Possibly. This is a question that involves exemptions and other issues. The exemption for a Michigan resident is up to about $57,000 under the "state" exemptions, and about $23,625 under the federal exemptions. There is also a "tenancy by the entirety" exemption that may be... View More

You have wandered into a complex area of the law.

I assume that the case you are referring to is the Craft case. That's not an easy case to start with if you do not have a thorough understanding of exemption law. If you understand it and are not an attorney, you are well above... View More

The facts you recite are vague. If it was you who filed bankruptcy, if you did not list in your schedules the items stored (in what appears to have been a gratuitious bailment, which imposes a low standard of care on the bailee) then you may be up against a judicial estoppel by having stated under... View More

You may purchase a car, with cash, but if you intend to borrow the money. The United States Bankruptcy Code prohibits any attorney to advise you to incur debt before you file a bankruptcy. If you borrow money before you file, that debt will be discharged in the bankruptcy, right away. So, with... View More

You would need to have power of attorney to do that. Being a payee representative usually connotes a minor or impaired person on SSDI. If that is true, then the bills should be paid for by you. Please seek assistance with this in your jurisdiction.

No, you do not have to file bankruptcy unless you wish to. If you are joint on any of the debts that your husband discharges, the creditors can still collect from you. Hope it works out. Good luck!

you can take it now.

Absolutely not. Would be considered fraudulent purchases never having an intent to repay. Any purchases within 75 days of filing are circumspect if they are not ordinary expenses.

See the following:

http://www.michigan.gov/treasury/0,4679,7-121-44402_44404-107013--,00.html

The trustee has to prove you have it. There is no way to prove that something does not exist.

You need to provide more information. Are you saying your case is confirmed or not? What is your required monthly payment? Cannot. answer what it would take to go Ch 7.

In many cases, debtors may keep substantially all of their personal property through bankruptcy - including a personal vehicle. Monetary limits apply (probably can't keep a Bentley).

You are entitled to obtain a second opinion, and don't let anyone tell you otherwise. (Unless you want to treat someone telling you otherwise as a second opinion).

People and business entities can file bankruptcy. A house cannot. However, it may be possible to obtain relief or to restructure debt associated with the house. You should consult with an attorney to assess your situation.

Your question is too broad and vague to be answered here. You need to consult with an attorney.

Yes, but generally not within 8 years.You should always weigh whether bankruptcy is necessary for your financial situation, and the long term implications of filing (e.g. some job applications ask if you've ever filed bankruptcy).

If you REDEEM the property you can do what you want with it including selling it for more than the amount you redeem it for. The 'trick' is to insure you do this properly and within the time limits allowed for sheriff's sales!

Do consider involving a local real estate lawyer... View More

Well, you can file Pro Se, but it is difficult. There are pro bono services across the nation as you did not put where you are, and some attorney are cheap if you are a simple 7..Remember to do your credit counseling.

It is very difficult to discharge student loans in a bankruptcy case. You need to see a bankruptcy lawyer in your area and go over everything to see if this is possible in your situation. Hope it works out. Good luck!

It is a test to determine if you qualify for a Chapter 7 without a presumption of abuse. It is based primarily on your gross income and compare it to the median income in your jurisdiction.