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Puerto Rico Foreclosure Questions & Answers
1 Answer | Asked in Foreclosure for Puerto Rico on
Q: How can I obtain a copy of a foreclosure letter of a home that was foreclosed Ive tried contacting the bank lender

bank hasnt been able to help. I need this letter asap. The home is located in Puerto rico

Nelson Jose Francisco Alvarez-Aponte
Nelson Jose Francisco Alvarez-Aponte answered on Jun 9, 2019

Hello and thank you for using JUSTIA. A foreclouser letter is sent by the financial institution. The foreclosure process is done by a financial institution against the borrower in the Superior Court of the location of the Property. As part of the claim, the foreclosure letter needs to be included... Read more »

1 Answer | Asked in Foreclosure and Real Estate Law for Puerto Rico on
Q: In P.R., can a bank foreclosing on a dead mother's home go after the children if they don't want any part of the home?

The bank is saying the five living sister's are responsible for the bank note even though no one lives there or wants the home.

Nelson Jose Francisco Alvarez-Aponte
Nelson Jose Francisco Alvarez-Aponte answered on Jun 11, 2018

Good evening and thank you for using JUSTIA. Yes the bank can file suit against all the inheritors. However the inheritors can contact the bank and inform them that the inheritors do not accept the inheritance thus they will not be responsible for the note. The bank will then inform you on how to... Read more »

1 Answer | Asked in Foreclosure for Puerto Rico on
Q: Do I need a lawyer to get my mortgage loan modified?
Naomi Jusino
Naomi Jusino answered on Jan 11, 2017

No, you can work the modification directly with the financial institution.

But we strongly recommend that before you sign the papers, consult with a lawyer to make sure you are in the right path.

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