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Consumer Law Questions & Answers
0 Answers | Asked in Bankruptcy, Consumer Law and Collections for South Carolina on
Q: I have several credit cards ranging from $500 to $2000 that I am having difficulty paying.

I am self employed, income was reduced due to company with which I contract closing during COVID. Total debt is less than 10K. My only asset is the house I live in which is paid off and worth about $85K. The house is 50% split between my father and myself because of my mother’s probate. I know... Read more »

1 Answer | Asked in Consumer Law and Construction Law for Florida on
Q: 4 years ago a roofer damaged the water pipe, but fixed it. Tonight it totally failed flooding the room. What recourse?

In Feb 2018 a contractor replaced our whole roof from a hurricane damage. In the course of the repair one of the workers sawing thru the roof damaged a water pipe that was in the space beneath the roof when we had the whole house re-piped so years earlier. The contractor fixed it (unsure of method)... Read more »

Terrence H Thorgaard
Terrence H Thorgaard
answered on Jun 25, 2022

You are going to need someone to fix the leak now. While you are at it, ask that person to tell you if it was the same pipe that the previous contractor damaged and then repaired, and also if the previous repair was done incorrectly and thus caused the present problem. If so, and if you decide to... Read more »

0 Answers | Asked in Consumer Law for Tennessee on
Q: But agreed price was not mentioned and they said it will be in sale agreement which we can sign later in a week

Property located in ottiyambakkam Chennai, VIP land promoter launched metro square phase 2 an year ago for a launch price of 3300 and we negotiated and finally agreed for rs 3150 and paid advance 25k and got a receipt with plot no, size of the plot and amount paid.

0 Answers | Asked in Consumer Law for Nevada on
Q: I have a question involving the requirements of hotel ice machines, regarding maintenance, filtration, proper install.

What are the requirements of hotels and any residence accommodation to maintain or properly install ice machines. They are ingested by most guests and could potentially harm a lot of people.

0 Answers | Asked in Consumer Law for Nevada on
Q: I have a question involving the requirements of hotel ice machines, regarding maintenance, filtration, proper install.

What are the requirements of hotels and any residence accommodation to maintain or properly install ice machines. They are ingested by most guests and could potentially harm a lot of people.

0 Answers | Asked in Consumer Law and Collections for Maryland on
Q: A debt collector suing me $2,003 MD district court for a Sears credit card debt from accum interest and late chrgs.

This Sears credit card has changed banks over the years and is now closed. I am not able to get backdated statements although I have some but not all. The collection agency suing me bought this debt from another agency so there are no records of my disputes on file.

Does this lawfirm need... Read more »

0 Answers | Asked in Consumer Law and Contracts for Tennessee on
Q: If a title loan has been satisfied, can you be forced to wait to pick up your car by appointment only at a later date?

Defaulted title loan results in a towing company repossessing a car, but taking it to a 3rd party location. The loan is then satisfied, but the 3rd party insists that, despite loan satisfaction, you cannot pick up your car except by appointment. The earliest appointment is days later. Can one be... Read more »

0 Answers | Asked in Consumer Law, Criminal Law, Personal Injury and Domestic Violence for Massachusetts on
Q: What kind of app was Tivejo.com?

Having issues with this email

0 Answers | Asked in Consumer Law, Social Security, Civil Rights and Constitutional Law for Texas on
Q: I have a statement showing I have/had the 40 required amount of work credits needed to be eligible for SSDI

I made $20,000+yr for years until my health decline making my income drop significantly. I applied for benefits and I have been given misinformation, denied continuously,lied to, told my condition is not as severe as I think I is, have errors in case file, and more but yet has conditions and... Read more »

0 Answers | Asked in Consumer Law, Small Claims and Education Law for Texas on
Q: Possible to get refunded for loans paid off on 05/2017 from ITT Tech that were serviced by Navient?

I was enrolled in ITT Tech starting around 06/2007 and withdrew on 09/02/2007. I had student loans that were serviced by Sallie Mae and then Navient. It was a combination of both private and federal loans. All loans were paid off with a combination of payments by me and paid by my fathers credit... Read more »

1 Answer | Asked in Consumer Law, Foreclosure, Civil Litigation and Collections for New York on
Q: Can a default judgment be enforced, if the defendant was never served, the complaint was filed in another county?

The counsel who filed the complaint, is different from the counsel seeking to enforce the judgment. The plaintiff has been out of business for years, and the counsel has many complaints by defendants, for fraudulently claiming proper service to said defendants. I am unsure what recourse I have... Read more »

Michael David Siegel
Michael David Siegel
answered on Jun 24, 2022

1. Different counsel? Not relevant. Happens all the time.

2. Plaintiff out of business? Irrelevant, if lawyer represents Plaintiff. Winding up corporation is collecting debts.

3. Recourse? Make motion in court that entered judgment to vacate on improper service.

4....
Read more »

0 Answers | Asked in Consumer Law and Landlord - Tenant for Colorado on
Q: Hello I bought a storage unit today and there's a motorcycle inside of it..

It is noted in the description of the auction that motorcycles inside the unit are not part of the sale.. being at the owner of the units contents is capable of paying his back rent up until the moment that my payment is received by the storage facility for the auction unit the Scranton access to... Read more »

0 Answers | Asked in Consumer Law, Lemon Law and Contracts for Arizona on
Q: Bought a used car they stuck for a addional 2900 and 28 9 interst 72 months so the loan is more than double is it lega

That 2900 is for warranty I asked for a copy of it and they they don't have that charge me almost 3000.for a warranty that I can't even read it

0 Answers | Asked in Consumer Law and Collections for Minnesota on
Q: Do I have to reissue the check

Last year my wife and me got married in August. Our caterer had came and was good and I handed him a cashiers check for the final bill everything was good(let alone these guys weren’t the easiest to work with)! Later in January of the next year my bank calls me saying the check is now void cause... Read more »

0 Answers | Asked in Consumer Law and Collections for Minnesota on
Q: Do I have to reissue the check

Last year my wife and me got married in August. Our caterer had came and was good and I handed him a cashiers check for the final bill everything was good(let alone these guys weren’t the easiest to work with)! Later in January of the next year my bank calls me saying the check is now void cause... Read more »

0 Answers | Asked in Consumer Law for Ohio on
Q: Continental Finance keeps sending me bills for a credit card I never received since December of 2021

I keep receiving bills, have called an canceled the card I never received and as of today, they claim I still owe 122.00 dollars. I cannot get this stopped on my own. I appreciate any help. I see this credit card company has had some past lawsuits... no surprise there

2 Answers | Asked in Consumer Law and Small Claims for Michigan on
Q: Can I sue a company for TCPA violations in my local small claims court if the telemarketer’s in a different state?

A company called me 18 times, even though I’m on the national do not call registry, and have been since 2016 (I have proof of both, and the telemarketer recorded a voicemail every time).

Since I don’t have an existing relationship with the company, I understand each call allows me to... Read more »

Brent T. Geers
Brent T. Geers
answered on Jun 23, 2022

I think you're right that you can sue them. I would try consulting a consumer rights attorney before trying it on my own. And I would plan to go ahead and sue in the general civil division (district court), not small claims. In small claims, neither party can have an attorney, and a business... Read more »

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