Get free answers to your Bankruptcy legal questions from lawyers in your area.
I am on a fixed income
Should it show this way or can I dispute it since in 2009 it was a 13
But do i file chapter 7 or 13
answered on Jun 7, 2018
That depends on an analysis of your finances and debt that your bsnkruptcy lawyer will perform and tell you. If it means anything, the minute you file bankruptcy, the harm stops. So sooner is better than later.
I cant afford an attorny in my area due to the amount they keep taking
answered on Jun 7, 2018
Hiring an attorney is the only way and fastest remedy you have bc they will continue taking your money otherwise.
i tried for low income assistance even but my gross is what they count. the garnishment was set at 20000 dollars but i didnt even know about it til i was being garnished
answered on May 26, 2018
You may try to negotiate its the garnishee. At some point, you had to have been served with the complaint o thy couldn’t have gotten a judgment against you, which is a prerequisite for a garnishment. You may be eligible to file a chapter 7 or 13. Consult a local bankruptcy attorney who can... View More 
Im applying for a job and they are asking if I have ever been a plaintiff in a civil suit. I have gone through bankruptcy so I need to know if its a civil suit or not for that
My son is 26. He is homeless. He needs to file bankruptcy. He's in Louisville, Kentucky and will be there for at least a year. He needs legal aide but the place in Louisville doesn't service the county from which he came. Would he be able to consider the Healing Place in Louisville as his home?
answered on May 10, 2018
He should, yes. He has to have been in Kentucky for six months prior to filing to establish residency.
I have to pay my refund into the plan. 96% of the income is mine, but all of the tax deductions and tax breaks are hers.
answered on May 1, 2018
Split the return 50/50. It’s now marital money. Your 50% will still have to be paid into the plan. She will need to file an injured spouse form as well.
answered on Apr 24, 2018
The automatic stay goes into effect the moment the bankruptcy is filed with the court.
We out grew our old church and built a new one 7 years ago. The primary contractor went bankrupt while building our church. It cost $3 million dollars; however, it is definitely not a $3 million dollar job! We have had MANY problems because of "shotty" work, lesser quality materials,... View More
answered on Apr 17, 2018
If you were listed as a creditor in the bankruptcy seven years ago the contractor was discharged, your opportunities died with the discharge. If you were not listed as a creditor, then you may take action against him.
My mom was a co-signer on this loan and that’s why it was not included on my bankruptcy. It shows no balance on her credit report for the car either plus it shows it was under chapter 7 bankruptcy on her credit to. Can she be held liable for the car ?
answered on Apr 17, 2018
Yes she can if she did not file bankruptcy. If you did not include it in your schedules as an asset or a liability, you may need to amend your schedules to reflect that and continue to pay for the car.
we are behind on a fews bills and are depending on it
answered on Apr 17, 2018
Only if your Chapter 13 is a 100% repayment plan. Otherwise, the Trustee keeps the proceeds and disburses it pro tara to the unsecured creditors in your case.
I was told he would have to go to court with me even if I file singularly. Is that true? Also, I have a credit card that I gave his name so he could have a card. I didn’t know it but it showed up on his credit report. I don’t remember giving his social security number. I called the credit... View More
answered on Apr 17, 2018
If he is a co-debtor on any of these debts, he must be given notice as a co-debtor. If he is not a co-debtor on any debt, then he does not have to go with your or receive notice, although the credit card In both names probably necessitates notice to your husband.
I need a copy of a land contract my name is on for bankruptcy. My ex-wife and the land owners are family and will not give me a copy.
answered on Apr 17, 2018
File your bankruptcy and then drop s subpoena on them to appear at the creditors meeting and produce a copy of the land contract.
I am receiving a pension lump sum in a week due to leaving employer to take care of children. Hoping to be able to use the pension to help with loss of income and save some to pay the taxes on it.
answered on Apr 16, 2018
You can claim either a Federal or state exemption for your pension and likely be able to keep it. It probably needs to temporarily be rolled into an IRA or other qualifying savings plan to protect it. If you have not received the money yet, it would be best to file your bankruptcy, yes your... View More
Disabled senior citizen can't pay off credit card debt and need to file bankruptcy. I was told because I receive SSI, have no savings or checking account, own no property, no life insurance, on fixed income there would be no need to file bankruptcy. I closed accounts and destroyed credit... View More
answered on Feb 19, 2018
There is no debtor's prison. If there was, over 50% of Americans would be in jail. You may very well be judgment proof and not need a bankruptcy filing. It would still not hurt to talk with a bankruptcy near you to get an opinion and to see all of your options. Most lawyers offer a free... View More
answered on Jan 31, 2018
I am not aware of any situations where your chapter 13 would impact your husband's law license. Talk with your local bankruptcy lawyer and I am sure they would know if that is a problem. I have never heard of that happening in over 30 years of bankruptcy practice so I would not worry about it.... View More
Co signer on. The bank never tried to collect the debt from my mother until 5 years later when they noticed the error. Can they legally still go after her?
answered on Jan 11, 2018
Yes. Co-signors are still obligated to pay a debt, even if the original debtor received a bankruptcy discharge.
Information provided for informational purposes only and should not be taken as legal advice.
answered on Dec 24, 2017
See a Bankruptcy lawyer near you. Stopping a wage attachment is something that comes up in a lot of bankruptcy cases and can be dealt with very quickly. A bankruptcy lawyer can look over your entire situation and see if bankruptcy would be a good option. There may be other ways to deal with this... View More
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
