Get free answers to your Bankruptcy legal questions from lawyers in your area.
I filed chapter 7 in 2008
My lawyer was supposed to remove my car off of it. I refinanced car right after bankruptcy. In 2011 I got beside on payments. Then the bank comes back and said I filed bankruptcy on it so I gave it back to them. A few months ago the sent me a letter saying they... View More 
answered on Jul 8, 2019
Please correct me if I've misunderstood, but in your question you indicated that you filed bankruptcy in 2008, but then refinanced the car in 2011. If the refinance took place after the bankruptcy, that's new debt which isn't included in the 2008 case. As such the creditors are... View More
I draw just over $700 a month and they're taking just under $300. Could I file for bankruptcy to get rid of these judgments even though they were from a bankruptcy court, or what can I do?
answered on Jun 23, 2019
No. You cannot discharge payments ordered by the bankruptcy court in a past, present or future bankruptcy filing.
Truly not a fraud charge, we have never discussed bankruptcy, both work 2 jobs and run a business. But suddenly no one wants to give us a loan to consolidate debt and someone suggested a chapter 13. But this vacation is an issue even tho it was 100% non fraudulent
answered on Jun 22, 2019
You’ll have to list it and explain it to the trustee. Probably can be resolved so long as you can show that is not a fraudulent transaction.
answered on May 21, 2019
In all likelihood, yes. The only problem would be if the two vehicles have a lot of value (equity in the vehicle with the loan). You will just need to continue making the loan payments to keep the second vehicle.
answered on Mar 14, 2019
You can have your license reinstated once the discharge is entered.
The loan was joint with my ex boyfriend and he has had the car for 3 years. Car value is abt $3000. I have no money and no house but I have a 2006 Jeep with an upside down loan on it. I’m a server.
i dont want him to know and i dont want to include our place
answered on Feb 7, 2019
You must disclose all of your assets when filing bankruptcy. You cannot keep this from your husband because he is a co-debtor and Co-owner. He will get notice from the court if not from you. Break the news about the debt to your husband and figure out how to pay it off. Bankruptcy doesn’t... View More
answered on Dec 14, 2018
Not without the Trustee and Courts permission although you can reject the lease.
Does this mean garnishment?
answered on Oct 9, 2018
Ordered and adjudged means “ordered.” It does not mean garnishment directly but it could give rise to a garnishment.
answered on Aug 29, 2018
You count 8 years from the filing date of the 2010 case in order to be able to get a discharge in a second chapter 7 filing. Filing to filing, not discharge to filing. Best to see a lawyer near you to see if you are eligible. Hope that helps. Good luck!
answered on Aug 17, 2018
No. As long as your debt exceeds your assets at the time you received the 1099(c), the IRS simply does not tax you on the debt. However, you should be prepared to prove your insolvency if questioned.
I am in a situation I have filed chapter 7 and was discharged in 2014 but ended up back in chapter 13 in 2016 but my case got drop due to payments and now wanna now can file chapter 7 again?
answered on Jul 30, 2018
No. If you were discharged in 2014 you cannot file another chapter 7 until 2022.
I am on a fixed income
Should it show this way or can I dispute it since in 2009 it was a 13
But do i file chapter 7 or 13
answered on Jun 7, 2018
That depends on an analysis of your finances and debt that your bsnkruptcy lawyer will perform and tell you. If it means anything, the minute you file bankruptcy, the harm stops. So sooner is better than later.
I cant afford an attorny in my area due to the amount they keep taking
answered on Jun 7, 2018
Hiring an attorney is the only way and fastest remedy you have bc they will continue taking your money otherwise.
i tried for low income assistance even but my gross is what they count. the garnishment was set at 20000 dollars but i didnt even know about it til i was being garnished
answered on May 26, 2018
You may try to negotiate its the garnishee. At some point, you had to have been served with the complaint o thy couldn’t have gotten a judgment against you, which is a prerequisite for a garnishment. You may be eligible to file a chapter 7 or 13. Consult a local bankruptcy attorney who can... View More
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