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Maryland Insurance Bad Faith Questions & Answers
1 Answer | Asked in Insurance Bad Faith for Maryland on
Q: We feel we weren't given enough money based on the policy limits for our claim - what's the next step?
Mark Oakley
Mark Oakley
answered on May 15, 2018

Who’s policy limits, yours or the at-fault party’s? So long as you have not settled with and released the at-fault party from the claim, you can sue the at-fault party; however, any recovery you received under your own policy must be reimbursed first out of money recovered from the at-fault... View More

1 Answer | Asked in Health Care Law, Insurance Bad Faith and Medical Malpractice for Maryland on
Q: Informed a specific lab test was unavailable after I was already obligated to pay. Discrimination? What are my options?

After I registered at a lab for several blood tests, I was told that they could do all tests except for the Sickle Cell screening. I already registered before they told me that, meaning I was already obligated to pay them. One of my issues is that, by offering all other tests except the Sickle Cell... View More

Ronald V. Miller Jr.
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answered on Mar 30, 2018

I don't think this is a medical malpractice case. Did you call the lab and tell them you no longer want to take the test and explain why? I doubt they would hold your feet to the fire if you have not yet taken the test.

1 Answer | Asked in Insurance Bad Faith and Workers' Compensation for Maryland on
Q: What happens if insurance company wont open a claim with a tpd order , ppd order, and penalties filed for 40% with com?

I have an order from the wcc for a temp. Partial dis.+ a perm. Part. Dis. Plus have filed penalties for them not refusing to open a claim. However there is still no action being taken by the company/ thier ins. Company to open a claim at all. What is the next step if they continue to refuse payment... View More

Eric Todd Kirk
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answered on Apr 21, 2017

It does not appear that you are represented by counsel. The the fact that you are at this stage, with the various orders you indicated, but without any worker's compensation benefits to show for it, suggests to me that perhaps it is time to change that plan of action. Many WC lawyers offer... View More

1 Answer | Asked in Insurance Bad Faith for Maryland on
Q: An act of vandalism and theft happened on the insured property recently. The insurance denied the claim.

I have a homeowner policy with Travelers. Property is located in Hagerstown, MD. The property was posted for sale for a few months and during that time the premises were not occupied. In October, while our family has been dealing with an acute medical emergency out of state (in North Carolina), an... View More

Ronald V. Miller Jr.
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answered on Apr 19, 2016

The key is going to be in the policy language. I think you may have something to go on here. It is probably going to depend on how long you were in North Carolina. But I can't imagine the policy reads to suggest that you actually have to be on the premises and cannot take a sojourn out fo... View More

2 Answers | Asked in Insurance Bad Faith for Maryland on
Q: My lawyer said there was no homeowners insurance, now she says it is and my share will be 2200 after waiting 2 yrs

When I called about my money she said I have to pay 2200 in medical bills but the medical billing says I do not owe that. What should I do?

Adam Studnicki
Adam Studnicki
answered on Jul 14, 2015

Sit down with your lawyer and ask her to explain the details to you.

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1 Answer | Asked in Insurance Bad Faith for Maryland on
Q: We sold a rent prop years ago. USAA won't rep us in Ld Paint suit now b'cuz we d't have policy.
Cedulie Renee Laumann
Cedulie Renee Laumann
answered on Jun 2, 2012

There are ways to obtain copies of insurance policies even if you do not have the physical copy in hand. You may wish to schedule a consultation with an attorney who can review the specific details of your situation and offer some advice.

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