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Insurance Defense Questions & Answers
Q: Is it legal for an insurance company to cancel the homeowners policy because our roof is nearing the end of its life?
1 Answer
| Asked
in
Real Estate Law, Insurance Bad Faith and Insurance Defense
for
Tennessee
on
Answered on Jun 18, 2018
Answered on Jun 18, 2018
Anthony Marvin Avery's answer
Your question has nothing to do with real property. Besides the roof condition, you must read your Insurance Policy. That Contract will control your rights. In the mean time find another Carrier now. Non Insurance is a Default under your Deed of Trust. It is very doubtful that after you get another Insurer, you will have sufficient damages to justify a suit even if the Insurance Contract was breached.
Your question has nothing to do with real property. Besides the roof condition, you must read your Insurance Policy. That Contract will control your rights. In the mean time find another Carrier now. Non Insurance is a Default under your Deed of Trust. It is very doubtful that after you get another Insurer, you will have sufficient damages to justify a suit even if the Insurance Contract was breached.
Q: If i buy life insurance, then kill myself after 2 yrs or longer will they pay out the policy .
1 Answer
| Asked
in
Insurance Bad Faith and Insurance Defense
for
California
on
Answered on Jun 15, 2018
Answered on Jun 15, 2018
William John Light's answer
It depends on the language of the policy. You would have to read it, or have an attorney read it. This is a very poor idea. Please reach out to a mental health counselor, your pastor/priest, and/or family members. Suicide causes immense pain for your loved ones.
https://suicidepreventionlifeline.org/
It depends on the language of the policy. You would have to read it, or have an attorney read it. This is a very poor idea. Please reach out to a mental health counselor, your pastor/priest, and/or family members. Suicide causes immense pain for your loved ones.
https://suicidepreventionlifeline.org/
Q: In Massachusetts, do i have to be pressent if my insurance company wants to tow my totalled car from my driveway?
1 Answer
| Asked
in
Car Accidents and Insurance Defense
for
Massachusetts
on
Answered on May 31, 2018
Answered on May 31, 2018
Christopher Tolley's answer
I know of no law requiring you to be present but your insurance policy may require it, or your insurance company may ask you to be present so they are sure they have the correct vehicle.
I know of no law requiring you to be present but your insurance policy may require it, or your insurance company may ask you to be present so they are sure they have the correct vehicle.
Q: Who can I contact to help me with a denied car insurance claim? Someone hit me, and was clearly at fault.
1 Answer
| Asked
in
Car Accidents and Insurance Defense
for
Pennsylvania
on
Answered on May 29, 2018
Answered on May 29, 2018
Mark Scoblionko's answer
If you have collision coverage, you should contact your insurance company. If you do not, your only recourse would be to sue the other driver. Although you can handle this yourself in small claims court before a magistrate, you would be best advised to hire a lawyer. If it goes beyond a magistrate's level, you will have to hire a lawyer.
If you have collision coverage, you should contact your insurance company. If you do not, your only recourse would be to sue the other driver. Although you can handle this yourself in small claims court before a magistrate, you would be best advised to hire a lawyer. If it goes beyond a magistrate's level, you will have to hire a lawyer.
Q: Had a car accident yesterday. There were no physical injury. I am looking to sue the person that hit me.
Anwar Sadat Montgomery's answer
I would recommend searching for an attorney who handles "diminished value" property damage claims in El Paso. The bad part is that you may find it difficult to find an attorney who will take such a case on contingency (no-win no-fee), but there's no harm in reaching out to a couple of law firms for a free consultation.
I would recommend searching for an attorney who handles "diminished value" property damage claims in El Paso. The bad part is that you may find it difficult to find an attorney who will take such a case on contingency (no-win no-fee), but there's no harm in reaching out to a couple of law firms for a free consultation.
Q: Got a ticket for not having insurance, court date May 15. I junked my car and don’t have insurance on it anymore.
1 Answer
| Asked
in
Criminal Law, Traffic Tickets and Insurance Defense
for
Illinois
on
Answered on May 9, 2018
Answered on May 9, 2018
Juan Ooink's answer
If you had insurance on the date and time you were ticketed, you need to appear in court and show that proof of insurance. If you did not have insurance on the date and time you were ticketed, you need to show proof that the car was junked and that you have insurance now on another vehicle. If this is your first offense and you did not have insurance on the car on the date and time you were ticketed, you will be eligible for Court Supervision.
If you had insurance on the date and time you were ticketed, you need to appear in court and show that proof of insurance. If you did not have insurance on the date and time you were ticketed, you need to show proof that the car was junked and that you have insurance now on another vehicle. If this is your first offense and you did not have insurance on the car on the date and time you were ticketed, you will be eligible for Court Supervision.
Q: What are the consequences of getting in an accident without insurance?
1 Answer
| Asked
in
Car Accidents, Insurance Bad Faith and Insurance Defense
for
Ohio
on
Answered on May 4, 2018
Answered on May 4, 2018
Peter Munsing's answer
No jail. I'm assuming you had an accident. The other person or their insurance will ask for her insurance. If she doesn't have any they'll ask her to pay. It may be to her advantage NOT TO MAKE ANY AGREEMENT TO DO SO because she may be "judgement proof." It really makes sense to discuss these things with an attorney who handles defense of claims, as she and you need to look at what her assets are and aren't, her need for driving etc. But you don't want to jump into negotiations with the...
No jail. I'm assuming you had an accident. The other person or their insurance will ask for her insurance. If she doesn't have any they'll ask her to pay. It may be to her advantage NOT TO MAKE ANY AGREEMENT TO DO SO because she may be "judgement proof." It really makes sense to discuss these things with an attorney who handles defense of claims, as she and you need to look at what her assets are and aren't, her need for driving etc. But you don't want to jump into negotiations with the...
Q: Dragging a overdose victim outside. Then calling 911 & leaving that person alone. Is it a crime?
Timothy Denison's answer
Probably not, unless you were responsible for the overdose. The more prudent action , of course, would have to call 911 and wait with the person. But, if you were just being a Good Samaritan, you should be fine.
Probably not, unless you were responsible for the overdose. The more prudent action , of course, would have to call 911 and wait with the person. But, if you were just being a Good Samaritan, you should be fine.
Q: I think I have been in a car insurance scam.
1 Answer
| Asked
in
Criminal Law, Insurance Defense, Consumer Law and Insurance Bad Faith
for
New York
on
Answered on Apr 27, 2018
Answered on Apr 27, 2018
Q: I went to the er for a scratched cornea and before I left work me and my boss called to report my injury and I filled
1 Answer
| Asked
in
Employment Law, Insurance Defense, Personal Injury and Workers' Compensation
for
South Carolina
on
Answered on Apr 27, 2018
Answered on Apr 27, 2018
Carole Jean Hayes' answer
Generally, when you injure yourself while working, you are entitled to 66% of your average weekly wages if you miss more than 7 days. The insurance company is also responsible for directing and payment of your causally-related medical treatment. If you had to go to the ER immediately after given the nature of your injury, the Commission has discretion regarding ordering the insurance company to pay that bill. You also may be entitled to further treatment and a lump sum based upon any...
Generally, when you injure yourself while working, you are entitled to 66% of your average weekly wages if you miss more than 7 days. The insurance company is also responsible for directing and payment of your causally-related medical treatment. If you had to go to the ER immediately after given the nature of your injury, the Commission has discretion regarding ordering the insurance company to pay that bill. You also may be entitled to further treatment and a lump sum based upon any...
Q: How and to whom do I report auto insurance fraud?
Mr. Kent Thomas Jones Esq.'s answer
You need to consult with a local attorney in that area of practice to get things staigtened out.
You need to consult with a local attorney in that area of practice to get things staigtened out.
Q: How do challenge the jurisdiction?
1 Answer
| Asked
in
Traffic Tickets, Constitutional Law and Insurance Defense
for
California
on
Answered on Apr 24, 2018
Answered on Apr 24, 2018
Dale S. Gribow's answer
though more info is need.................as a rule jurisdiction lies with the location of the act.
this is the same problem OJ had with his vegas arrest.
he wanted case back in LA but no dice and his custody was there too and not in Calif
though more info is need.................as a rule jurisdiction lies with the location of the act.
this is the same problem OJ had with his vegas arrest.
he wanted case back in LA but no dice and his custody was there too and not in Calif
Q: How do I carry out challenging the jurisdictions of the court after first appearance
1 Answer
| Asked
in
Traffic Tickets and Insurance Defense
for
California
on
Answered on Apr 24, 2018
Answered on Apr 24, 2018
Dale S. Gribow's answer
more info is needed
you do not do.....your lawyer does.
either a private lawyer or a public defender.
share your reasoning for wanting to change jurisdiction.
however, jurisdiction lies with the location of the crime........not your residence...........OJ had the same issues with his arrest in Vegas.
more info is needed
you do not do.....your lawyer does.
either a private lawyer or a public defender.
share your reasoning for wanting to change jurisdiction.
however, jurisdiction lies with the location of the crime........not your residence...........OJ had the same issues with his arrest in Vegas.
Q: I was hit extremely hard from the side and was cited a tic for $30, went by ambulance to ER and didn’t give statement.
1 Answer
| Asked
in
Traffic Tickets, Car Accidents, Insurance Bad Faith and Insurance Defense
for
Virginia
on
Answered on Apr 16, 2018
Answered on Apr 16, 2018
Peter Munsing's answer
Don't give statments until you talk to a lawyer.Call a member of the Va Trial Lawyers Assn--they give free consults.
If you failed to yield you can be given a ticket.
Generally as she was contributorily at fault you can argue to your company she should have a proportional reduction in what she gets.
You paid cash and didn't check to see if it was covered for collision? Sorry, that's likely on you.
Don't give statments until you talk to a lawyer.Call a member of the Va Trial Lawyers Assn--they give free consults.
If you failed to yield you can be given a ticket.
Generally as she was contributorily at fault you can argue to your company she should have a proportional reduction in what she gets.
You paid cash and didn't check to see if it was covered for collision? Sorry, that's likely on you.
Q: We believe a client has made a fraudulent claim against us about an injury on the property
Gerald Barry Dorfman's answer
If you have liability insurance, talk to your insurer about it. They will probably not assign you an attorney until a lawsuit is filed, but should be advising you. If you do not have insurance, you should retain an attorney immediately. Mistakes made early in the process can really come back to bite you later.
If you have liability insurance, talk to your insurer about it. They will probably not assign you an attorney until a lawsuit is filed, but should be advising you. If you do not have insurance, you should retain an attorney immediately. Mistakes made early in the process can really come back to bite you later.
Q: So a girl ran through a red light and hit me, she lied and said she didn't. She had suspended licence.
1 Answer
| Asked
in
Traffic Tickets, Car Accidents and Insurance Defense
for
Ohio
on
Answered on Apr 10, 2018
Answered on Apr 10, 2018
Peter Munsing's answer
See if there is a camera at the intersection or any business has a camera that captures the intersection. It's where the experession "he said she said" comes from.
But if you weren't at fault, and have injuries, contact a member of the Ohio Assn for Justice--they give free consultations.
See if there is a camera at the intersection or any business has a camera that captures the intersection. It's where the experession "he said she said" comes from.
But if you weren't at fault, and have injuries, contact a member of the Ohio Assn for Justice--they give free consultations.
Q: Son snuck out of ex mother-in-law is home and was seriously hurt can I sue her homeowners insurance
Stephen Douglas Lombardi's answer
Maybe. The claim would be failure to properly supervise a minor, assuming your son is still a minor. The claim would be brought by you for medical expense, permanent injury, wage loss (perhaps), reduced earning capacity along with pain/suffering. Of course this answer is so general that it is worthless without more of an evaluation. All we can really do is give you direction - which I think is all you are really asking. Hopefully this answers the question sufficiently.
Maybe. The claim would be failure to properly supervise a minor, assuming your son is still a minor. The claim would be brought by you for medical expense, permanent injury, wage loss (perhaps), reduced earning capacity along with pain/suffering. Of course this answer is so general that it is worthless without more of an evaluation. All we can really do is give you direction - which I think is all you are really asking. Hopefully this answers the question sufficiently.
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