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answered on Aug 1, 2014
A pro bono lawyer is one that will handle a case for no charge.
Kelly G Lambert III
A judgment was issued and garnishment started 9/06 and ended on 11/12. Received a settlement letter on 2/21/14. Has this debt reached its statute of limitations or can they sue and start a new garnishment. Purchase price of the debt was $10,238 (not what they paid) and they have recovered... View More 
answered on Nov 20, 2014
No. But the garnishment must be renewed by the creditor every 90 days.
answered on Feb 3, 2014
A: Sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a search. From the Docket you can print copies of the documents and obtain the names/address of all... View More
answered on Feb 3, 2014
A: If the equity in the property exceeds the available exemptions, there can be problems. I strongly suggest you consult with an attorney for a free initial consultation to research this issue.
answered on Feb 3, 2014
A: If you are a natural person, verses a fictitious (i.e. corp, llc, etc.), you are permitted to represent yourself in court. However, Bky is a VERY COMPLICATED area of law, involving a combination of State Laws and Federal Procedures.
My ex husband moved in the house and was going to try and keep the house but the mortage company lied to him and me and said the only way for him to keep it is if i sign all the papers too. well i am not doing that. Now the mortage company is saying I am responsible for the house and if i dont sign... View More
answered on Feb 3, 2014
A: If you reaffirmed the Mortgage, you still owe it. If you did not, you do not owe it. In either event, if you do not pay, they will foreclose on the property. If not reaffirmed, the proceeding with be In Rem (against the property) and will be prohibited from seeking a judgment In Personam... View More
answered on Feb 3, 2014
Show up at his office. If you do not receive any results, you should contact your respective state Bar Association.
Can they sue me for it?
answered on Feb 3, 2014
A: You will not owe on the car loan; however, (1) if the accident was prior to the filing, and you had insurance, the claim could be part of the Bankruptcy, for both property damage and personal injury; (2) if the accident was after filing, the insurance proceeds for the property damage to you car... View More
The person who we bought our land contract from is now wanting to take us to court because we have not yet paid our 2012 property taxes. We have lived in the home for 5 years and have always been behind 1 year but have always paid them. I was also told that he filed bankruptcy and want to find out... View More
answered on Feb 3, 2014
A: Property Taxes run with the property, regardless of the owner.
To research if he filed, Sign up for PACER, it is a free governmental service, as long as you use less than $15 a calendar quarter. Then sign on at the District Court's Bky Site for the specific district and perform a... View More
answered on Feb 3, 2014
A: The Case Number is the same as the Bankruptcy Number. Each document filed is also given a Docket Entry Number, which is chronological. In a Bankruptcy, unless there is a contested or adversary proceeding, there is no Plaintiff/Defendant. The filer of a voluntary bankruptcy is called the... View More
answered on Feb 3, 2014
A: Student loans, regardless of the source are generally not dischargeable in bankruptcy. There are rare circumstances when then can be discharged in bankruptcy, but it involves the filing of an expensive secondary action involving issues which can be more affordably addressed with most lenders... View More
answered on Feb 3, 2014
A: “Z List” or “The List” is commonly what is referred to in bankruptcy as the list of Interested Parties. At the filing of the case it is usually the Matrix; however, for a specific motion, is will likely be only those parties which would be affected by its granting.
Husband failed to take care of for 3000.00. I 'm unemployed for over 2 yrs with no money whatsoever
answered on Feb 3, 2014
A: Unless you are a party to the credit card case, you do not owe it. Do a Suggestion of Death and file it with the Clerk of the Court. If you are a party to the credit card case, debt alone is not the only thing to look at when considering Bky. Income must be examined to confirm you pass the... View More
answered on Feb 3, 2014
A: I am surprised the account has not be closed and the funds forwarded to the State’s Department of Financial of Affairs, Unclaimed Property Division. If the account was set up with a Totten Trust (X, payable upon death to Y) then the person to who it is payable can collect by providing a copy... View More
answered on Feb 11, 2013
Assuming you're otherwise eligible to file (i.e. you pass the Means Test) - then the 1999 filing should not hinder your ability to file now.
Why haven't received a notice yet?
answered on Aug 17, 2012
It could take a few weeks to receive the notice. If you were not listed as a Creditor, you will not receive the notice. I would suggest you sign up for PACER and review the Petition to see if you are listed as a Creditor. If not, you could proceed outside the Bky. See my other responses for... View More
Great credit history until divorce. Lost my secure employment. Possible problem areas: Trying to keep my home. Property & income Taxes. Debt - Medical bills & Credit. Caretaker for my mother and 3 yr old son. Need reliable & reasonable legal direction and guidance. PLEASE! I would... View More
answered on Jul 17, 2012
You need to contact an attorney who has experience both in foreclosure and bankruptcy law. Your situation is common and may be the perfect case for a bankruptcy. Find an attorney who is willing to sit down and discuss your personal situation, and not a firm that will simply process you through... View More
answered on Sep 5, 2012
US Dept of Ed does not have any Due Process Requirements. They do not have to sue to garnish your wages or take your property. However, if you have children, your income maybe exempt. With a Bky, student loans are not dischargable and if any funds were recovered frmo the Dept Ed, which I doubt... View More
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