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Consumer Law Questions & Answers
0 Answers | Asked in Consumer Law for Georgia on
Q: The dealer sold the used car to me without disclosing the car has branded (salvage) title.

I bought a 2016 Hyundai Tuscan SUV on May 11, 2013. Unfortunately, the dealer didn't tell me the car has branded ( salvage) title.

I found this when I went to trade in the car for another car.

When I called the dealer they claim that they showed me the carfax report. I... Read more »

0 Answers | Asked in Consumer Law, Contracts, Criminal Law and Products Liability for Georgia on
Q: In Cobb county state court if the prosecutor has the wrong date on a filed accusation will it be dismissed or not

It’s on a title pawn the charge is subject to security interest as in I was withholding the vehicle. It was impounded and sold already with the title company knows . They are using their friends at the court to try and make me pay although in I believe 1:1:23 of the Georgia constitution says... Read more »

0 Answers | Asked in Consumer Law for Florida on
Q: I had hot water heater replaced, I am asking for an itemized bill and I'm having a problem getting it.

Am I legally entitled to the itemized information?

0 Answers | Asked in Consumer Law for Texas on
Q: Home Solar Panels not working for 6 months and am about to lose home insurance

My home had Solar panels installed last year. The panels did not work in any capacity for 7 months. The company also refused to have an engineer inspect the installation to verify no damages were done to my roof. I am now trying to find an engineer to certify their work so I can get a WPI8... Read more »

1 Answer | Asked in Bankruptcy, Consumer Law, Civil Litigation and Collections for Oregon on
Q: I have a lot of negative equity debt from an old repossessed car loan. I have no income or assets, what can help w/ this

In Oregon, I had an old car that broke down but somehow skirted around my comprehensive, gap, and insurance coverage. I was in a desperate situation and the car it was replaced with was overly expensive and I ended up with $12k of negative equity on top that I wouldn't have been able to... Read more »

Timothy Denison
Timothy Denison
answered on Jun 7, 2023

Consult a competent bankruptcy professional to assess your current financial situation. Give n your status, Chapter 7 might be just right for you.

0 Answers | Asked in Consumer Law for Alabama on
Q: Is it illegal for a water company to charge an excessive fee ranging more than the water fee itself each month?

My water bill was $32 I have a $79 fee for sewage, $18 for garbage & $25 for admin fee

1 Answer | Asked in Consumer Law and Elder Law for California on
Q: I am 72 years old, in WA state, not educated in investments. I was taken advantage of by a financial planner in CA.

I lost money while he made money on the inheritance I received from my father. I have stopped using his services and have withdrawn my funds directly from the accounts; some are still in process; one has a large prepay penalty, so I removed his name from the account but the money is still there due... Read more »

James L. Arrasmith
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answered on Jun 6, 2023

In situations involving potential legal action, it's best to consult with an attorney who specializes in the relevant area of law.

Regarding your specific situation:

Jurisdiction: Generally, a lawsuit can be filed against you in the state where you reside or where the alleged...
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1 Answer | Asked in Consumer Law and Small Claims for Minnesota on
Q: Hello! Thank you for your time. What can I do?

I bought a used car and was told the AC was fixed(used car lot) when I picked up the car and left the AC blew warm air. I called right away and was told they would take care of it. The owner says he hasn't had a mechanic to fix it and now he says it's been a year and he's washing his... Read more »

Robert Kane
Robert Kane
answered on Jun 5, 2023

Present him with a written demand (with a reasonable deadline) to repair the vehicle. Express that you will be taking the vehicle elsewhere if he fails to comply and will be suing him for the cost (and perhaps more.) A letter from an attorney would carry more weight and may be affordable.... Read more »

0 Answers | Asked in Consumer Law on
Q: I have a loan with a payday loan company. Are they allowed to contact my husband workplace

I have $200 balance to pay.

1 Answer | Asked in Consumer Law and Contracts for California on
Q: Dealership is asking for more money after over 6 weeks since purchase.

We purchased a car at a reputable dealer with a trade in. We provided the pay off amount twice verbally and offered to send it via email but they declined. We made it very clear that we did not have money for down payment and explicitly asked if they would be calling for more money later which they... Read more »

James L. Arrasmith
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answered on Jun 3, 2023

Good evening to you,

In this situation, it would be advisable to review the contract you signed with the dealership to determine if there are any clauses or provisions that address the issue of payoff amounts. Additionally, you should carefully examine any documentation related to the...
Read more »

0 Answers | Asked in Consumer Law for New York on
Q: I am being sued for loan from 2019. Isn’t the statute of limitations now 3 years in New York State?

The loan was originally from an educational institution, a truck driving school.

1 Answer | Asked in Bankruptcy, Consumer Law and Collections for Wisconsin on
Q: What is the best approach to negotiate with a collection agency after garnishments have been issued?
J. David Krekeler
J. David Krekeler
answered on Jun 3, 2023

A: There is no single best approach to negotiating with a collection agency. How you proceed will depend upon the facts and circumstances.

But there are some basic considerations. Always start with goals. what are you hoping to accomplish? What is it that your opponent wants? Perhaps more...
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0 Answers | Asked in Consumer Law, Lemon Law and Small Claims for New Jersey on
Q: NJ Consumer law question. A local appliance shop is not honoring warranties or refunds. What would be the next step?

I purchased a used electric stove from a local business. They took weeks to deliver. Promised installation and was never installed. It was left in the apartment hallway. Upon further inspection, one burner was not working. Prior to this, the sales person said it is all working perfect and said 45... Read more »

1 Answer | Asked in Consumer Law, Real Estate Law, Constitutional Law and Federal Crimes for Ohio on
Q: Does a trailer park have to fix a broken mailbox? Right now all of our mail is being held at the post office.

The mail boxes old and the lock system is now broken so the mail carriers can not open it to deliver our mail. It has been 3 weeks! Does the owners of the park have to fix this and how long do they have?

Todd B. Kotler
Todd B. Kotler
answered on Jun 3, 2023

This would depend entirely on your agreement with trailer park. Trailer parks so not fall under the landlord tenant act unless you are renting the trailer rather than just the lot.

1 Answer | Asked in Consumer Law, Small Claims and Contracts for North Carolina on
Q: I was wondering if we sign a contract for 5 years of services after 3 months ask to cancel do still pay the rest??

Had it canceled the first year and now they want the rest of it.

Lynn Ellen Coleman
Lynn Ellen Coleman
answered on Jun 1, 2023

An attorney would have to actually review the contract you signed to accurately answer this question. In general, many service contracts for a number of years have conditions that say you cannot cancel early, or if you do cancel early there is a penalty of some sort. Most likely you do owe them... Read more »

1 Answer | Asked in Consumer Law and Civil Rights for California on
Q: What is it called when a business entity gives out your personal information without your consent? Negligence?

Living Spaces gave out my personal information without my consent, causing me harm and damages

James L. Arrasmith
James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 1, 2023

When a business entity gives out your personal information without your consent, it can be considered a violation of privacy and confidentiality. In legal terms, this act is often referred to as a breach of privacy or unauthorized disclosure of personal information. Depending on the jurisdiction... Read more »

0 Answers | Asked in Banking, Consumer Law and Identity Theft for Wisconsin on
Q: What are my rights when it comes to a law firm that claims they have an loan in my name that is fraudulent?

Submitted police report and affidavit, proving loan not mine. Law firm still says it is due to discrepancy with dates on forms. Mental health condition with menory is the cause of mixed up dates. Law firm says it doesn't matter.

0 Answers | Asked in Consumer Law and Small Claims for Wisconsin on
Q: Loan agreement amount changed, can the contractor change the loan documents?

I signed a loan agreement with a bank for a plumbing job to be done in my home. The work was completed, loan approved, and I signed not one but 3 of the same emails I received with the same documents in them for this loan. The loan amount was for $3000.00, the job came to a total of $1700.00. The... Read more »

1 Answer | Asked in Consumer Law, Landlord - Tenant, Real Estate Law and Internet Law for Maryland on
Q: Can I take legal action against (Housing Authority of Baltimore City) for False Advertisement?

I have two rental properties in Baltimore City that I wanted to lease out in October 22'. I came across an article/press release online advertising a $1,500 incentive for new landlord's who signed up with program. I begin working with the program and due to their own continuous mistakes... Read more »

Richard Sternberg
Richard Sternberg
answered on Jun 1, 2023

You want to retain a lawyer to file a suit against what is either a government agency or a public-private partnership which might have a regulatory layer that requires some specialization, and the amount of your lawsuit will be for $3,000. Is that right? The non-refundable retainer from counsel in... Read more »

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