Get free answers to your Bankruptcy legal questions from lawyers in your area.
answered on Apr 6, 2012
Taxes goes to the state, mortgage payment goes to you mortgage lender. Paying one doesn't resolve your issue with the other.
By filing bankruptcy you can address both issues at once, rather than hiring an attorney for just taxes and seperatly your mortgage.
consult a local... View More
answered on Dec 10, 2011
This happens when there is a lawsuit for collection that is pending when a bankruptcy is filed. The filing of the bankruptcy prohibits the person suing you from continuing to try to collect or garnish money from you.
The bankruptcy stay will stop a garnishment in its tracks. In some... View More
answered on Jan 9, 2012
Sign up for PACER at the District Court for the respective jurisdiction. This is a free service, as long as you use less than $10 of services per calendar quarter. Once signed in you can pull up the specific case and review
answered on Dec 10, 2011
A bankruptcy filing will stop all future garnishments immediately. You may also be able to recover some or all of the garnished money. Generally speaking you can recover all money that has been garnished in the 90 days before the bankruptcy case is filed. The total amount garnished must be over... View More
answered on Nov 10, 2011
Bankruptcy is a Federal Action. Cases are filed in the District where you reside. This may not be in your county. States which have large populations usually have multiple Districts. To find your specific District, go to: www.uscourts.gov.
To request having the filing fee waived, you... View More
answered on Nov 10, 2011
Sign up for PACER. The service is free, as long as you use less than $10 per calendar quarter. You must know the specific District Court where the case was filed and use the service for that District. You can get copies of pleadings.
answered on Nov 10, 2011
Sign up for PACER. The service is free, as long as you use less than $10 per calendar quarter. You must know the specific District Court where the case was filed and use the service for that District. You can get copies of pleadings.
answered on Nov 10, 2011
Sign up for PACER. The service is free, as long as you use less than $10 per calendar quarter. You must know the specific District Court where the case was filed and use the service for that District. You can get copies of pleadings.
I tried a deed in lieu and short sale which the bank didn't want any part of. Not only did I pay the bank more then the initial loan, they got the house back and recieved "bail-out" monies. I am having a hard time seeing where the bank feels they are owed more money.
answered on Jan 7, 2011
Even if you re-paid more than the original loan amount, additional money may be due and owing for costs, fees, penalties and interest. The bank's 'bailout' money will not reduce your debt because, theoretically, that money was loaned to the banks and must be repaid. Nor was it paid... View More
answered on Dec 18, 2010
If we offer free for disabled individuals, why not for minorities, women, transgender people, illegal aliens, and other disadvantaged groups. Then there is the senior citizen group and the underaged group, not to mention illiterate persons, or the depressed and mentally challenged, autistic, drug... View More
answered on Dec 31, 2010
Under certain circumstances, you may file bankruptcy yet keep your residence. Bankruptcy law provides that a certain amount of your home equity is exempt from the claims of creditors. Thus, if your property is subject to a mortgage or other lien, and you are current on the related installment... View More
A compant is telling me that I owe them money for a loan that was put into my checking account. This company never sent me anything saying they were putting money in my account or that I need to make payments on this account. They have sent this to a collection company and now this company is... View More
answered on Jan 7, 2011
A necessary element of every contract is mutual assent. If you were completely unaware of this loan and never agreed to accept it or to pay it back, you are not bound by the terms of the transaction. Under principles of both law and equity, however, you may be required to restore the money if it... View More
answered on Jan 7, 2011
If you made purchases online with your own credit, which bears your name, certainly the purchase can be traced - because the vendor submits payment to the credit card company and that company executes the transaction.
answered on Jan 7, 2011
That would depend on the terms of your contract and any applicable laws which regulate those transactions. For a more precise answer, you should submit your contract to a lawyer for review.
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