Get free answers to your Bankruptcy legal questions from lawyers in your area.
I have found out about this lawsuit against myself only through receiving a letter from a local lawyer alerting me to this and offering a free consultation. Attached was a court code that let me validate this through an AZ court government lookup.
The plaintiff has not yet had any filings... View More
answered on Jan 7, 2019
You should consult an attorney regarding this debt. Nothing can happen unless you are served so time is on your side. Your attorney can then determine potential defenses or potential offensive maneuvers to try.
answered on Dec 7, 2018
A chapter 7 remains on credit report for 10 years from date of filing. Chapter 13 is on it for 7 years from date of filing
answered on Nov 16, 2018
Depending on the type of Bankruptcy filed, it could be 5 years or 8 years
answered on Oct 26, 2018
Depends on the chapter you file. Chapter 7 discharges most debts while chapter 13 is a repayment plan. See a bankruptcy lawyer near you and they can advise what would be best for you. Good luck!
answered on Oct 22, 2018
Frequent flyer miles are not on the Arizona exemption list, but depending on circumstances, you may be able to use other exemptions called a 'wild card'. This is the first of hundreds of questions you should be asking so it is best to talk to an experienced bankruptcy attorney in order to... View More
We do not want to affect his parents and we do not want to lose the house. The equity is less than $150,000. Is there a way to file Chp 7 and still keep the house? Can my husband reaffirm? We cannot allow his parents to be affected at all.
Answer to Question from Lawyer:
The... View More
My payment is due this friday, but if I don't pay it because I'm filing bankruptcy next week, can they take my car right away?
answered on Sep 19, 2018
It all depends on the terms of your contract, but once you file bankruptcy, the stay will prevent a repo for several weeks.
I did not qualify for chapter 7 and choose not to file chapter 13. I have an excellent pay record with my creditors and want to continue that. Will they unrestrict my cards and allow me to pay as usual?
answered on Sep 4, 2018
Not until they receive notice of the dismissal. You may want to advise them what you’re doing.
answered on Aug 23, 2018
Most likely it will be considered a non-exempt asset which the trustee could sell to pay off your creditors. You should speak to a local attorney to review your exact situation, but most likely you're better off getting a home equity line mortgage to pay off your debts.
answered on Aug 17, 2018
You cannot make her file a bankruptcy, but you can file your own. Make sure to talk to a good bankruptcy attorney so both of you understand the issues related to filing (either by one or both spouses).
I just received this notice and I don't know what it is and what it means to me. Do I owe more money (that I don't have)?
It reads:
The final report shows receipts of: $3,506.00
and approved disbursements of: $1,983.36
leaving balance on hand of: $1,522.64... View More
answered on Jul 29, 2018
That is the interim trustees accounting to the uS trustee and the Court. The remaining monies will likely be disbursed to the unsecured creditors. You will likely not owe any more money.
up. Can I get the tax bill discharged if I decide to file for bankruptcy?
answered on Jul 25, 2018
It depends on several factors. Please understand that bankruptcy is a very complicated process, so you need to take time to educate yourself about bankruptcy before jumping into the unknown. As part of your education watch the Bankruptcy Court videos (link below) which explain the bankruptcy... View More
answered on Jul 7, 2018
Make a motion for leave to sell the real estate and escrow the proceeds to pay the debts.
husband and I are getting divorce. My choice. And we are in a little of debt with credit cards, lians, real estate payments, etc. I am unable to pay my bills and rent and we have been late in 2 months mirtage for an unfinished home and land. He also own a business together that has went bankrupt... View More
answered on Jul 7, 2018
Yes. If he won’t sign, ask the divorce court to order it sold and pay off the debts as you wish.
I filed bankruptcy and my hoa has placed a lean on my property.
answered on Jun 27, 2018
Depending on their value, the federal homestead exemption ($25,000) thefederalwildcardexemption ($13,025) and the federal auto exemption ($3,775) should be more than sufficient to protect these properties.
chance to recover it?
answered on Jun 11, 2018
No, court order child support and alimony are not discharged in any bankruptcy. You might want to hire a good bankruptcy attorney to help you through the process.
I was told by a lawyer that you can file an adversary proceeding against a bankruptcy years after it has been discharged, without re-opening it. Is this true? Everything I read online seems to disagree...
answered on May 28, 2018
You must reopen the bankruptcy in order to file an ap within it.
I have 30 years of experience in writing, editing and publishing. I live in Phoenix. The client, who resides in North Carolina, contacted me to help her write her memoirs. They are fascinating. The manuscript was completed in February 2018 and we were actively seeking an agent or publisher until... View More
answered on May 10, 2018
Yes, you need to contact a lawyer in the Federal district of NC where the bk is pending and have him check the filing out. He can then file, if necessary, the paperwork to intervene in the action and protect your interests. This is rather tricky, so you should not attempt it yourself
We fell behind on our mortgage payments. We have little debt but a lot (over $100,000) in home equity, so my spouse (NOT myself) filed Ch. 13 to protect our home about 5 months ago and have been making the mortgage payment and trustee’s payment. We just accepted a job offer out of state and now... View More
answered on May 8, 2018
It is very important that you contact your bankruptcy attorney. Most likely there is more than just the house involved.
Congratulations on the new job - I hope this is the start of a great new life.
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