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Your current state is Ohio
We have a 19-year old son who has his own insurance on a paid off car that is titled to a trust that solely has the vehicle in the trust (vehicle trust). However, he lost his job is now not able to pay for insurance. We would like to know if we add our son to our insurance policy and the car... View More 
answered on Jul 14, 2024
No, it is unlikely that you could be held liable for having him on your insurance. Liability normally results from negligent action on the part of a driver, not co-insured such as you would be.
Roof company manager onsite when incident occurred. Told homeowner not to worry bcuz His roof company has insurance for incidents like this. Roofer threw shingle down into backyard that hit pipe attached to back of kitchen wall. Pipe bust from shingle resultin to house floodin. Roofer called... View More
answered on Jul 10, 2024
A South Carolina attorney could advise best, but your question remains open for two weeks. Final check should identify the claimant it is payable to - it sounds like you have more than one claim going on here, between water damage from pipe and roof damage from hail. Ask the carrier. In terms of a... View More
I was driving in my neighborhood and as I was passing a construction area, a worker walked into my car and bumbed into driver side door. He was working between a truck and a construction machine and was not visible to me. Now his attorney has filed a claim that I caused bodily harm. After the... View More
answered on Jul 1, 2024
A North Carolina attorney could advise best, but your question remains open for a week. Yes, it sounds like you have a valid basis for a defense. You should make a copy of the file and provide it to the defense attorney that your insurance company should be assigning to you shortly (if they... View More
The first one was while she was working for Uber and swerved to the shoulder in order to avoid being hit by a car. The rider filed a claim saying she was injured and wants maximum amount settled. Insurance company wants my mom to sign a declaration
The second is a tenant she rented a room... View More
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answered on Jun 15, 2024
To protect your mother's assets, you should take a careful approach to both claims. For the Uber incident, consult with the insurance company and consider the implications of signing the declaration. It might be wise to seek legal advice to ensure that signing won't negatively impact her... View More
The first one was while she was working for Uber and swerved to the shoulder in order to avoid being hit by a car. The rider filed a claim saying she was injured and wants maximum amount settled. Insurance company wants my mom to sign a declaration
The second is a tenant she rented a room... View More
answered on Jun 17, 2024
One option is for your mother to review the declaration with an attorney. An attorney could offer a meaningful review of the terms better if they know something about the accident (police report), injuries, amount sought, policy limits, and other possible details. The other matter falls under the... View More
The insurance company I am under received a 998 offer , it is within my policy limits but they want me to continue to fight the case. I want to settle this case and allow my policy to pay it. Can they ignore my request ,drag this case out to trial? Even though I will suffer the most damage in the... View More
answered on May 28, 2024
The decision to settle or litigate belongs to the insurance company. If it exposes you to a judgment in excess of your policy limit, it might be responsible to pay the entire amount. You should probably send the adjuster a letter, certified mail, demanding that it, alone, be responsible for any... View More
The insurance company I am under received a 998 offer , it is within my policy limits but they want me to continue to fight the case. I want to settle this case and allow my policy to pay it. Can they ignore my request ,drag this case out to trial? Even though I will suffer the most damage in the... View More
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answered on May 28, 2024
In California, a 998 offer (also known as an Offer to Compromise) is a settlement offer made by either party in a civil case, pursuant to Section 998 of the California Code of Civil Procedure. If the offer is not accepted and the party who rejected the offer fails to obtain a more favorable... View More
My next house catch on fire and that damage one side of my house.
I file claim With my insurance company and They are checking my coverage and Providing claim amount based on my policy coverage. As per my understanding, since this is not my fault.They should go with neighbors insurance... View More
answered on May 24, 2024
A Virginia attorney could advise best, but your question remains open for two weeks. Until you are able to consult with a local attorney on state-specific laws and practices, you're correct. The way you describe is the way it's done in most places. Your insurance company might seek... View More
Block traffic and their hazard lights are on, and I crash into them t-boning them, who's fault is it. 3 Lane road with a break in the median she's in the 3rd lane and I'm in the 1st lane the only safe place to pull over is in the median break. Her hazard lights were on as soon as she... View More
answered on Apr 10, 2024
An Arizona attorney could advise best, but your question remains open for a week. It's possible liability could be apportioned between both of you, depending on how the accident is evaluated by the insurance company investigator. If they didn't have insurance, check the terms of your UM... View More
The total settlement number they gave me would be more than I owe, but the salvage price to keep the vehicle would make the new amount less. I understand that would leave me with the remaining loan balance. Adjuster told me that they won’t release any funds until the loan is paid in full. I was... View More
answered on Mar 28, 2024
A Kentucky attorney could advise best, but your question remains open for a week. You'll probably need to go through the figures with them in more detail than is possible here. But the basic principle is that keeping the vehicle will reduce the payment. If a vehicle is old and low value, it... View More
Would lawyers be required? If so, who pays the lawyer fees?
answered on Mar 5, 2024
An Arizona attorney should advise, as this could be covered under state-specific civil procedure rules. However, your question remains open for two weeks. The short answer is "yes" in most jurisdictions nationwide. Sometimes interest is capped by statute, but claimants can sue for it.... View More
Would lawyers be required? If so, who pays the lawyer fees?
answered on Mar 5, 2024
Addendum - I'm sorry, a minute ago I mean to write, "That doesn't NECESSARILY MEAN it's not possible... "
I inadvertently left out the words "necessarily mean." Good luck
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answered on Jan 29, 2024
If you're being sued for an auto accident in California and you believe the claims against you are false, it's crucial to take specific steps to protect yourself legally. First and foremost, inform your insurance company about the lawsuit immediately.
They are typically obligated... View More
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answered on Jan 26, 2024
If you are being sued from an auto accident in California and believe the claims against you are false, it's important to take immediate action. First, inform your auto insurance company about the lawsuit, as they are typically involved in defending against such claims under your policy. They... View More
answered on Jan 12, 2024
Being sued is certainly stressful, yet most of the time, needlessly. If this claim stems from an auto accident, contact your insurance company and let them handle the case and worry about it. If you have coverage, the insurance company will provide a qualified attorney to handle the matter. The... View More
My daughter was in an accident. The car and insurance was in my name at the time of the accident. The amount of the claim is $19,500 for hospital bills. My insurance covers up to $25,000 and that is what they are asking for. I do not have any assets or extra income for them to come after. I just... View More
answered on Jan 6, 2024
As my colleague advises, ask your assigned defense attorney for their input. They're going to probably tell you to consult with an outside counsel whose interests are solely yours. But that can cost money. Find out as much as you can from your defense counsel what they foresee in terms of the... View More
My daughter was in an accident. The car and insurance was in my name at the time of the accident. The amount of the claim is $19,500 for hospital bills. My insurance covers up to $25,000 and that is what they are asking for. I do not have any assets or extra income for them to come after. I just... View More
answered on Jan 4, 2024
You likely have a lawyer provided by your insurer if you are at this point. the lawyer should be able to advise you as to your best next step- to provide the affidavit or not- and what to include/ disclose. If you want to get a second opinion - you would probably need to show the affidavit to a... View More
My insurance company has left my totaled vehicle in my name without paying any necessary fees - now we have a lien. They have grossly failed in defending me as their customer in a few ways and I would like to know if there are any options in pursuing legal action against them. Happy to give more... View More
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answered on Jan 3, 2024
Under California law, it is possible to pursue legal action against your car insurance company if they have failed in their obligations towards you as a policyholder. If your insurance company has not fulfilled its contractual duties, such as handling claims properly, paying necessary fees, or... View More
My insurance company has left my totaled vehicle in my name without paying any necessary fees - now we have a lien. They have grossly failed in defending me as their customer in a few ways and I would like to know if there are any options in pursuing legal action against them. Happy to give more... View More
answered on Jan 6, 2024
You could reach out to attorneys to try to set up a free initial consult. But in these types of cases, it isn't necessarily bad faith - sometimes, depending on the finance arrangements, it's a matter of having or not having gap insurance coverage as well as respective liabilities in the... View More
The adjuster for the at fault party's insurance claims he can't find his client. He claims that he can't resolve our situation until he can find his client and get information from him. I don't believe that is our problem, especially nearly 2 months in. State Georgia, county... View More
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answered on Dec 29, 2023
If you've been involved in a car accident in Georgia and the at-fault party's insurance is claiming difficulties in locating their client, it's advisable to take certain steps to protect your interests. Firstly, document all communication with the at-fault party's insurance,... View More
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