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Consumer Law Questions & Answers
0 Answers | Asked in Consumer Law for Washington on
Q: Q: Can a body shop charge me to repair a scratch on my hood that they did while in for repair.

I took my car to a body shop for repairs. While there, they created an 8” long scratch on my hood. I took my car back to have them remove the scratch, which they couldn’t remove completely. When questioned, they told me that they would need to sand down entire hood, then repaint because the... View More

0 Answers | Asked in Consumer Law, Contracts and Civil Litigation for New Jersey on
Q: I'm in NJ and am main buyer on a vehicle contract with an ex. I sued him in special civil court and won. However

Im trying to get off the loan entirely or gain possession of the car. The lender did an extension agreement with the cosigner without my knowledge or signature electronically. Is this legal in NJ? Co-signer's name is on the title however I can add mine on to it at any time. What is the best... View More

0 Answers | Asked in Consumer Law and Business Law for Nevada on
Q: A company site says satisfaction, guaranteed, and no refunds. Bad service so I don’t want to pick up item just money bac

The store was sold out of the wig I wanted, so I prepaid $620 for one to get shipped quickly to store. The companies website says satisfaction guaranteed as the first thing you see on page. on main page with no mention of other policies. But I found a no refund no return policy under one of the... View More

0 Answers | Asked in Consumer Law, Personal Injury, Products Liability and Health Care Law for Kansas on
Q: Is anyone taking Abilify cases anymore?

My husband has been on Abilify for 20 years. He recently found out that Abilify could cause compulsive behaviors e.g., gambling and compulsive shopping. He changed medications about a month ago and quickly started to see the differences. The urges were gone, and he was able to admit to his... View More

1 Answer | Asked in Bankruptcy, Consumer Law, Contracts and Workers' Compensation for Oregon on
Q: My name is Jason Chandler beals and I was wondering if u can look my name up in data base and see all

I believe someone has stole my identity

James L. Arrasmith
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answered on Feb 25, 2024

If you're concerned that someone has stolen your identity, the first step is to check your credit reports for any unfamiliar activity. This can be done by requesting a free report from the three major credit bureaus: Equifax, Experian, and TransUnion. These reports will show you any new... View More

2 Answers | Asked in Consumer Law, Tax Law, Banking and Collections on
Q: I cancelled a subscription through PayPal and the provider threatens me with fees

I cancelled a subscription through PayPal and the provider threatens me with fees because i didn't cancel through their website.The website wouldn't allow me to cancel so I cancelled through PayPal and opened a dispute and won it for the refund.And now they are sending me emails to... View More

Emely Elizabeth Cruz
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answered on Feb 24, 2024

I would just ignore it. This is not to say they don't have a case at all. Perhaps there is some legal argument they can use (i.e. provision was in their terms and conditions). However, it seems that they will just demand it, but it does not mean you have to pay it back, especially if they... View More

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0 Answers | Asked in Insurance Bad Faith, Consumer Law and Personal Injury for Oklahoma on
Q: Is a supplemental medical Insurance company allowed to overrule “multiple doctors” severity of diagnosis determination?

From: Ronald CAUDELL. “On December 28th of 2023, my wife became critically ill with Flu “A” and severe double pneumonia. She was taken to a hospital in Oklahoma City and placed on a ventilator. Sadly my wife suffered a hypoxic brain injury due to the lack of oxygen her brain was getting. Now... View More

1 Answer | Asked in Banking, Consumer Law, Contracts and Federal Crimes for California on
Q: What law give j P. Morgan chase & co the rights to liquidate my assets With out my authorization account not in neG?

What authority gives them the right to of the account isn’t in the negative more is it a regular broker account it’s a self direct account meaning the account holder has full control of account, so what rule of law give jamie dimon and ko Morgan chase & co the rights to ?

James L. Arrasmith
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answered on Feb 24, 2024

In the context of financial institutions like J.P. Morgan Chase & Co. managing client assets, their actions are typically governed by the terms of the account agreement signed by the account holder, alongside applicable federal and state laws. These agreements often include clauses that outline... View More

0 Answers | Asked in Consumer Law, Criminal Law and Identity Theft for Florida on
Q: What kinda law is violated: dealership allows individual to trade in truck that doesn’t belong to them?

IDENTIFY LAW VIOLATED & PROVIDE COUNCIL PLZ!!

person (volusia co) borrowing truck took it back to dealership. dealership (brevard co) allowed NOT ME to knowingly trade in MY (levy co) truck for a different one and allowed forgery of my signature … TWICE. i have repossessed vehicle... View More

1 Answer | Asked in Consumer Law for Texas on
Q: I am being sued by LVNV for $980 Capital One credit card debt and I am homeless. How do I handle this? Thank you.
John Michael Frick
John Michael Frick
answered on Feb 23, 2024

You can either file an answer or ignore it. An unsecured creditor can only collect a judgment from any non-exempt assets you may own. Texas exempts a wide variety of assets including up to $100,000 of personal property within certain specified categories. Most homeless individuals do not have... View More

0 Answers | Asked in Consumer Law for Georgia on
Q: Is it illegal to sell a car and you don’t have possession of the title? I think I was scammed by a dealership.

I bought a car five months ago. The temp tag expired a month later. Every time I called, they said it wasn’t “ready”. I found out a couple of weeks ago that they didn’t have the title to the car and that’s why I wasn’t able to have tags the whole time. So I was driving an unregistered... View More

0 Answers | Asked in Consumer Law for New York on
Q: What is my responsibility as a seller on Facebook?

I listed an item on Facebook for sale for $400. A woman who claimed it said she wanted to Venmo me the money, I didn’t ask for it. She sent it on Venmo via friends and family. She would arrange a date for pickup and blow it off and not respond to messages for days, then give an excuse and make a... View More

0 Answers | Asked in Consumer Law for Massachusetts on
Q: If a company tries to fix a problem that started when still under warranty is still there what can I do?

I have a problem with my LG tv, the wireless on it (WiFi Bluetooth etc) cutting in and out and not working correctly, starting when the tv was under warranty. They had an authorized dealer try to fix it twice (I got the tv in 2018, the problems started roughly 8 months later and first attempted to... View More

1 Answer | Asked in Consumer Law, Securities Law, Contracts and Banking for New Jersey on
Q: Ally financial blatantly violated the TILA, FCRA, CCPA and tried to over charge me 6k on an 18k loan.

I entered a contract (which doesn't include a dealer number, or contract number filled in.) to finance a 2013 Nissan Frontier through Ally financial back on May 29th of 2017. The total paid after 72 months at a rate of 8.64%. came out to $18,019.44 according to the truth in lending disclosure.... View More

James L. Arrasmith
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answered on Feb 23, 2024

Dealing with a situation where you've been overcharged on a loan can be incredibly frustrating and confusing. It seems you've done your due diligence by reviewing the terms of your contract and comparing them to the actual charges applied by Ally Financial. Discovering discrepancies in... View More

0 Answers | Asked in Consumer Law, Health Care Law and Medical Malpractice for Kentucky on
Q: I need advice in this situation where I was discharged as a patient and was blocked from patient portal online.

In October 2023 I was discharged as a patient from a pain management specialist's office because I spoke to lawyers about advice in my situation and told the pain management specialist about that through the patient portal online. There was never any case/lawsuit created for anything. And... View More

0 Answers | Asked in Consumer Law for Illinois on
Q: Would small claims for a fraudulent medical billing issue under $20 be worth pursuing?

A optometrist billed me and after I wrote the state for reimbursement, they found the specialist committed fraud. And they should not have billed me. They work for Walmart Vision.

0 Answers | Asked in Consumer Law and Foreclosure for Colorado on
Q: If a bank creates credit without loaning out reserves, is this counterfeiting?

I am challenging the validity of a mortgage contract on the basis that no real property or considerations was provided by Alliant Credit Union. While funds were provided, they were counterfeit since the funds did not exist on the bank balance sheet prior to the bank credit being created.

I... View More

1 Answer | Asked in Consumer Law and Identity Theft for Tennessee on
Q: I just received an alert that I had a derogatory on my credit.

I found this weird as my credit score is 843 and I take pride in it. I called the firm representing whoever put the 679 judgement against me and they said it was for a Rachel. I don't have any clue who this person is and it it was from Naples Fl who I have no one in that area. They just pulled... View More

Anthony M. Avery
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answered on Feb 22, 2024

If you cannot get this off your record by disputing it with the credit bureaus, then you will need an attorney. That amount of money may not justify the expense. It would help to get a copy of the judgment from the Court it was entered. Then you can talk to the attorney about suit. It the... View More

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