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Maine Arbitration / Mediation Law Questions & Answers
3 Answers | Asked in Bankruptcy, Consumer Law, Tax Law and Arbitration / Mediation Law for Maine on
Q: Q: File bankruptcy or hire a debt company like freedomdebtrelief (d0t) com? Unemployed, 61yrs w/~54k in cc debt.

Unemployment runs out before I can collect social. I have no 401k or savings, I can't pay the minimums and don't know even know which debt companies are reputable? Does using a debt company prevent me from applying another recourse later?

W. J. Winterstein Jr.
PREMIUM
W. J. Winterstein Jr.
answered on Dec 19, 2022

I've had several clients tell me that they've tried "debt relief" companies, but none were happy with the results (if any).

The going rate for a Chapter 7 bankruptcy filing, for attorneys fees plus court costs, is about $2,000, for a simple, straightforward case....
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3 Answers | Asked in Bankruptcy, Consumer Law, Tax Law and Arbitration / Mediation Law for Maine on
Q: Q: File bankruptcy or hire a debt company like freedomdebtrelief (d0t) com? Unemployed, 61yrs w/~54k in cc debt.

Unemployment runs out before I can collect social. I have no 401k or savings, I can't pay the minimums and don't know even know which debt companies are reputable? Does using a debt company prevent me from applying another recourse later?

Robert Keyes
Robert Keyes
answered on Dec 23, 2022

Several thoughts.

First - if your only income is Social Security and you have no significant assets you don't need to do anything since creditors cannot garnish SS income.

Second - I have never had a client who had anything good to say about debt consolidation companies....
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2 Answers | Asked in Arbitration / Mediation Law for Maine on
Q: Can I request a mediator in my eviction case at any time?
Thomas A. Grossman
Thomas A. Grossman
answered on Nov 10, 2018

Without knowing more about this matter, you probably can request a mediation (many courts now offer mediation as a choice), but it will have to be set up by a mediator, and the Court usually picks the mediator. I assume you are in civil court, as I don't think small claims court offers a... View More

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