answered on Nov 11, 2013
That depends on the terms of the debt agreement, whether the debt would be considered "consumer debt," and other factors. We don't have enough information to answer your question more clearly.
answered on Nov 22, 2013
You can file a lien against assets in a decedent's estate. Generally, that is done while the estate is in probate. There are, of course, special situations and exceptions.
I took payments over for a car and paid it off not knowing that the person used the car as collateral for a loan she is not paying off. I cannot get the car registered under my name because of the lien that is still on it under her name.
answered on Nov 22, 2013
It's possible the lien is valid, depending on whether the original owner had authority to use the vehicle for collateral on the second loan. You may be able to take legal action either to get her to pay the debt or to remove the lien from your title. You should consult with an attorney.
answered on Nov 22, 2013
The lien is a "cloud" on your title to the property. You need to talk to an attorney about a "quiet title" action, which is the name of the type of lawsuit used to remove or clarify uncertainties in property ownership.
answered on Nov 22, 2013
The collection agency can sue you for a debt that is beyond the statute of limitations. You just have to assert the statute of limitations defense in your answer and it should be a very short lawsuit. However, it's always best to consult with an attorney about how to handle a lawsuit,... View More 
It is on my credit report as "frozen", but no contact number or address. Listed as Resolution Management (finance). I want to settle and get my credit score up, but can't without contacting or paying this off.
answered on Mar 28, 2011
Send a letter to all of the the credit reporting agencies that have the account listed. Tell them that you dispute the account as accurate and that as listed, and (if this is true) that you do not recognize ever being having a balance with Resolution Management (finance); therefore, you dispute... View More
answered on Mar 28, 2011
Have you already been served with the Petition and Summons? Is this a small claims matter? Is the amount over $6,000? (Don't write back with the amount, just say yes or no.) Did you receive discovery (i.e., requests for admission, requests for production of documents and/or... View More
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