop. He did not sign a release for his truck at that time. He was unaware his truck was repaired by the... Read more »

0 Answers | Asked in Consumer Law, Contracts, Criminal Law and Constitutional Law for Utah on
Q: My mom was granted a protective order and the police said they wouldn't serve it

I'm transgender and the police blantly refused to serve my protective order what can I do

0 Answers | Asked in Consumer Law on
Q: Am I within my rights to request a full refund from Agoda.com for booking a unit which is not as expected?

I specifically booked a room with air-conditioning as advertised on Agoda.com. When my family and I arrived at the accommodation, it was not equipped with an air-conditioning unit. As Italy was experiencing a heat wave, we decide not to stay at the unit as it was unacceptable. Contacted Agoda.com... Read more »

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