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answered on Feb 2, 2017
The answer depends on whether you signed a mortgage and if the mortgage you signed encumbers your residence.
If you just signed the note, the lender's only recourse against you would be for money in the event of a default (her failure to pay).
If you signed a mortgage and... View More 
My landlord is known for inhumanely treating her tenants. She cuts off utilities, such as hot water. She storms into my apartment and even broke my antique and refuses to take responsibility. Lastly, she increased the monthly rent without a 30-day notice in a mid-contract. I do NOT feel comfortable... View More
answered on Feb 2, 2017
Without knowing the location of the property, I can only provide general information.
As far as the emotional abuse, unfortunately, unless the tenants are elderly, I am unaware of any body that you can complain to. You might begin your search for more information by reaching out to the... View More
Before being evicted I spoke with the property manager and told her about my situation with my job and also the living conditions from my roommate.I have emails,picture, and videos. I was told to get a lawyer so I don't have to pay. My roommate "put" me out. So she was living there... View More
answered on Feb 2, 2017
I do not see question that can be answered.
An eviction cannot be removed from your record. An eviction is a publicly filed court matter.
A judgment, which result after a formal eviction, can be placed on your record if it is recorded in the county where you reside. A judgment... View More
How to title, ensure we both are protected if one should die first?
answered on Feb 2, 2017
If I understand your question, you would like to know the home should be owned in the event that one of you should die. Depending on how you would like your 50% interest to pass upon your death, you will select one of the following:
1. Joint Tenants – Upon the death of one owner(s), the... View More
answered on Jan 30, 2017
That is correct. This is one of the new regulations that was passed following the "sub-prime" mortgage crisis in 2008-2010. I hope this information was helpful. Best of luck!
When a property management company obtains a judgment , but afterwards sales property and does not transfer the judgment to new ownership is the debtor still liable? Read somewhere that once a property is sold in Illinois the judgment has to be transferred to new ownership since previous owners no... View More
answered on Jan 30, 2017
A judgment in favor of a private party that is recorded is enforceable against the debtor for 7 years. It does not matter that the property has been sold. If you owe your landlord rent, and they get a judgment for rent and record that judgment, that judgment is enforceable and can be collected... View More
answered on Jan 30, 2017
Liens (mortgages) are not extinguished by the death of an owner. Any open liens (mortgages) stay legally attached to the property. So if you leave your home to a child, and at the time of your death there is a $150,000 mortgage, your child inherits the property "Subject To" the... View More
She hates me, my dad kept trying to get her to sign off but she wouldn't. Will this quit claim put the house in mine and her name.I live in Illinois
answered on Jan 30, 2017
So long as your late father properly transferred his interest in the property to you by executing a deed that has been recorded, you cannot simply be kicked out, removed or even evicted.
I've asked them to trim it repeatedly to no avail. Am I legally allowed to trim the parts of the bush that are clearly encroaching on my property?
answered on Jan 30, 2017
Yes, you are legally permitted to maintain any greenery that extends over and onto your property, regardless of whether it is touching your actual ground or it is within the vertical airspace of your property.
Although you may have already done so, in order to maintain civility with the... View More
If housing "Rules and Regulations" indicate a unit can only be occupied by a "family", what constitutes a "family"? Is a couple that co-habitates, in an established long term serious relationship, considered a "family"? Is a couple that is engaged... View More
answered on Jan 30, 2017
If the term is not defined within the declaration or the bylaws that govern the association/unit, then the meaning of the term is open to interpretation. With that being said, I think both of the examples you provided were consistent with the intended meaning of the term "Family",... View More
I am the executor and sole heir to my mother's estate. She had a piece of property in joint tenancy with her mother, who died intestate. Would I need to execute a quit claim as the executor to put the property in my name, and strike my deceased grandmother off, or is there more involved? My... View More
answered on Jan 30, 2017
As a surviving joint tenancy, your mother became the 100% absolute owner upon the death of her mother.
In order to transfer the property, you will need to prepare an executors deed conveying the property from your mothers estate to whoever the will directs or your mother's heirs.
Condo board received payment for flood damage for 3 units. Boards payed out us only 50% and requested form us to sign 1) complicated 16 page agreement ,2)certificate of limited warranty, 3)final waver of lien.Why Board required from us to sign those papers? Insurance already made payment by sending... View More
answered on Jan 18, 2017
The Board of your Condominium has duty to all residents/members to ensure that insurance proceeds are applied properly for repairs. Once those repairs have been completed, the Board is responsible to ensure that any applicable warranty is honored. Finally, the Board is also required to prevent the... View More
Due to continued financial hardship since Feb 2016 can no longer afford mortgage payment. What terminology should be used? Request release from ownership? Transfer of ownership?
answered on Jan 15, 2017
It depends on what your goal is. It sounds like you are not interested in saving your house and are willing to leave since you can no longer afford it. There may be different options available to you depending on your circumstances and what you wish to ultimately accomplish, as well as where the... View More
answered on Jan 12, 2017
Yes. You may make your real estate contract assignable in Illinois.
The covenant is "Each home must have an exterior finish composed only of stucco, exterior insulation & finish systems (ElFS) brick, stone or combination of stucco or ElFS, Brick and stone.
The board wants to make a change that 70 % of the exterior can be James Hardy board, but... View More
answered on Jan 3, 2017
The answer to your question depends on very specific details in the association's declarations and bylaws. I would recommend organizing these documents, as well as all other information you believe is relevant to this situation, and consult with an attorney individually for further assistance.
I have asked them several times to stop because it has damaged my fence they ignore me. I have photos and video of them blowing the snow in my yard and the damage they caused. I have replaced plants & the grass in my yard. They even drove through their fence in the backyard driving over my... View More
answered on Dec 19, 2016
I understand your frustration. The answer to your question depends on personal preference and the amount of damage that has been done to your property. What would you estimate the damage amount as being? In addition, your insurance may or may not cover such intentional acts. The other factor to... View More
Now they say I do not have a clear deed and he is deceased what do I do. They say his name is still on my property. He had not made a payment or insurance or anything. And the contract say that I can take it back
answered on Nov 20, 2016
It is impossible to advise you as to your options with certainty unless an attorney can review the contract, along with all other relevant information related to this situation. Accordingly, I would recommend organizing the contract and all other relevant information, and consult with an attorney... View More
We have been living together for 15 years, we never got married. We have 3 kids and now we are getting separated and she wants half of everything. We had an argument and I kicked her out with no keys out the house and she called the cops. They told she can get half of everything. She was moving out... View More
answered on Nov 16, 2016
I would suggest you meet with an attorney to discuss specifics. It sounds like you did not enter In to a legal civil union. Depending on how the property is titled, she may or may not have any property interest in the house.
There is definitely an issue of child support regardless of your... View More
answered on Nov 15, 2016
It depends on specific facts not provided here. When you say the land was promised to you by your father, is there as contract or a binding legal document in writing stating such? It must be in writing to be enforceable. If there is no contract in writing, your mother may have the right to sell.... View More
My daughter is buying a house on contract which still has a mortgage. The contract was signed by both and a notary. The house has a furnace which isn't even a home furnace,it's an apartment furnace. And it has stopped working. My daughter says that she is paying the homeowners insurance... View More
answered on Nov 9, 2016
You ask if your daughter is responsible for repairs to the furnace of the home she is buying on contract. Given the limited information provided, it would appear that the contract (i.e. Articles of Agreement for Deed a/k/a Rent to Own) is not completed. If so then the home does not belong to your... View More
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