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Consumer Law Questions & Answers
0 Answers | Asked in Consumer Law for Kansas on
Q: Can a car dealership have my mom as the only person on the loan and have my husband sign papers?

No she did not agree to this, she only agreed to be a co signer

0 Answers | Asked in Consumer Law and Small Claims for Oregon on
Q: I have a debt collector threatening to sue me for a medical bill that has occurred in 2006.

Can he do this even though the statue of limitations has expired?

0 Answers | Asked in Consumer Law for North Carolina on
Q: Canceled AutoPolicy & received refund check. 8 months later I get a bill. Said they refunded too much. Do I have to pay?

RV policy canceled approx 2.5 months after starting it. (We sold the RV). Insurance company was notified the policy was canceled effective on the sale date and we were due a refund. Approx a month later we received the check and cashed it along with paperwork detailing the breakdown. (I still have... View More

0 Answers | Asked in Consumer Law, Contracts and Business Law for South Carolina on
Q: Can I rescind auto loan or sue dealer for used vehicle sold under false pretenses for mechanical issues being hidden?

Nearing the 30 day mark of purchase. The dealer stated that the car only needed an oil change but there are more issues. Every mechanic (that they work with) that they took the car to did not fix the issues. The car was serviced 3 times. A warranty claim (90 day dealer provided) was filed by them... View More

1 Answer | Asked in Consumer Law and Lemon Law for California on
Q: I need help, Dealership lied to me. I have both carfax papers from day one to today. What should i do.

so I recently bought a used 2022 honda civic from a Honda dealership, when purchasing this vehicle i asked if the car has been in any sort of accident and they denied it, and even gave me a car fax where the vehicle stated it had no accident, 3 months later i went to get an appraisal for the car... View More

James L. Arrasmith
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answered on Apr 26, 2024

I'm sorry to hear that you're in this difficult situation. If the dealership misrepresented the vehicle's accident history, you may have some recourse under California law. Here are some steps you can consider taking:

1. Gather evidence: Make sure you have all the relevant...
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0 Answers | Asked in Consumer Law, Elder Law and Health Care Law on
Q: visisth Rupee Loan customer care helpline number✍️)( 9831579440 )( 9831579440 call me.

visisth Rupee Loan customer care helpline number✍️)( 9831579440 )( 9831579440 call me.visisth Rupee Loan customer care helpline number✍️)( 9831579440 )( 9831579440 call me.visisth Rupee Loan customer care helpline number✍️)( 9831579440 )( 9831579440 call me.visisth Rupee Loan customer... View More

0 Answers | Asked in Consumer Law, Elder Law, Estate Planning and Foreclosure on
Q: visisth Rupee Loan customer care helpline number✍️)( 9831579440 )( 9831579440 call me.visisth Rupee Loan customer care h

visisth Rupee Loan customer care helpline number✍️)( 9831579440 )( 9831579440 call me.visisth Rupee Loan customer care helpline number✍️)( 9831579440 )( 9831579440 call me.

0 Answers | Asked in Consumer Law, Contracts and Identity Theft for New York on
Q: What type of lawyer would I need for a situation where a car dealership allowed someone to lease a car in my name?

A lease was renewed in my name (no co-signer), all that was provided to me when I showed up for answers was a picture of my license being held from a photo and an electronic signature.

1 Answer | Asked in Banking, Business Law, Consumer Law and Contracts for Texas on
Q: BCHAPTER III - CREDIT REPORTING AGENCIES Sec. 1681i - Procedure in case of disputed accuracy.. how to check

I might have a case for this but I wanna make sure...

Matthew McKenna
Matthew McKenna
answered on Apr 26, 2024

In order to get procedures from a credit reporting agency, you'll likely need to sue them and ask for the procedures in discovery. They will likely only hand them over under a protective order. I would contact a consumer protection attorney that is familiar with the Fair Credit Reporting Act.

0 Answers | Asked in Consumer Law for New Jersey on
Q: Can I sue Midas for dishonest business practice? Midas was aware that I had holes in my floorboards & didn't tell me.

Instead Midas told me that I needed a new exhaust system & charged me $2,300. I only found out about the holes in the floorboards because Midas didn't install the exhaust system correctly & I had to bring my car back. Midas said they knew about the holes for a while now (I've been... View More

0 Answers | Asked in Consumer Law, Real Estate Law, Elder Law and Identity Theft for Arkansas on
Q: Hello, my name is Jerri Kyle Hodge, I'm needing to speak with someone concerning real estate, personal property. Decease

I inherited my parents house and land , also brother lives on same land. I need to speak to someone please. I do not have any money for my brother is posing as my deceased father , using his name , money in banks that was mine . I NEED HELP PLEASE .THANK YOU!

JERRI KYLE

1035 Denny... View More

0 Answers | Asked in Consumer Law, Criminal Law, Products Liability and Civil Litigation for Missouri on
Q: I had an order shipped to me (worth approx $350) and while in UPS possession the package was stolen. Can I use UPS?

The package made it to my state but between the arrival City and mine (approx Hours) the package was opened and contents stole while in UPS possession by someone in the company. Can I use them for theft? Even have proof from UPS.

0 Answers | Asked in Consumer Law, Contracts and Small Claims on
Q: Are non-refundable deposits truly non-refundable by law? Someone took almost $2000 from me and won’t return it

I booked with a 50% deposit (almost $2k) but I’ve heard that she doesn’t give photos back and is very unprofessional. I’ve been told by about 5 people not to use her. It’s 5 months away, and I asked for the deposit back, and she said no. I did sign a contract saying I knew it’s... View More

1 Answer | Asked in Consumer Law and Contracts for California on
Q: Now then, Sunrun has offered to me a flat rate of $150 a month for the duration of my contract (PPA). Why I wonder?

They turned my system off over 2 years ago. My true up owed to PG&E is $13000. They shut me off because of a debt they’ve just forgiven??? It’s a little late now and they’re sure not going to pay the $13000. I’m not sure what to think or how to approach this?

James L. Arrasmith
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answered on Apr 25, 2024

It seems like Sunrun has offered you a new Power Purchase Agreement (PPA) with a flat rate of $150 per month, despite having shut off your solar system over two years ago due to a debt they have now forgiven. However, during this time, you've accumulated a $13,000 balance with PG&E, which... View More

0 Answers | Asked in Consumer Law and Securities Law for Hawaii on
Q: How do I recover a precious metals investor's commission fee that I was lied to about?

I transferred my mother's and my IRA from ***** to **** after my agent at **** told me that he did not take a commission fee. He said it was "worked in" when we bought the gold & silver. For the last 3 years, I have asked him where my $40,000 and my mom's $100,000 went... View More

1 Answer | Asked in Consumer Law and Contracts for California on
Q: Why would a solar co’s collection agency send the collections back to the solar co? And the solar co is forgiving Amts?

I have a 20 yr ppa solar agreement with Vivint which is now Sunrun. I disputed an $1100 charge. It went to collections. I disputed that. I refused to accept a verification of debt as it still made no sense.

Now Sunrun tells me they will “forgive” the $1100 (collection agency is no... View More

James L. Arrasmith
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James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 24, 2024

There could be a few reasons why Sunrun (formerly Vivint) would recall the debt from collections and forgive the $1,100 charge under California law:

1. Disputed debt: If you disputed the debt and the company couldn't provide proper verification, they might have decided to stop pursuing...
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0 Answers | Asked in Consumer Law for New Jersey on
Q: How is a cover remittance letter respectfully written for the consumer to adhere to the law? This has to do with bills

This company literally said in a nice way it doesn't apply to them,I also sent the codes if they didn't adhere and they sent me a bunch of logos..???? As a response.

0 Answers | Asked in Consumer Law for South Carolina on
Q: I am in dispute with big phone company. I need a court order to hear my phone call. What are my options

I was told I could receive a particular phone with no extra charges. After receiving the phone they added full price of the phone. I believe the phone call will show that the company mislead me. They will not allow me to hear it without a court order. I’ve reached out to the FCC. The FCC did not... View More

0 Answers | Asked in Consumer Law for Oklahoma on
Q: Can Amazon make refund promises in writing and then go back on then after the sale of the item?

Amazon promised us in writing 3 times that if we bought an item from them for a higher price than others online that once we received the item we would be reimbursed the cost difference. Once we did and received the item they claimed they do not have to abide by their written agreement.

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